Ni geng2 baru ni..tak byk hutang..
Yg batch awal tu..lg lama lg byk kne topup..
Ni gang lamanya
saya baru buat full settlement 9/2/2015 utk easy asb rhb 50k@ 5 yrs, byr interest 194 bulanan je tanpa insuran.
Kiraan Dividend atas 50k = 21699 + 633 = 22332
Ansuran 194x60bln = 11640
Tambahan interest final 2593
vs jika simpanan bulanan 194x60 = 14008
Baki ASB di tangan 22332-2593= 19739
ROI 19739-11640-2593 / 11640+2593 = 5506/14233 = 39% = 8% p.a
Kesimpulan: lebih untung easy asb berbanding simpan bulan2 dgn kelebihan 41%
Perubahan interest akibat kenaikan BLR
2014 5.85 Updated on 17 July 2014
2013 5.60
2012 5.60
2011 5.60 Adjusted on May 2011
2010 5.30 Adjusted on July 2010
Nota: Kadar promosi terkini skrg 5.00-5.20% lebih baik jika dibandingkan sewaktu saya apply tahun 2010 namun perlu dipantau kadar dividen ASB yg menurun
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