haih.. tgk topic ni.. sy pun penah kene ngan kelas berbayar.. so setakat waktu ni ..tue la kelas pertama dan terakhir
jadi dengan itu sy nak share sket buku yg sy baca
"The Millionaires Chronicles" from Azizi Ali (Seorang jutawan hartanah and penulis buku di malaysia)
ni petikan sy type semula.. fuh letih..
There is one peculiar ritual most people keep repeating though it never bring any positive result. It is a habit people repeat despite knowing fully well it never brings the desired outcome. Regardless of age, sex, race and religion – they keep on doing it. The habit? Soliciting free financial advice.
People all over the world keep soliciting free financial advice – a practice that is sure to never bring the desired result (to become rich). I’m almost 40 and to date, have never known anyone, or for that matter even heard of anyone, becoming rich and wealthy from free financial advice.
There are six billion people on the planet today, and not a single soul has ever become rich from free financial advice. And if we count all those who came before us, there must have been tens of billions souls – and not a single one ever made money from free financial advice. That by itself ought to tell us something; it reveals very clearly what we should not be doing.
On the other hand, I have known many folks who became rich and more importantly, stayed rich because they paid money for financial advice. They paid money, and good money for that, to get quality advice from professionals, be it from accountants, tax advisers, bankers, brokers or lawyers. The rich know that quality costs money and they will pay for it.
And when you think about it; who is going to do anything for free? While one may not mind helping out occasionally, to do it every days is simply out of question.
For example, a doctor may not mind giving you a no-fee opinion once. However, if you want to follow up, you’d better be ready to fork out some money. And that’s the way things should be. After all, the doctor has spent years studying his craft – it’s only fair and right that he charge you for his expertise.
The same applies with financial advice. The accountants, tax advisers and lawyers spent many years studying and honing their skills. In fact, they did not just spend time, but effort and yes, money as well. Again, it is only fair that they charge you for their advice.
And to add salt to the big gaping wound, I will say this – only poor people give free financial advice.
I look back on my own life and see how true that statement is. All those people who were oh, so eager to dish put financial advice were not wealthy. Sure, they were decent people, but the fact remains that they were not rich. While they may be smart and proficient in their fields, they were in reality infants in financial literacy.
So I have stopped asking for financial advice from general public. In fact, if anyone volunteers financial advice, my mind automatically goes on midnight Bohemian cruise. I may be there but my mind sure isn’t. Instead, when I need some advice, I call on qualified professionals and pay them for their expertise. Acid test: Ever since I started doing this, my net worth has leaped – like a kangaroo on steroids.
To those people who insist on getting free financial advice, I have no doubt that they will get it. There are millions of people who will eager to give their two cents worth of thoughts on money matters. Just remember that these people who offer mere opinions are infants in financial literacy. It is a good chance that those who follow their advice will pay a lot more – losing money on their investment moves! The free advice will cost any ignoramus ten times, if not more, the amount they would have paid to a qualified professional.
So stop pestering people for hot tips and stop soliciting for free financial advice. To continue doing so is a guaranteed total waste of time.
Pay for financial advice. This may mean
buying (and reading) a lot of books on the subject, going back to school,
attending seminars and hiring qualified professionals. Of course, having said this,
choose your advisers carefully.
Make sure that they are
actually qualified, honest and all the other good things we look for when hiring any professional. One way of getting a good financial adviser is to hire the same person who is handling you rich friend’s account. It is a good bet that the adviser has something to do with the person getting and staying rich.
For those who argue that they cannot afford to pay for financial advice, it is a good bet that they will be saying that forever because they will never make the big money in the first place.
For those who insist on proof that good advice costs money – hey, I’m getting paid to write this!
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Begituelah petikan kata-kata dari Azizi ALi.. Kite leh adapt la dlm kehidupan kite
byr kelas fee tak salah.. pastikan guru itu benar2 qualified.
no offense utk sapa2..sy bold kan hanya utk menunjukkn point yg sy rasa agak menarik...
