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Himpunan teknik teknik loan ASB

Saya ada buat calculation utk LASB..rasanya ada yang silap kot heheh..

Hehe untuk makluman ada kiraan yang tersilap dlm file excel tersbut..mmg sengaja dibuat mcmtu..supaya kita sama2 belajar betulkan:)cgrock

Teknik ni saya panggil..
1.Teknik Kurang Tunai di Tangan:eek: sebab..bayaran mula hanya RM291 sahaja sebulan..
2. Bayaran RM291 sehingga habis loan kot..
3. Loan pertama (2011) disetelkan pada tahun 2021 (guna la jadual ammortise
4. Loan 2012 (ke-dua_ setel) pada 2025:)paid..
5. Selepas 2025...loan akan dibayar sendiri oleh dividen..dan bulanan akan dapat RM839 sebulan (nett) dan akan terus berkembang..sehingga infiniti (if hidup lagi la)
6. konsep ini tidak maksimakan OPM...


Yang seterusnya tu..guna la kreativiti anda:)paid:)cgrock:D
 
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Hehe untuk makluman ada kiraan yang tersilap dlm file excel tersbut..mmg sengaja dibuat mcmtu..supaya kita sama2 belajar betulkan:)cgrock

Teknik ni saya panggil..
1.Teknik Kurang Tunai di Tangan:eek: sebab..bayaran mula hanya RM291 sahaja sebulan..
2. Bayaran RM291 sehingga habis loan kot..
3. Loan pertama (2011) disetelkan pada tahun 2021 (guna la jadual ammortise
4. Loan 2012 (ke-dua_ setel) pada 2025:)paid..
5. Selepas 2025...loan akan dibayar sendiri oleh dividen..dan bulanan akan dapat RM839 sebulan (nett) dan akan terus berkembang..sehingga infiniti (if hidup lagi la)
6. konsep ini tidak maksimakan OPM...


Yang seterusnya tu..guna la kreativiti anda:)paid:)cgrock:D

Good Job Bro,
Welldone,,you dah nampak 1 lagi peluang from LASB sebagai duit pencen nanti..wallaa..

selamat berusaha,,,
Yang best 1 million in ASB will gain you 80k(div+bonus) yearly -+7k monthly..gaji manager sesebuah kilang swasta tuu..
And your wife also gaining from 1 million also..

some will said it will "angan-angan",,
Mulakan dengan OPM 1 million than you will know how cash 1 million serve OPM 1 million...

Everybody will start LASB dengan Modal 1,200 monthly,,dan generate 15k~16k div + some principal..dan you will get 40~45k within 2 years...
40~45k will work for your OPM 40~45k
then
90k~100k will work for your OPM 90k~100k
then
200k will work for your OPM 200k
then
400k will work for your OPM 400k
then
800k will work for your OPM 800k
then
1million work for your OPM 1million..

look how it work..
 
save ajer tuan..ni teknik cash tak banyak namanya:eek:..if ada cash in hand lagi syok..

You still have potential gain from principal+cumulative balance div.
Use that potential gain for maximizing your OPM.
Untill you will frust with PNB why the limit only increasing 8% only..
That is what happen to me year by year,, we still have such momentum but the limit is the resistance..

But that is not the excuse,,use others OPM tools and cut the unnecessary interest away from your life also future investment..

Selamat latih tubi..
 
You still have potential gain from principal+cumulative balance div.
Use that potential gain for maximizing your OPM.
Untill you will frust with PNB why the limit only increasing 8% only..
That is what happen to me year by year,, we still have such momentum but the limit is the resistance..

But that is not the excuse,,use others OPM tools and cut the unnecessary interest away from your life also future investment..

Selamat latih tubi..

nasib de cutt off,,,kalo tk,,,,,kompommmmmmmmmmmmmmmmmmmmmm


1j sng2 je.....


tq tn ats thread ni.......cm ptt tahun jd 30 hari je,,,hehehe....

tk sbr tggu 2 hb 1 thn dpn lak.....
 
Good Job Bro,
Welldone,,you dah nampak 1 lagi peluang from LASB sebagai duit pencen nanti..wallaa..

selamat berusaha,,,
Yang best 1 million in ASB will gain you 80k(div+bonus) yearly -+7k monthly..gaji manager sesebuah kilang swasta tuu..
And your wife also gaining from 1 million also..

some will said it will "angan-angan",,
Mulakan dengan OPM 1 million than you will know how cash 1 million serve OPM 1 million...

Everybody will start LASB dengan Modal 1,200 monthly,,dan generate 15k~16k div + some principal..dan you will get 40~45k within 2 years...
40~45k will work for your OPM 40~45k
then
90k~100k will work for your OPM 90k~100k
then
200k will work for your OPM 200k
then
400k will work for your OPM 400k
then
800k will work for your OPM 800k
then
1million work for your OPM 1million..

look how it work..



nk kene tepek kt tepi target ni,,,,hehehe
 
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