Stop ASB Loan!!

[mR.kieran]

Assalamualaikum Warga CG,

amboh nk tye sikit...kalo amboh nk stop ASB bulan nie..t dapat x dividen january nnt...?

lagi satu...kalo 1 hb january 2014....amboh stop ASB...dapat dividen x...?huhuhu

terima kasih kalo de yg dpat bg information...:">

 

[perokoktegar]

bila start masuk bro?

 

[alphaOne]

dua2 dapat

 

[mR.kieran]

bila start masuk bro?

start joint bulan 4 taun 2012...:">

 

[mozan]

takde penalty ke klu stop awal ni? tt kena cek dulu dgn bank tt tu

 

[Ahmad07]

boleh dapat, die kira pro rate dari baki terendah setiap bulan...

 

[mrmsy]

kalau stop, mcm mana ngn insurans y kita bayar tu? dpt sparuh ka?

 

[alphaOne]

start joint bulan 4 taun 2012...:">

belum pape dh jual kenapa?

 

[alphaOne]

kalau stop, mcm mana ngn insurans y kita bayar tu? dpt sparuh ka?

insurans leh claim balik.. refer surrender value..

 

[cikalakacikaci]

check spa boss
mesti ada penalti dr bank
mcm sye buat ngn cimb dlu 2tahun komitmen
xsmpt 2tahun dah cut, kne penalti rm1600

so contoh calculation
asb loan 35000
monthly payemnt : rm550
total loan kena bayar (sbb pinjam 6tahun 550 *6tahun - anggap BLR menten utk 6tahun la): rm39600
total interest kena bayar : 39600 - 35000 = 4600
interest sebulan : 63
total bro akan dpt bila tutup akaun : (monthly payment - interest sebulan) * berapa bulan bro bayar + %dividend yg diannounce (klu ada) - penalti dr bank = total bersih la