Loan ASB

[mengkudu]

saya cadang nak amik loan ASB Maybank; BLR-1.65 tapi dah nak abis 2009 punya promo. agak2 2010 ni lagi bagus ke. karang terkejar 2009 punyer tengok2 2010 lg kencang

 

[aidiryatim]

esok bermula lah DRAMA baru 2010..tiket2 pasti habis terjual seawal jam 10 ..haha.dan ketika itu... muncul la wira2 menyelamatkn keadaan dgn penuh dedikasi bekerja.. penonton dilayan ibarat raja
---senario pagi agent2 ASB ---

 

[aidiryatim]

bukan yg dah kira ari tu ker???

dividend : 110.83
bonus : 2.77

saja inginkn kepastian.. adakah anda pasti dgn jawapan anda seperti di atas ?

lihat jawapan tertera dibawah..

masih musykil dgn kiraan tepat dividen ASB(

 

[mansur79]

saya cadang nak amik loan ASB Maybank; BLR-1.65 tapi dah nak abis 2009 punya promo. agak2 2010 ni lagi bagus ke. karang terkejar 2009 punyer tengok2 2010 lg kencang

maybank islamic punya rate latest blr-1.65% fix until 25 years..tapi for 30K above only..kalau below 30K rate rendah sikit,dlm blr-1.35% kot..

 

[mansur79]

saja inginkn kepastian.. adakah anda pasti dgn jawapan anda seperti di atas ?

lihat jawapan tertera dibawah..

masih musykil dgn kiraan tepat dividen ASB(

aku cuba kira dlm spreadsheet yg aku buat..mmg tak dapat figure tu...
dan aku rasa ko ade buat loan asb kan?kalau ikut simpanan ko tu,dlm rm5+. je ..
tu yg aku kira la...

 

[fahry]

aku cuba kira dlm spreadsheet yg aku buat..mmg tak dapat figure tu...
dan aku rasa ko ade buat loan asb kan?kalau ikut simpanan ko tu,dlm rm5+. je ..
tu yg aku kira la...

bleh bg tgk formula kiraan tak?

 

[fahry]

Calculating Dividend

ASB dividend is computed monthly but it will be distributed annually. Let say PNB have declared that this year dividend rate is 7%. This is how to calculate your dividend:

monthly dividend income= 0.07 / 12 x minimum balance
Annual dividend income ( this will be shown up in you balance) = sum of monthly dividend for that year

 

[fahry]

Calculating Bonus:

Bonus is given to minimum monthly bonus for the past 10 years (120 months). Bonus will be most beneficial to those who have been saving for at least 10 years. Let’s say ASB bonus is 2% this year.To calculate Bonus:

monthly bonus = 0.02/120 x minimum monthly balance

When i said monthly balance, it is not this year’s months only, but including the months’ from the past 10 years.
this year bonus = sums of monthly bonus for the past 120 months

Example: Let’s say that you just invest for 4 years (48 months) and your average monthly balance for the past 48 months is $1000. So the bonus will be 48 x ( 0.02/120 x 1000) = $8

So that’s how to calculate the bonus and dividend for ASB.

 

[mansur79]

eh sori,aku pun silap kira...aku tak pandai tempek excel kat sini..aku summarize je la..
month,balance
jan 2008=rm0
feb08=rm0
mac08=rm100
apr08=rm100
may08=rm2100
june08=rm2100
july08=rm2100
aug08=rm2100
sep08=rm2100
oct08=rm2100
nov08=rm2100
dec08=rm4100

div=7%,bonus=1.75%..
dividend=(sum all/12)*7%=110.83
bonus=(sum all/120)*1.75%=2.77

hhhmmm,mmg lain dptnya dari yg dikira..kene tanya asnb la..tapi dpt banyak dari dikira,kira oklah kan..

 

[Penglipur@Lara]

eh sori,aku pun silap kira...aku tak pandai tempek excel kat sini..aku summarize je la..
month,balance
jan 2008=rm0
feb08=rm0
mac08=rm100
apr08=rm100
may08=rm2100
june08=rm2100
july08=rm2100
aug08=rm2100
sep08=rm2100
oct08=rm2100
nov08=rm2100
dec08=rm4100

div=7%,bonus=1.75%..
dividend=(sum all/12)*7%=110.83
bonus=(sum all/120)*1.75%=2.77

hhhmmm,mmg lain dptnya dari yg dikira..kene tanya asnb la..tapi dpt banyak dari dikira,kira oklah kan..

btul2..at least..ada gak menyimpan bkn menyimpang,,ke lain hehehe