Cimb housing loan package

[snazri]

wah.... banyak jugak u punya commitment...
kalau loan under name 1 orang...
Max RM180k...
Kalau 2 orang lebih RM180k...
tapi depends on joint applicant punya income...

hmm... CIMB kira berapa maks DSR yg boleh diluluskan? 60%? 70%?

kira klo outstanding CC tu RM6000, komitment dia ialah RM300 kan?
and outstanding OD tu RM8500 , komitmen dia ialah RM425 kan?

 

[apambalik84]

hi simon..

bole cek kn berapa max loan saya bole buat...

list of comitment:
Rumah share loan: rm1282/mnth (byr sendiri rm641)
kereta: rm688/mnth
credit card: rm7500
asb loan: rm1200/mnth

gaji rm5000..bersih rm4300...tq

 

[skfoo]

nak buat refinance boleh??

of coz boleh...

 

[skfoo]

ok hopefuly u dpt jwpnye...mmg ada tp xtau ape syaratnye hihi...yg i igt ade membe penah citer bank tu msti ade panel kwsp ntah la mak pun x phm..nway tq in advance.

hehehhe.....
ok i da tolong u tanya da...
boleh... tapi kena write in to branch suruh bank deduct from ur kwsp... kita nie tolong bagi advice n tolong process loan je...
:">

 

[skfoo]

hmm... CIMB kira berapa maks DSR yg boleh diluluskan? 60%? 70%?

kira klo outstanding CC tu RM6000, komitment dia ialah RM300 kan?
and outstanding OD tu RM8500 , komitmen dia ialah RM425 kan?

hye...
u yg call i petang tadi...
i da tolong explain kan...???

bagi yg tak tau...
gaji below 3k... DSR kita kira 65%
3k-7k dsr 75%
above 7k dsr 85%

 

[Zunar]

hehehhe.....
ok i da tolong u tanya da...
boleh... tapi kena write in to branch suruh bank deduct from ur kwsp... kita nie tolong bagi advice n tolong process loan je...
:">

Owh mcm gtu...k tq v2 much..vote for simon very helpful..kalo area dkat mmg i cr u process loan tp jauh la pulak..nway tq

 

[skfoo]

Owh mcm gtu...k tq v2 much..vote for simon very helpful..kalo area dkat mmg i cr u process loan tp jauh la pulak..nway tq

hhahhaha.... is ok....
kita kat sini adalah nak bagi service dan bantu orang...
and thanx for the vote...

 

[skfoo]

hi simon..

bole cek kn berapa max loan saya bole buat...

list of comitment:
Rumah share loan: rm1282/mnth (byr sendiri rm641)
kereta: rm688/mnth
credit card: rm7500
asb loan: rm1200/mnth

gaji rm5000..bersih rm4300...tq

hye....

i am so sorry...
u punya DSR sudah burst...
88%....
komitmen tinggi...
tak dapat apply loan lagi...

 

[skfoo]

Kepada warga CG sekalian...

disebabkan kesibukan di siang hari...
saya hanya online di waktu malam sahaja...
so kepada siapa2 yang urgent...
boleh contact saya di talian 016-666 1245...
saya akan reply anda secepat mungkin...

salam Ramadhan kepada semua...!

 

[Zunar]

Mncelah lg..bole u tlg tnjuk calc Dsr tu?...let say gaji >3k dsr 75% dr gaji kasar or brsih..n trmasuk potongan instalment home loan ke?