Teguran untuk Unit Trust Consultant

[bro drummer]

Hmm UT ni katanya untung tggi..tp teman xde pgalaman ber UT. Sesapa ada pgalaman untung UT x?share la sikit

 

[lantana]

Aku pernah jadi Unit Trust Consultant dr level UTC hingga la ke Agency Manager..Aku di fired pada tahun 2012 due to conflict with lead aku and the company as a whole..

Now di sini..aku nak listkan beberapa perkara yg mungkin agents boleh jadikan panduan atau iktibar

1. Stop talking, stop showing ROI projection without proper analysis. Please learn how to read technical chart i.e. trend analysis, volume, candlestick chart and then kaitkan dgn stock profile yg fund anda proposed utk buat pelaburan tue..it doesnt mean that bila anda show pocket money tue, the target return is probably something like that but actually not that...it is uncertain..FBM KLCI now at 1800++ points..so do u really think u come in now u can get more return?...think.

2. Start learning fundamental..jgn baca personal money jer..unit trust fund is benchmarking with stock index..as fundamental heavily influence, so thus the unit trust fund...even stock trader now are seeking information..information is the key.

3. Stop comparing unit trust fund versus ASB...there is no way unit trust fund can stand out loud..

4. Pro actively managed your investor's fund. kalau anda mahir dgn item no.1 dan no.2, then anda akan tahu when is the right time to do switching...bukan buat premature exit. the idea of gradual switch is simply a bad idea if there is no justification to do it. long term investment if it done without proper planning, might as well you guys stick with ASB. This is not a saving account. LOL.

5. Part time or full time, it doesn't matter.. the expectation is fund performance and it has nothing to do with how much focus are you in this business..work smart..You guys master the necessity skills, client will come..company kejar sales indeed but you need to put yourself at difference skill set level ... gain trust if the first priority you have to put an effort to, only then sales will come.


aku sungguh kecewa bila ada unit trust agents yg dtg jumpa aku..jual idea pelaburan basi..ceta yg sama aku dgr...anda nak jadi salesman? atau anda nak jadi consultant?


[-([-([-(

Teguran yg sgt baik.But for me this thing is more like a catch 22 situation.

Kalau teguran ni diberi kpd bakal UTC,mungkin diaorg akan rasa bidang unit trust ni satu bidang yg susah,

dan mungkin diaorg tak nak join.So,we would have less UTC.Tp,kalau tak diberikan pulak teguran ni,then we would have

a lot of UTC,tp,sales mungkin ciput pulak. :-?

Rasanya,to involve dlm bidang investment/finance ni,perception management tu yg paling penting.Sbb,ramai org ingat

bidang berkaitan investment/finance ni satu bidang yg senang.Tgk chart,tgk report,dah blh jadi jutawan.

Kalau bidang finance/investment ni senang,maka krg cerdik lah org2 yg bekerja dlm bidang2 lain.Tak gitu?

 

[PeRwaRis]

Hmm UT ni katanya untung tggi..tp teman xde pgalaman ber UT. Sesapa ada pgalaman untung UT x?share la sikit

It was true and still it is. But it is time dependent. However, proactively managed is the turning point which will determine how much you make money.

 

[PeRwaRis]

Teguran yg sgt baik.But for me this thing is more like a catch 22 situation.

Kalau teguran ni diberi kpd bakal UTC,mungkin diaorg akan rasa bidang unit trust ni satu bidang yg susah,

dan mungkin diaorg tak nak join.So,we would have less UTC.Tp,kalau tak diberikan pulak teguran ni,then we would have

a lot of UTC,tp,sales mungkin ciput pulak. :-?

Rasanya,to involve dlm bidang investment/finance ni,perception management tu yg paling penting.Sbb,ramai org ingat

bidang berkaitan investment/finance ni satu bidang yg senang.Tgk chart,tgk report,dah blh jadi jutawan.

Kalau bidang finance/investment ni senang,maka krg cerdik lah org2 yg bekerja dlm bidang2 lain.Tak gitu?

Good point bro. Cash is not king, Financial intelligence is king.

 

[thetu5]

agent unit trust ni kjar komisen jer..pastu dh rasa cm kurang dorg join insurans..pastu dorg combine..

mmg scara logiknya dorg xde pon tau baca technical dan wat analisis..bper kerat jer yg tau..

ini aku cter realiti..psl aku pon dh pernh msuk line insurans..dn bila aku cter psl investment link mmg ramai dorg nk tau..cme agent unit trust ni xnk upgred diri dorg..

 

[TT]

lama xbaca something good to read cmni kt cg

-ex

 

[PeRwaRis]

lama xbaca something good to read cmni kt cg

-ex

More to come

 

[e_ismadi]

Nice sharing TT, well said

 

[bounty_hunter]

Tak salah mengejar sales..every profit oriented organization set business growth heavily in KPI..yg saya tegur di sini is cara diorg sell the idea and manage investors fund.

Maksud saya, kejujuran masa buat sell tu, kadang kala merugikan pelanggan...

 

[bounty_hunter]

agent unit trust ni kjar komisen jer..pastu dh rasa cm kurang dorg join insurans..pastu dorg combine..

mmg scara logiknya dorg xde pon tau baca technical dan wat analisis..bper kerat jer yg tau..

ini aku cter realiti..psl aku pon dh pernh msuk line insurans..dn bila aku cter psl investment link mmg ramai dorg nk tau..cme agent unit trust ni xnk upgred diri dorg..

Betul tu, saya sokong, saya juga pernah berada di bidang ni, direct dengan bank dan yg x...

Komisen insurans / takaful mmng lagi byk dari unit trust...

Tapi kalau direct dgn bank, bank makan lagi byk komisen sbb bank x da level2 mcm ejen2 insurans / takaful biasa...

Investment link pun adik beradik unit trust juga...

Kalau ejen unit trust ada yg x tahu, maksudnya mungkin dia x pernah jual insurans / takaful, kalau jual pun, mungkin insurans / takaful am...