Back to Basic: What is unit trust?

[steveorlando79]

Apa akan jadi bila NAV price jatuh? it affects ur amount of investment. but the unit still remain the same tau. unit xakan jatuh but akan sentiasa bertambah from time to time.

Sbab tu, u hv to remember, investing in unit trust is not juz investing in funds, but as well as the company. u kena tgk jugak profile company. see the track record during bearish n bullish market sumer.

and yes, as ableze_joepardy mentioned, its an opportunity to accumulate more units. during the cheap price of NAV, grab this opp to lower your breakeven point of ur investment.

punyalah main berat notes PM ni................ next month dah nak exam ni~X(

 

[hamzah]

punyalah main berat notes PM ni................ next month dah nak exam ni~X(

haa, awat lama xonline? ingtkn leh la nak tolong pe yg patut heh.. cmne? yakin boleh x ni? :-?

 

[iss]

hmm, nak tukar agent yek? ok, ada beberapa situasi la.

1) you boleh buat new investment dgn mana2 agent yang u suka, tanpa mngganggu fund yang lama. maknanya new investment ni u buat dlm fund lain la, and with agent code ur new agent tu.

2) you ada fund X with agent A, but u nak agent B take over monitor that fund X pulak, boleh, dgn syarat mesti dpat consent from agent A jugak. buat la satu surat rasmi biasa, ckp nak tukar agent, with both signatures agent A n B.

senang guna cara 1 tu je la. yg previous fund tu u biar je kat first agent tu. let say klu xgemar sgt ngn dia, nmpak cm untung je fund tu, u w/draw je la. Seorg pelabur tu xkesah untuk ada brapa agent pon, but better minimize kan la the number of agent tu.. untuk kemudahan pelabur jugak nnti.

ok... terima kasih byk2 hamzah...

 

[iss]

satu soalan lg utk hamzah dan yg lain2...

sapa yg dok kat area2 kl? g kelas sumer kat kl/selangor... ada srg kwn aku yg berminat nak jd ejen... sbb aku jauh dr kl... jd ssh skt aku nak handle dia... kang jd masalah... kesian plak dia... jd aku igt nak masukkan dia kat sape2 yg aktif kat area2 kl yg blh tlg dia... sbb skrg ni dia ada nampak antara 2 je... antara pm dgn cimb je...

 

[hamzah]

satu soalan lg utk hamzah dan yg lain2...

sapa yg dok kat area2 kl? g kelas sumer kat kl/selangor... ada srg kwn aku yg berminat nak jd ejen... sbb aku jauh dr kl... jd ssh skt aku nak handle dia... kang jd masalah... kesian plak dia... jd aku igt nak masukkan dia kat sape2 yg aktif kat area2 kl yg blh tlg dia... sbb skrg ni dia ada nampak antara 2 je... antara pm dgn cimb je...

hmm, dlm ni ramai yg area kl/selangor. u suruh je dia pick mana yg berkenan. hehe... i branch bangsar, training for agent on saturday morning 10-12pm. kalau Business preview hari rabu malam, 8-9pm.

 

[Millionaire_Girl]

selain public mutual,investment mane yang lagi bagus n dpt return lagi tinggi?

 

[ableze_joepardy]

selain public mutual,investment mane yang lagi bagus n dpt return lagi tinggi?

public mutual is a name of company.. dalam company ni ada byk fund.. ada yg perform baek punya.. ada yg 'kurang' perform dll.. and so far the famous company (pada pendapat saya) is public mutual itself and CIMB-WA.. lain2 company pon ada.. MAAKL, RHB etc.. tapi jarang dgr la.. and antara fund2 yg sy tgk perform is

Public Mutual: Ittikal (fund lain xtau sgt)..
CIMB-WA: DALI, DALI2

 

[Millionaire_Girl]

public mutual is a name of company.. dalam company ni ada byk fund.. ada yg perform baek punya.. ada yg 'kurang' perform dll.. and so far the famous company (pada pendapat saya) is public mutual itself and CIMB-WA.. lain2 company pon ada.. MAAKL, RHB etc.. tapi jarang dgr la.. and antara fund2 yg sy tgk perform is

Public Mutual: Ittikal (fund lain xtau sgt)..
CIMB-WA: DALI, DALI2

kenape bagus invest dlm unit trust ni?berape return die setahun?ada pembayaran dividen tak?berape jumlah pelaburan minimum?berape percent cas kemasukan?

Aku dgr MAAKL tu bagus..ade yg invest dlm MAAKL??

 

[ableze_joepardy]

kenape bagus invest dlm unit trust ni?berape return die setahun?ada pembayaran dividen tak?berape jumlah pelaburan minimum?berape percent cas kemasukan?

Aku dgr MAAKL tu bagus..ade yg invest dlm MAAKL??

knape bagus?
em rasanya di awal thread ni dah bincang panjang lebar..
a) ada 3 jenis pendapatan/return.. capital gain, dividen, unit split bonus..
b) various stream of investment option based on investors profile.. equity fund (agressive), balanced/income fund, bond/low risk fund..
c) higher return (10% - 15% even sometimes can goes to 25%-30%) with medium risk..
d) nasihat consultant dalam pelaburan
e) dividen n bonus are non prorated.. means you invest 1 day before dividend is distributed pon still dpt full..

dan banyak lagi lah.. leh refer first few page of this thread..

berape return die setahun?
macam dah di btau kat atas.. 10% - 15%.. some times can go to 20%, 30% even 60% (betul.. tak caya tgk fund fact sheet Ittikal, DALI utk 2007)

ada pembayaran dividen tak?
semestinya ada.. but its depend on the fund itself.. ada fund yg profit die focus to dividen.. means ada dividen tetiap tahun.. dan selain dividen, still boleh dapat profit tambahan melalui capital gain n bonus..

ada gak yg focus to capital gain.. means labur RM1.00 per unit, after period of time jadi RM1.70 per unit.. but then still dividen akan diberi but not every year la..

berape jumlah pelaburan minimum?
depend on fund.. kalau ittikal.. initial RM1000 n additional RM100.. DALI plak initial RM500, additional RM50.. setiap fund berbeza2..

berape percent cas kemasukan?
cas kemasukan plak is 6.5% dan tiada cas pengeluaran..


untuk MAAKL plak.. sorry no komen.. sbb x pernah nampak agen MAAKL lepak sini..


harap mbantu dan kalau ada tsalah info harap tlg betulkan.. saya budak baru belajar..

 

[mj12]

bagus niehh kalau ada duit invest