Kad Kredit Tips & Tricks

[vbnoob]

 

[edy639]

oh ok tq tq.
ingat nak mohon maybank balik..

maybank BT mmg terbaik. Selalu je ade 0% interest for 12mth, even now. Cuma 1-time upfront fee tu kkdg je promosi ada 0%. Setakat hari ni aku check, caj 3% upfront fee tu ada. But still berbaloi

Balance Transfer for 12 months plans minimum amount is RM1,000 and maximum is capped at RM50,000 per transaction. Subsequence amount is in multiply of hundred.Transferable balance is subject to available credit card limit and on the bank's credit assessment.

Make sure amount yg nk apply BT kurang dari card limit/available bal. Klu hutag bank lain tu 5.8k, credit limit MBB kena higher 7-8k. Maybank x mention pulak brp max dia allow utk BT. Usually most bank put margin limit 70-90% dr card limit. Yelah dia nk reserve amount utk kita spent monthly jugak, isi myk, shopping etc (one of the way dia buat duit dr kita if kita pulak if x byr penuh)

 

[edy639]

xpenah pakai kad PB. best ke? Boleh consider apply, sbb ada islamic card. Skg cari islamic card je.. MBB aku pakai ikhwan card..

 

[vbnoob]

xpenah pakai kad PB. best ke? Boleh consider apply, sbb ada islamic card. Skg cari islamic card je.. MBB aku pakai ikhwan card..

Bergantung pada jenis kad.
PB card banyak bagi rebat.

 

[anuarul]

maybank BT mmg terbaik. Selalu je ade 0% interest for 12mth, even now. Cuma 1-time upfront fee tu kkdg je promosi ada 0%. Setakat hari ni aku check, caj 3% upfront fee tu ada. But still berbaloi

Balance Transfer for 12 months plans minimum amount is RM1,000 and maximum is capped at RM50,000 per transaction. Subsequence amount is in multiply of hundred.Transferable balance is subject to available credit card limit and on the bank's credit assessment.

Make sure amount yg nk apply BT kurang dari card limit/available bal. Klu hutag bank lain tu 5.8k, credit limit MBB kena higher 7-8k. Maybank x mention pulak brp max dia allow utk BT. Usually most bank put margin limit 70-90% dr card limit. Yelah dia nk reserve amount utk kita spent monthly jugak, isi myk, shopping etc (one of the way dia buat duit dr kita if kita pulak if x byr penuh)

ok bang..terima kasih utk info...akan dipertimbangkan.. tq ye paid

 

[Niyang]

ape yg dimaksudkan 0% interest? utk swap cc..

 

[kshahrizan]

kalau apply balance transfer kad lama tu kena terminate ke? kalau nak kekalkan boleh?

 

[2bz4money]

Alhamdulillah, saya max BT Rhb 0%12mth kasi overlap BT sblm ni kat mbb dan pbb. Promosi tu via sms customer tertentu je. Berbaloi2

 

[2bz4money]

Bergantung pada jenis kad.
PB card banyak bagi rebat.

Pb ni continuing bagi 0%6mths. Mmg best

 

[2bz4money]

Bolehlah terminate CC yg kurang manafaat dan x islamic.


‘Reduce SST for credit cards’

The RM25 SST on credit cards may discourage people from going cashless.

KUCHING: The Federal Government has been urged to review or reduce the RM25 payment for credit cards under the Sales and Service Tax (SST).

A credit card holder, who wanted to remain anonymous, said it would be a burden for those with more than one credit card to pay the tax.


“Many people hold several credit cards for the sake of convenience, so that we don’t have to carry a large amount of cash and also because different cards have specific benefits.

“It doesn’t necessarily mean that we are rich if we have more than one card. The service tax of RM25 per card is a burden for those with multiple cards,” he said.

He hoped the Government would reconsider the tax rate or reduce it to lessen the burden of Malaysians.

“The other suggestion is to charge the RM25 service tax per customer instead of per card,” he said.

It was reported that the service tax of RM25 per card per year will be imposed on the issuance or renewal of principal or supplementary credit cards and charge cards beginning this month with the implementation of SST.

Those with existing cards will not be charged the RM25 service tax until the next annual renewal, according to the Customs Department’s list of frequently asked questions on SST on its website.


Read more at https://www.thestar.com.my/metro/me...uce-sst-for-credit-cards/#VTkauKzTSM7t74zu.99