Loan ASB

[hairulnizat]

mari lah join free je beb...heheh
http://youthsays.com/go/9Ns

 

[mywang]

mari lah join free je beb...heheh
http://youthsays.com/go/9Ns

Sini diskas pasal loan ASb da..

 

[fms]

salam.. alhamdulillah..syukur..

setelah proses cancelation ASB loan 2005- 2009, surat di hantar pada 7hb 1 by post laju(gagal di terima bank)..by fax 13 jan 2009.. akhirnya 19 feb dpt duit masok dlm CIMB sy tepat jam 10:16:59

kira punya kira .tolak campur bhg,janjang aritmetik..
dpt la untung kira2 60% dr jumlah duit yg masuk arinih..
term loan sy ..
1st year..4.25% fix
2nd year BLR 0.5%.
3rd year n so on BLR+0.4%.
sy cancel pun kena caj 1% dr amount tertunggak(.. tp xpa still untung..
klu amik ngan meybenk xde fee exit.. lg manyak untung..
so.. klu sesiapa ade amik loan cimb 2005.. better cancel ajer k.. skrg nyer offer much better

Maybank mmg xde exit fee klu loan dah cukup 1 tahun..
teruk gak CIMB kenekan 1% utk berenti..
akunyer loan skang dah cun dier punye instalment..
xkan cancel dah..biar sampai abis 20 tahun..
BLR skang ni dah kurang..so, ade can laa abis kurang dari 20 tahun..

 

[alibindin]

Maybank mmg xde exit fee klu loan dah cukup 1 tahun..
teruk gak CIMB kenekan 1% utk berenti..
akunyer loan skang dah cun dier punye instalment..
xkan cancel dah..biar sampai abis 20 tahun..
BLR skang ni dah kurang..so, ade can laa abis kurang dari 20 tahun..

ye ke maybank tak kenakan exit fee,aku kena 3% 2thn ikat,tapi rate
aku dapat special,sebab ada loan lain dgn diorang..
rhb 5thn penalty charge dia..
http://www.rhbbank.com.my/personal/loans/asb_loan_financing.shtm

 

[alibindin]

Banyak tuuuuuuu cash! Apa lagi pi lah nuntut ilmu ASB-OD dgn otai-2... Bestnya kalau aku ada cash bnyk tuuuuu! Buat OD pastu beli emas sikit... dump koperasi sikit... beli property! best-2!

ilmu OD yg aku tercari2 ni,ada apply nama utk join kelas OD free dekat cikgu yg famous tu,tapi setakat ni cikgu tak reply pun..duit byk kalau tak pandai nak beranakkanpun susah gak

 

[aidiryatim]

Maybank mmg xde exit fee klu loan dah cukup 1 tahun..
teruk gak CIMB kenekan 1% utk berenti..
akunyer loan skang dah cun dier punye instalment..
xkan cancel dah..biar sampai abis 20 tahun..
BLR skang ni dah kurang..so, ade can laa abis kurang dari 20 tahun..

tuh klu after 3 thn. b4 3 thn.. 3.5% charge dr amount loan~X(.
now.. CIMB nyer agreement more better
ops.. sorry.. meybenk klu exit b4 2 thn.. ade exit fee.. 3% xsilap.. tu yg sy ngamuk betul tuh..
bengang pun ade.. ni LAH padah main sign je semua form kt bank tuh .. senang derang nk manipulate letter offer..sampai kesilapan sendiri duk balon signkn utk pihak customer.
sib baik still berbaloi.
sebenarnya as customer , kita berhak teliti dulu letter offer dlm 14 hari.. nk tolak/terima offer. tp derang pandai "main".

ye ke maybank tak kenakan exit fee,aku kena 3% 2thn ikat,tapi rate
aku dapat special,sebab ada loan lain dgn diorang..
rhb 5thn penalty charge dia..
http://www.rhbbank.com.my/personal/loans/asb_loan_financing.shtm

awk nyer dpt rate islamic ker? sy still nk tau psal loan ASB maybank islamic:-?.. sehingga kini still buntu jwpn.. nk tny kt staff bank?.. jgn harap derang nk bg tau.

 

[alibindin]

tuh klu after 3 thn. b4 3 thn.. 3.5% charge dr amount loan~X(.
now.. CIMB nyer agreement more better
ops.. sorry.. meybenk klu exit b4 2 thn.. ade exit fee.. 3% xsilap.. tu yg sy ngamuk betul tuh..
bengang pun ade.. ni LAH padah main sign je semua form kt bank tuh .. senang derang nk manipulate letter offer..sampai kesilapan sendiri duk balon signkn utk pihak customer.
sib baik still berbaloi.
sebenarnya as customer , kita berhak teliti dulu letter offer dlm 14 hari.. nk tolak/terima offer. tp derang pandai "main".



awk nyer dpt rate islamic ker? sy still nk tau psal loan ASB maybank islamic:-?.. sehingga kini still buntu jwpn.. nk tny kt staff bank?.. jgn harap derang nk bg tau.

ada beza ke rate islamic dgn biasa?...tapi loan asb yg aku buat ni diorang kata islamiclah....aku dapat 4.3% 3thn pertama,selepas tu 4.45%(blr -1.5%),rate tu semua org leh dapat,jumpa boss diorang teruslah,...lagi senang kalau pernah ada loan lain dgn diaorang...
rhb lagi rendah tapi setahun je 4.2%,seterusnya 4.7%(boleh runding ni),mrta tak paksa,exit fee 5thn ikat

 

[WnB]

tak ada beza.. besa yg konvensional dikenakan exit fee n denda bayar lewat, yg "islamic" tak ada exit fee n denda bayar lewat..

 

[aidiryatim]

tak ada beza.. besa yg konvensional dikenakan exit fee n denda bayar lewat, yg "islamic" tak ada exit fee n denda bayar lewat..

so cemana nk dpt islamic nyer? nk kena bg bunga "under table" ker?~X(... ahh.. penipu punya banker.. ari tuh da tny baik2.. ade x plan yg lain.. laju jerk jawab xde.. yg nih jerk(

 

[aidiryatim]

ada beza ke rate islamic dgn biasa?...tapi loan asb yg aku buat ni diorang kata islamiclah....aku dapat 4.3% 3thn pertama,selepas tu 4.45%(blr -1.5%),rate tu semua org leh dapat,jumpa boss diorang teruslah,...lagi senang kalau pernah ada loan lain dgn diaorang...
rhb lagi rendah tapi setahun je 4.2%,seterusnya 4.7%(boleh runding ni),mrta tak paksa,exit fee 5thn ikat

yer..RHB more friendlypaid.. tp rasanya rate yg sy tau lain.. ~X(~X(..tp da ilang plak kertas tuh.. apesal ek lain2 nih? setiap cawangan lelain ker? depend pada seseorg ejen tuh ker? nk makan byk/skit komisen~X(?