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investment in insurans atau Unit Trust?

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QIS16

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yg mana satu lagi UNTUNG!!!!:)paid:)paid:)paid
 

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better unit trust
 
Untuk investment amek unit trust. Untuk perlindungan amek insurans.
 
umpama beli rumah.. mesti kita beli kunci/magga rumah dulu, then baru beli barang2 dlm rumah.. :)

same juga.. mesti ade protection dulu (insuran/takaful). untung mcm mne pn, kalau dpt sakit nanti guna korek duit tu jgk nk byr kos perubatan.

bila protection dh ade.. bru move ke investment pulak.. so.. nanti duit tu investment baru dpt berkembang tanpa dikorek if anything happen. :)
 
salemi82 said:
umpama beli rumah.. mesti kita beli kunci/magga rumah dulu, then baru beli barang2 dlm rumah.. :)

same juga.. mesti ade protection dulu (insuran/takaful). untung mcm mne pn, kalau dpt sakit nanti guna korek duit tu jgk nk byr kos perubatan.

bila protection dh ade.. bru move ke investment pulak.. so.. nanti duit tu investment baru dpt berkembang tanpa dikorek if anything happen. :)
Click to expand...

LIKE!!! :)cgrock:)cgrock:)
 
QIS16 said:
yg mana satu lagi UNTUNG!!!!:)paid:)paid:)paid
Click to expand...

untung? mestilah UT.

insurance untuk perlindugan.
UT untuk investment.

katakan kalau beli insurance + investment rm100 sebulan. duit ini akan split untuk kedua dua. so, walaupun/kalaupun the insurance fund perfome well, tapi dari segi keuntungan adalah kurang kalau banding dengan rm100 dilabur dalam UT untuk jangka panjang.

the better way is buy both seperatly.

buy insurance for protection only, not for investment.

investment link policy?
insurance + investment. premium akan naik, tapi u cuma kena bayar fix amount montly, the extra money will be deducted from investment. or, if u not able to pay the premium, same, the money will deducted from investment. this is the main concept of invetment link policy.

any insurance agent can correect me if my statement is wrong.

sesiapa ingin jadi UT agent, sila ke http://www.pk31-job.blogspot.com
 

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