Untuk annual fees RM150, kwn dpt waive ... TAPI ...
Untuk credit card Service Tax a.k.a gomen tax RM50, kwn xdpt waive, pihak bank kate kena tolak 10k point kalo nak waive jugak lor ...
So kwn terpaksa ... lebih sanggup ... tolak point 10k drp bayo RM50 ... huhuhu