bro, normally surat akan sampai before date of start payment. or else normally easyrhb akan call you first for the payment instruction. letter can come later. or else you just wait for the letter first then baru pay the installment including the lapse month. no worries, dividen still being paid. kalo xkesah, letak jer duit dalam akaun easy rhb tu, if easyrhb buat SI on 24th that month meaning, betullah dah start installment on this month.