54000 Unit Trust Consultant servicing a market as small as Malaysia is a big number by any means.
Itupun dah berkurang berbanding dgn 70000 back in 2010.
One of the reason rasanya unit trust ni blm melalui proses consolidation sebagaimana sector perbankan dan pelaburan.
Sebelum tahun 1998 dulu pun kita ada berpuluh2 bank di Malaysia dan beratus2 bank2 pelaburan dan brokerage house.
But after 1998,finance and investment industry consolidate for the first time,and this consolidation is further evidence
selepas tahun 2008.Skarang dah tinggal less than 10 local banks,and less than 20 local investment bank and brokerage house.
Tp,unit trust tak melalui proses tu.Sbb in 90's,unit trust baru ja nak berkembang,so unit trust size pada masa tu
to small to consolidate.Dan selepas tahun 2008 pun tak ada consolidation from unit trust,cuma mungkin
ada pengurangan dari segi bilangan UTC.Tp,even after dah berkurang pun,bilangan UTC utk market sekecil Malaysia adalah
dikira sgt besar.Even insurance industry pun consolidate among themselves.Mungkin ada hikmah la you keluar dari
unit trust arena.Sbb from my point of view (bkn nak takut2kan org yg kerja unit trust yer
),unit trust provider really
need to consolidate in order to survive.Dan dlm proses consolidation tu,mmg number of UTC need to be reduce
significantly or else semua org dlm unit trust pun susah nak cari mkn.And having a lot of UTC is counter-intuitive
to the concept of investment itself since the concept of investment is to aggregate money and use the aggregated money
to invest and produce more money.Tp,pada masa yg sama,unit trust provider widen the pool of UTC dan menyebabkan komisen
yg terhasil instead of become aggregated,dah jadi terpecah dgn meluasnya pulak. :-? :-?
