As salam....
dr post tuan, pandangan saya, tan melaburlah dlm ilmu dulu...masuk seminar, kelas, tuition, etc...dan slps tu, tuan akan dpt melabur dgn lebih baik. Tuan masih muda, masih byk peluang, so, amik masa, spend the money into yourself first.
Ramai org akan cadangkan masuk unit trust, property, saham dll...tp kalu tuan xde ilmu, tuan spt shooting in the dark....harap2 kena.....so, baik duit 100k++ yg ada tu, masukkan dlm low risk, low return punya vehicle dulu...spt buat lasb @ yg sewaktu dgnnya...kemudian tuan selow2 blajar psl vehicle2 yg lebih advance....dgn cara tu, capital tuan ttp intact and not learning the hard way.
Smart people learn from their mistake, but smarter people learn from others mistake.