Himpunan teknik teknik loan ASB

[adzul]

CCASW konsep yg dipakai pelbagai kaedah bro.
Ada yg manipulate 2 CC dgn SD dan DD yang offset masing-masing..
Ada yg guna CA + BT...Depens current offer spt BSN,AL-RAHJ,CIMB,MBF,AMBANK dll
Juga CASH rebate disamping control cash flow dan credit flow nicely..
Apa apa pun yang akan hasilkan +ve cash dgn interest yg sangat minima..

UT vs KWSP..:-?
Ada yang gunakan utk unit tetap..spt ASW,ASD,AS1M..perkara sebasik perlu diutamakan..
Dan selepas tu UT SWASTA vs KWSP...Part ni kena well manage, kerana KWSP anda adalah fuit bersara anda..Jangan jadi angan-angan mat jenin.. perlukan ilmu secukupnya dan agent yang betul betul ikhlas dan bervisi...bukan jenis yang gunakan FEAR FACTOR supaya anda beli UT.. Menangkutkan customer dgn div kwsp rendah,,kadar inflasi tinggi,,ASB div rendah,,dan macam macam lagi... Mereka telah FOKUS pada -ve factor yang sepatutnya mereka FOKUS pada how to make profit for customer UT.. Di CG ni ada agent yang berkaliber maka pilihlaa agent yang bagus jika anda masih lagi kurang ilmu.. Namun 10 agent,,, mungkin 1 or 2 org betul betul +ve thinking yg lain semua gunakan teknik FEAR FACTOR to pull,push & brainwash the customer..

That all,,semoga mendapat pencahayaan..

tq tn ikeda, agak faham skit2 utk stkt ini. baru nmpk jlnnyer. dlu duk buang masa dan duit dgn bnda x spttnyer. xsangka perkara ini adalah yg paling basic utk buat duit. hehehe.

 

[adzul]

pergh!!! mcm2 teknik sudah dlm ni

semoga berjaya kawan2..

selain menyimpan jgn kita lupa tanggungjawab kita kepada yg memerlukan

cheers..

grab the opportunities b4 u regret..

kalau dapat jumpa otai2 ni mst seronok sembang strategi2 ASB & tools2 lain..
saranan ambe
1.bukak Ac amanah saham yg harga tetap kt pnb ( ASB,ASW,AS1M,ASD & ASM)
2.bukak Ac TH
3.Credit card 2keping better use islamic lah (apa2 bank boleh)maybank recommended
4.Pembiayaan ASB islamic <- ikut kemampuan & secukup rasa
5.Strech the usage of OPM until the limit hehehehe
6. use all this tool with knowledge

i`Allah

by the way keep your wealth intact bak kate bro ikeda

sy mesti pilh., terbaiklah tn. terima kasih di atas perkongsian ini.

 

[ikeda]

teknik 5 tengah pikior sbb kalo loan under 30k rate x cun sgt :">

Yang ni biasanya kebanyakan kita akan hilang fokus..
Confusing antara "WEALTH CREATION" dan "WEALTH OPITIMIZING"

Sebab loan under 30k x berbaloi, maka 30k dah stuck and x tahu nak kemana..
LASB 30%-40%
ASB 7%
UT -15% - 15%

Disini anda must ask yourself,,
1)Are you ready to change your investment portfolio?
2)Can you afford some risk to your 30k cash?
3)If dare to take risk, how much your cut loss?

If all the answer is NO or NOT SURE!
Advise all of you here stay in the course and get more knowledge or keberanian..
One keyword again "It is much better you lose dividen than you lose capital"..
Some of us very brave and bravo they attacking HYIP programme and RUN quickly..
Some of us moderate risk taker they Using UT as a other Potential Gain..
Some of us low risk taker, they using others OPM tools for generate stable income.
All of it,,,it will depends on you..


Manage your weath nicely..

 

[Pulpa]

Saya ada buat calculation utk LASB..rasanya ada yang silap kot heheh..

 

[nsr7777]

dah makin mendalam perbincgn dlm ni.....mantapppppppp


tmn teringin jgk nak tau teknik2 pengikut thread ni,,,harap sudi le anda dedahkan teknik anda....tq

 

[nsr7777]

Saya ada buat calculation utk LASB..rasanya ada yang silap kot heheh..

ckp 4 tahun tn byr lasb sendiri ke,,atau rolling dividen kempat2 lasb 50 k tu

 

[Pulpa]

ckp 4 tahun tn byr lasb sendiri ke,,atau rolling dividen kempat2 lasb 50 k tu

Bayar RM291 sahaj..baki rolling guna dividen..entah betul ke tidak )

 

[nsr7777]

nk ttp lasb tn kne tgk ammrtize loan yg tt bg....




p/s mantap jgk tu ble tgk pd thn 2031.....leh le pinjam n kaji teknik tn.....hehehe

 

[Pulpa]

nk ttp lasb tn kne tgk ammrtize loan yg tt bg....




p/s mantap jgk tu ble tgk pd thn 2031.....leh le pinjam n kaji teknik tn.....hehehe

yup guna ammortize table..

 

[SiRentap]

Must check current promosi di setiap bank.
EPP hampir semua card ada function tersebut...termurah cimb direct access,,public bank jugak not bad..
Eazy payment kebanyakan kedai ada servis ini..

BT should wait and seek for curent promotion this year 2012. Last year Maybank is the best. This year only Cimb and BSN ada 0% BT but only 6 month...6 bulan pun boleh jalan jugak,,ASD bulan 6 ASB anak bulan 12...pusing pusing jer...MBF power credit also not bad 36 bulan 0%..

Dan SD DD 2 CC mana mana kad pun ada ciri ciri tersebut..investing while you spending bak kata General Juhziz.

Dan lain lain lagi rakan rakan CG or agent credit card boleh laa update current promosi..

aku pakai CC maybank gold mmg best la..BT ada EZP pon ada..payment cantik bulan2 dia offer cash up to 90% credit limit, 0% interest in 6 months upfront 2% aku sambar jer