Adakah cc valid lagi digunakan

[bijakasb]

mmg bagus perancangan dia, takpe suffer kejap, jangan nak bergaya asal papa

zaman tu dah berlalu dah tu

skang zaman biar nampak lekeh tapi poket tebal huhuhuhu

aku sokong tu...

 

[zcatz]

cadangan yang baik..klu pikir mmg logik..kita masuk duit kat CC sampai terlebih..pastu baru guna..hehehe

ini namanye debit card, bukan credit card dah.
rugi la itu macam, sebab caj RM50 tu still kene bayar, duit dalam tu tak kerja utk kita. so, nothing is gain, tolak lagi ada.

senang citer, kasi potong sudah..

 

[bijakasb]

salam..

maklumat terbaru..
pemilik kad kredit bank rakyat tidak akan dikenakan caj bank rm 50...

 

[mansur79]

salam..

maklumat terbaru..
pemilik kad kredit bank rakyat tidak akan dikenakan caj bank rm 50...

ni e betul ke info neh?

aku baru nak gi potong dekat dekat bulan 10 nih..kalau free,kene cancel kad lain la ye...tq bijakasb

 

[bijakasb]

ni e betul ke info neh?

aku baru nak gi potong dekat dekat bulan 10 nih..kalau free,kene cancel kad lain la ye...tq bijakasb

salam mansur..
nie adalah maklumat dari pegawai bank rakyat sendiri..
tp bank rhb ada caj perkhidmatan

 

[bijakasb]

bumb..tuk malam2 yang sejuk nie

 

[2bz4money]

So far,aku maintain CC Mbf kerna waive annual fees dan tax serta pakej balance transfer yg menarik. Manakala Citibank walaupun tax kena byr tapi masih lagi berbaloi utk petrol dan kredit limitnya tinggi etc

CC yg dah sampai anniversary cam BRakyat, RHB, MBB, Cimb, OCBC, BIMB dan HSBC dah ku jadikan keychain (cancel ler tu).

Yg masih aku maintain pasal anniversary belum sampai lagi ialah StanChart,EON,DirectAccess (ada balance transfer serta rebet menarik),Public,UOB.

Saranan aku bagi yg masih memegang CC tu tanpa ada objektif/matlamat, better potong jer, buang duit RM50 je.

Bagi yg nak increase credit limit, inilah syaratnya

Credit Scoring

Credit scoring is a system used by banks and other lending institutions to determine whether or not you are creditworthy. It is more heavily used when you apply for unsecured credit, including credit cards.

Creditors collect information about you and your credit standing from your credit application and know about your credit standing by referring to a database maintained by financial institutions about their borrowers and credit cardholders. This information may include your bill-paying history, the number and types of accounts you have, late payments, collection actions, if you have applied for new credit recently, outstanding debt and how long you've had existing accounts. Using a statistical program, creditors compare your information to the credit performance of consumers with similar profiles.

The three Cs of good credit
Client History: How responsible you are in paying bills on time.
Capacity: Your ability to pay back a loan or credit card dues based on your income and financial position.
Collateral: Security for the lender in case you don't pay back the loan. A house, for example, would be used to collateralize a mortgage.

Positively changing your "three Cs" will help improve your credit standing. The first two Cs are very important in developing what is called your "credit score" or "credit rating".

 

[Rambaldi]

mampussss. 1Malaysia. Rakyat diutamakan, CC charge diutamakan

Satu lagi projek oleh Kera Jaan Barisan Nasional. Undilah B end

 

[fix90]

mampussss. 1Malaysia. Rakyat diutamakan, CC charge diutamakan

Satu lagi projek oleh Kera Jaan Barisan Nasional. Undilah B end

memang End sume pemakai Kad yang nak potong tu.. potong-potong-potong))

 

[bijakasb]

memang End sume pemakai Kad yang nak potong tu.. potong-potong-potong))

masalah jugak klu nak potong,banyak kegunaan cc nie..
tp pihak bank senyap jer..
aku nak gi shoping kat bank lah tanya pasal caj 50 nie..