Loan ASB

[ghazaliseman]

salam,

penjelasan lanjut hukum pelaburan ASB....KLIK

 

[fms]

aku wt ASB loan RM 25000 utk 15 tahun..monthly RM212 (MAYBANK)
divident 9% patut dapat RM2250.

Masalahnye divident yg aku dapat macam x cukup sifat:
1st year = ± RM 1200 (duit ni aku guna - )
2nd year = ± RM 1700 (atleast patut RM2250 sb guna div 1st year)


apa yg silap ye..~X(~X(

btol ke dpt camni??
cuba cek btol2..

 

[chiro]

btol ke dpt camni??
cuba cek btol2..

entah la..aku ni muda lagi..time orang maybank tu explain, aku dok angguk je..
tapi klu ikut table yg cik Millionaire_Girl
bagi tu patut aku dapat rm2500 dividen utk 1st year..

oh cik cemillionareee..ang tolong tengok masalah aku ni sat..
aku nak pergi maybank tye pasal ni x sempat..sibuk kerjaa

 

[putera.duyung]

sebenarnya campur tolak..tak ada untung mana sgt pun..cuba kira baik2..

betol kate cik marvelous 2..walaupun pulangan ASB sekitar 8%-9% tetapi inflasi pulak sekitar 4% setahun bergantung kpd individu..x campur interest bank lagi..sori TT,bkn nk condem..tp,bak kate nabil lu pk la sendiri..hehehe..)))

 

[putera.duyung]

This is my analysis of investing using loan. As some of you might know, investing on loan is quite popular among Malaysians. Even some banks make a fully describing brochures to attract people. One of the main confusions is the monthly pay. I noticed some banks use lower monthly payment but here, I’m going to use standard BLR + 0.4% as the interest rate which is 6.9%. Some calculations are done with the help of online calculator. There are a lot of methods to invest using loan. I will just analyse the ones that I think the best.

I think public mutual 1 of the best invest 4 ur future planning..coz i'm also a Public Mutual Unit Trust Consultant..huahuahua..public mutual 1 of the best coz it can give quit high & good profit 4 ur invest..hehe..

 

[waktong]

tak silap aku la rate paling rendah antara bank2 nk wat laon ASB ni RHB sapa ada wat ngn RHB? leh kongsi sini sbb ramai guna mbb je ni

 

[WnB]

betol kate cik marvelous 2..walaupun pulangan ASB sekitar 8%-9% tetapi inflasi pulak sekitar 4% setahun bergantung kpd individu..x campur interest bank lagi..sori TT,bkn nk condem..tp,bak kate nabil lu pk la sendiri..hehehe..)))

walaupun begitu, ia lebih baik daripada tak buat apa2 dah biarkan inflasi defisitkan duit kita... bak kata nabil, lu pkir laaa sendiri.........

 

[putera.duyung]

walaupun begitu, ia lebih baik daripada tak buat apa2 dah biarkan inflasi defisitkan duit kita... bak kata nabil, lu pkir laaa sendiri.........

betol gak tuuuu..emmm..:-?:-?:-?

 

[dollarkey]

I think public mutual 1 of the best invest 4 ur future planning..coz i'm also a Public Mutual Unit Trust Consultant..huahuahua..public mutual 1 of the best coz it can give quit high & good profit 4 ur invest..hehe..

Ooh yea ker?

 

[WnB]

I think public mutual 1 of the best invest 4 ur future planning..coz i'm also a Public Mutual Unit Trust Consultant..huahuahua..public mutual 1 of the best coz it can give quit high & good profit 4 ur invest..hehe..

mmg doktrin yg diserapkan kepada UTC2 nie ASB tak bagus ker??????? Pelik bila tengok kalau UTC2... mesti kondem pelaburan ASB... Patutnya kalau jadi UTC, bpkirlaa secara bijak..... galakkan org Melayu buat pelaburan, dlm mana2 pelaburan yg dijamin + secured pulangan. Kena ingat, ada masa UT mcm public mutual bagi pulangan banyak... ada masa defisit...

Kalau UT boleh buat 100% keuntungan pun, adakah itu bermaksud pelabur akan dapat 100%?? Belum tentu.. silap2 0%. ... buy high nak dapat 100% mcm mana?????

Bpkir secara creative .. setiap pelaburan ada tempat yg kita boleh manipulasi utk masa depan yg lebih baik...

UT investor boleh melabur pakai kwsp + duit sendiri..
ASB boleh melabur pakai duit bank + duit sendiri..

inflasi bukan setakat kat ASB jer kena... kat UT pun sama.. Kalau dah untung 0%, kena inflasi berapa dapat????

bak kata nabil... lu pkir laaaa sendiri.....