Simon,
kalau existing loan dgn CIMB Islamic, nak refinance bank sama(CIMB jugak), kena bayar penalti jugak ke? sebab masih dalam lock in period...dulu rate -1.75...loan dulu RM190k...sekarang ble dapat loan >RM300k (market value dlm RM350k)
Dah lama tunggu CIMB buat promo macam ni (rate menarik)...dulu pernah apply tapi bank approve 70% je...rate plak tak menarik langsung!
nak cuba dengan you plak, ok tak?