pengiraan diatas bkn 5thun(60bln) tapi utk 6thn(72bln) selepas 60bln bayaran easy rhb bkan rm386 lagi,tapi tinggi dari tu.
mybank ni skali ngan insuran rhb xde insuran.so kalau apa2 terjadi pada kita waktu 5thun tu waris dapat pampasan rm100k kalau gung maybank...
so cuba buat kiraan rhb ni skali ngan insurance rm100k.
duit2 gak tapi insurance penting gak...coz saya dah g kat rhb tanya pasal ni..staff mereka mcm keberatan jer nak kira bayaran bulanan skali ngan insurance.
mbb siap cakap kalau without insurance rm524/m with insurance rm544/m(umur 30-35thn)
jgn bertangguh buat loan,lagi lmbt lagi rugi.rhb or mbb.ikut hati jer.mana2 untung.
Sir,
Its either you are very good in manipulating fact or my explanation is too complicated for you,
But the fact is, i did not assume anything in my calculation
I wonder how can you turn my first column as the first year? there is no unit at all to begin with, and you turned my first year into second year? so why the unit is only 100k? where goes the dividend for first year as you claim? cicak makan?

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Seriously bro, its obvious in my explanation,
1. First year installment using own pocket money
2. The dividend was calculated 5 times only,
3. 4 time we used to pay installment for the following year (year 2 - year 5)
4. dividen for the fifth year is not used to pay for year sixth, so we take it
so where did year sixth came in since we did not pay anything?
some more i din say anything about RHB did not have insurance, we do have, and its only 15/mth.. to be secure, you may take it.. again its only RM 15..