Teguran untuk Unit Trust Consultant

[PeRwaRis]

Teguran yg sgt baik.But for me this thing is more like a catch 22 situation.

Kalau teguran ni diberi kpd bakal UTC,mungkin diaorg akan rasa bidang unit trust ni satu bidang yg susah,

dan mungkin diaorg tak nak join.So,we would have less UTC.Tp,kalau tak diberikan pulak teguran ni,then we would have

a lot of UTC,tp,sales mungkin ciput pulak. :-?

Rasanya,to involve dlm bidang investment/finance ni,perception management tu yg paling penting.Sbb,ramai org ingat

bidang berkaitan investment/finance ni satu bidang yg senang.Tgk chart,tgk report,dah blh jadi jutawan.

Kalau bidang finance/investment ni senang,maka krg cerdik lah org2 yg bekerja dlm bidang2 lain.Tak gitu?

Saya pernah recommend to UT management company supaya stop recruitment campaign. Instead, focus on the current forces as they would be able to catch as many as they could. Its like we fishing on a very small pool. and the problem get worsens when a big junk of them are just taking advantage from prospects then dissapeared.

I received warning letter when i brought this matter to the higher level back then. And I responded back that in this business, you have thousands of soldiers, but very less of warriors. Oviously, they believed in numbers...well, that was the only thing they care about..and still, it is....and then, I was fired.

 

[PeRwaRis]

Betul tu, saya sokong, saya juga pernah berada di bidang ni, direct dengan bank dan yg x...

Komisen insurans / takaful mmng lagi byk dari unit trust...

Tapi kalau direct dgn bank, bank makan lagi byk komisen sbb bank x da level2 mcm ejen2 insurans / takaful biasa...

Investment link pun adik beradik unit trust juga...

Kalau ejen unit trust ada yg x tahu, maksudnya mungkin dia x pernah jual insurans / takaful, kalau jual pun, mungkin insurans / takaful am...

another mistake that they have done is making a comparison between "apple" and "orange".. insurans/takaful is wealth protection. Unit trust is wealth accumulation.

Insurans accompanied with investment link is damned good.

 

[FAUZEY_FX]

Good advice TT..

 

[FAC]

Bila price dah down, senang cakap this is medium to long term investment, just on paper loss only.

Huhuhu

 

[nsr7777]

Bila price dah down, senang cakap this is medium to long term investment, just on paper loss only.

Huhuhu

maka pelabur pon menunggu la penuh harapan..bila mau naik harga/untung...

 

[m_radd]

unit trust consultant/agen ni bukan tahu sangat pun...masa tahun 2008 masa aku mula2 melabur...disuruhnya/diyakinkan aku utk masuk PCSF di Public Mutual masa tu...baru launching katanya...Public China Select Fund...tapi aku x ikut ckp dia...aku masuk PIttikal....sebulan kemudian PCSF jatuh dan terus jatuh tanpa bangkit kembali...PIttikal malaysia punya fund naik2 saja sampai hari ni...kesimpulannya dengar bole pecaya tunggu dulu kena fikir betul2 fund mana sebelum melabur...takut2 melebur tak pulang modal...

 

[otaida00taj]

aku malas nak masuk UT nie, sebab duit yang ada tak seberapa... ��

 

[PeRwaRis]

Bila price dah down, senang cakap this is medium to long term investment, just on paper loss only.

Huhuhu

maka pelabur pon menunggu la penuh harapan..bila mau naik harga/untung...

U cant do much anything when you are stuck in that situation..unless you change ur strategy rather from "wait n see" to do regular saving.. If your agent is consultant enough, he would prevent the situation from getting worsen...

I still remember I have one client regularly invest monthly on PCIF using top down approach..her investment breakeven at 15% lower than the price she bought and makes profit thereafter although fund price below than open price at 0.25 per unit..It takes time.

However, bottom up is better than top down..the problem is if u dont understand the trend, U will cought off guard looking towards the bottom of the fall...

 

[hafyz1984]

Aku pernah jadi Unit Trust Consultant dr level UTC hingga la ke Agency Manager..Aku di fired pada tahun 2012 due to conflict with lead aku and the company as a whole..

.You guys master the necessity skills, client will come..company kejar sales indeed but you need to put yourself at difference skill set level

Nak tahu pasal ayat yang aku underline tu....

U guys master the necessity skill, - adakah itu bermaksud kalau kita berupaya menjadikan produk itu sebagai satu keperluan, instead of kehendak, maka ramai akan membeli?

 

[PeRwaRis]

Nak tahu pasal ayat yang aku underline tu....

U guys master the necessity skill, - adakah itu bermaksud kalau kita berupaya menjadikan produk itu sebagai satu keperluan, instead of kehendak, maka ramai akan membeli?

Skills yg saya maksudkan adalah dr Item No.1 hingga Item No.5 ..

bukankah investment nowadays is satu keperluan?