Loan ASB

[fms]

ada dengar khabar angin mengatakan bahawa tahun ni dividen asb hanya 4percent.

klu 4% je, mmg laa rugi..
tapi mane ade jadi 4%..aku rasa klu PNB ade saham kat Petronas, leh capai 10% tahun ni..munkin laa..paid paid

 

[Jackhalid]

mgkn mmbr kita ni maksud kan pulangan yg tetap, sebab aku penah baca yang kita kena hindar kan perniagaan atau aper jua yg sewaktu dgn nyer yg menjanji kan PULANGAN YANG TETAP....market jatuh ker naik ker, return tetap...kalo dier untung 50% still dier bagi 15%....kalo dier rugi lak, cth untung 5% tetap bagi 15% gak....

kalo salah tolong betul kan....

yup. betul tu. apa2 yg menjanjikan pulangan tetap adalah tidak dibenarkan dlm Islam. penjelasan di atas tu betul la. 15% atas keuntungan perkongsian dengan 15% atas modal lain maksudnya. 15% atas modal tak leh, yg boleh 15% atas keuntungan shj. basicnya, no reward without risk atau tiada ganjaran tanpa menanggung risiko. ASB sebenarnya ada risiko. return dia tak guaranteed pun. tapi tak pernah miss lagi dpt dividen. best best

 

[evilgoodguy]

untung simpan daripada buat loan
tetapi bro ade 8k tiap2 tahun ke?

Lebih baik bro hutang jugak 8k tu..
xyah bayar sen habuk
win to win situation

8k tu kan dpt dari diveden asb tu ....so klau asb bagi 8% setiap tahun.. so kita bayar jer laaa.. then buat pertambahan skit.. cukup 20thn ada laa simpanan 100k

 

[along13]

klu 4% je, mmg laa rugi..
tapi mane ade jadi 4%..aku rasa klu PNB ade saham kat Petronas, leh capai 10% tahun ni..munkin laa..paid paid

10% dividen + 1% bonus =11%

 

[Jackhalid]

8k tu kan dpt dari diveden asb tu ....so klau asb bagi 8% setiap tahun.. so kita bayar jer laaa.. then buat pertambahan skit.. cukup 20thn ada laa simpanan 100k

evilgoodguy merupakan seorang pakar OD. perihal loan ASB hanya di celah gigi & hujung jari beliau. salute evilgoodguy!

 

[goal_hunter]

jsut for info...any body sape yg tahu kadar inflasi sekarang?

 

[ableze_joepardy]

jsut for info...any body sape yg tahu kadar inflasi sekarang?

em last announced by BNM is 7%.. tapi mngikut DSAI time debat ari tuh, akan naik 8% dlm masa terdekat..

 

[hamzah]

July 21 (Bloomberg) — Malaysia’s inflation rate may have reached a 26-year high after the government raised fuel prices, adding pressure on the nation’s central bank to raise interest rates this week.

Consumer prices may climb 7 percent “or even higher” this month after a similar gain in June, Second Finance Minister Nor Mohamed Yakcop said today in Kuala Lumpur. That would be the fastest pace since January 1982, according to Malaysia’s statistics department.

Neighboring Thailand and Indonesia have raised borrowing costs to offset the effect of soaring oil and food prices. A 41 percent increase in gasoline prices in June has kick-started price gains in Malaysia, where the central bank has kept its key interest rate unchanged since April 2006 to boost growth.

A “monetary policy response will be needed to set inflation expectations on the right course,” said Irvin Seah, an economist at DBS Bank Ltd. in Singapore. The situation is “clearly beyond the comfort zone of the central bank.”

Bank Negara Malaysia is due to announce its monetary policy decision in Kuala Lumpur on July 25. The overnight policy rate is currently 3.5 percent.

Still, price increases for this month and in June may be “one-off” gains, Nor told reporters. Inflation for the year won’t be more than 5 percent, he said.

“There’s no reason to believe it will be repeated in following years,” Nor said.

The minister said Malaysia’s economic growth for 2008 should be about 5 percent, at the lower end of a 5 percent-to-6 percent range given by the central bank in March.

source: http://www.bloomberg.com/

 

[aBeaR]

bank mesti makan daging..kite dapat kuah la..hehehe

 

[hamzah]

klu 4% je, mmg laa rugi..
tapi mane ade jadi 4%..aku rasa klu PNB ade saham kat Petronas, leh capai 10% tahun ni..munkin laa..paid paid

hmm, thun lepas, ekonomi cantik berbunga, tpi dpat dividend ciput tu gak.. la ni tgh jongkang-jongkit, kalau dividend boleh kasi up, mmg baguih la..

p/s: Koperasi Permodalan Felda pown bleh kasi 16% thun lepas nye dividend