kerunai
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naya tul la depa ni dok buat keje camni
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SEMUA MLM scam / haram???????
- Thread starter notrexdame
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amirrash
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hmm..sampai bila la nak habis benda alah ni. debat dan debat. sana kata semua haram, sini kata tak semua haram.
anyway, bagi aku. masih lagi kata ada MLM yang haram. ada MLM yang tak haram.
untuk yang rajin membaca dan yang dahagakan ilmu serta yang nak tahu sama ada MLM tu piramid skim atau tidak, silalah baca link di bawah ini. dipetik daripada laman web pejabat peguam negeri michigan US
ini link nya
http://www.michigan.gov/ag/0,1607,7-164-34739_20942-208400--,00.html
moga dapat manfaat daripadanya.
salam2.
anyway, bagi aku. masih lagi kata ada MLM yang haram. ada MLM yang tak haram.
untuk yang rajin membaca dan yang dahagakan ilmu serta yang nak tahu sama ada MLM tu piramid skim atau tidak, silalah baca link di bawah ini. dipetik daripada laman web pejabat peguam negeri michigan US
ini link nya
http://www.michigan.gov/ag/0,1607,7-164-34739_20942-208400--,00.html
moga dapat manfaat daripadanya.
salam2.
ShahreelAmri
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The Scam of MonaVie and Other "Superfruit" Juices
Are super-fruit juices anything more than super-ripoffs?
One day I was logged into my Facebook account and noticed one of my friends had blogged on her page that she was sick, and she was "sure the reason was because she had run out of MonaVie". You can probably guess that this caught my skeptical eye. After all, these superfruit juices have only been available for a few years, and it's not like everybody was always sick throughout human history until they came on the market.
There are many of these superfruit juices for sale, and lots of them (like MonaVie) are sold through Amway-style multilevel marketing schemes. You've probably heard the question asked if you can make a better hamburger than McDonald's. Yes, of course you can. But: Can you build a better business than McDonald's? No. It's not about the hamburgers. McDonald's is not in the food business; they are in the real estate business. This same concept, at least at face value, appears to apply to MonaVie and its ilk. They are not in the fruit juice business; they are in the multilevel marketing business. Their product, like the Big Mac, is secondary to their business model. But let us not make a leap of logic and conclude that superfruit juices are the Chicken McNugget of fruit juice. Let's give them the benefit of the doubt, and listen to their specific claims.
Superfruit juices all build their claims about their product on the same central idea. They contain large amounts of antioxidants, which fight the free radicals that cause aging. This is Skeptoid, so we're not going to blindly accept that without analysis. First, what really does cause aging? What the heck is a free radical? How is it affected by an antioxidant, and what the heck is an antioxidant? And, significantly: Do superfruit juices really contain beneficial levels of antioxidants? (With apologies to my Facebook friend, I didn't find any claims that these superfruit juices protect you from catching a cold — so save your $40-50/week if that's your goal.)
Free radicals are complicated. The 25¢ definition is a molecule with an unpaired electron that allows it to easily form a covalent bond with one of your good molecules, thus oxidizing it. This is one way that cells can be attacked, and this effect can and does lead to a number of age-related diseases.
At first glance, this makes the role of antioxidants obvious. Eliminate those oxidizing molecules, and help prevent age-related diseases. Right? Well, I'm sorry to say, not so fast. Human biochemistry is not as simple as the linguistic dichotomy of oxidation vs. antioxidant. It's extraordinarily complex. The oxidation from free radicals also has important benefits to the body: Converting fat into energy and attacking bacteria, just for a start.
Fighting disease consumes a huge portion of the scientific and medical budgets in the world, so a tremendous amount of research has been done into antioxidants. What these tests have found, overall, is that a certain amount of antioxidants is good, but too much is bad; but more significantly, the source of the antioxidants seems to have more importance than the amount. The primary phytochemicals that deliver antioxidants to the body are vitamin C, vitamin E, and beta-carotene. For the superfruit juices to fulfill their claims, they must therefore contain large amounts of these vitamins. The American Heart Association evaluated five studies of such superfruit juices for their efficacy in preventing cardiovascular disease, which is the main health claim about antioxidants. Of the five, two showed no effects, and three showed negative effects.
Dr. Stephen Barrett sums it up quite aptly in an article about antioxidants (which also lists this and many other clinical trials if you want to see for yourself):
"There is widespread scientific agreement that eating adequate amounts of fruits and vegetables can help lower the incidence of cardiovascular disease and certain cancers. With respect to antioxidants and other phytochemicals, the key question is whether supplementation has been proven to do more good than harm. So far, the answer is no, which is why the FDA will not permit any of these substances to be labeled or marketed with claims that they can prevent disease."
So now let's move on to our final question: Do these superfruit juices really contain significant amounts of antioxidants? They better, because they base their entire marketing campaign around this claim specifically.
Choice, the publication of the Australian Consumers Association, undertook a major study to answer this question in 2007. They bought virtually every superfruit juice that's commercially available. In their labs, they tested all of them for their total antioxidant capacity using the oxygen radical absorbance capacity assay test, laying out their methodology in detail — which you'll notice the promoters of these products never do.
As a baseline, Choice measured the total antioxidant capacity, or TAC, of a common apple — a Red Delicious Apple, to be precise — and got a reading of 5900. This number was then compared to the TAC measured from a daily serving of each superfruit juice.
The first type of superfruit juice tested was goji, a berry from Asia also known as the wolfberry. Servings of four different goji-based superfruit juices were found to have TAC measurements ranging from 570 to 2,025 for a product that is a 100% purée of the berry, in other words, from 10% to 34% the TAC of a common apple.
Next, they tested two brands of mangosteen superfruit juices. Mangosteen is claimed to have double the antioxidant capacity of goji. The results? Two two juices came in at 1,020 and 1,710, or 17% and 29% of the TAC of a common apple.
Next, they tested two brands of noni superfruit juices. Noni comes from Polynesia, and is frequently used in Hawaiian traditional medicine. The two brands measured 540 and 525, each about 9% the TAC of a common apple. In other words, a $7 cup of noni juice contains as much antioxidants as a thin 5¢ slice of apple.
Finally, Choice put açai to the test. The açai is a small purple berry from the Amazon, and Oprah calls it the "#1 food for anti-aging." Açai is the headliner ingredient in MonaVie, but since they do not disclose their formula, the percentage is unknown. Choice tested a similar product from RioLife containing 14% açai pulp. It measured almost as well as the best goji juice, with a TAC of 1,800, or about 31% as much as a common apple.
Choice also added several more common fruits to the mix. A single navel orange was found to have a TAC of 2,540. A cup of strawberries has 5,938. A cup of raspberries has a TAC of 6,058. And the overall winner was a cup of cultivated blueberries, with a total antioxidant capacity of 9,019.
But how can this be? Choice magazine found that the marketing literature says that goji berries have ten times, and açai berries six times, the antioxidant capacity of blueberries. Well, this might well be true. The difference is due to the fact that you're drinking a juice made from the fruit, you're not eating the whole fruit itself. For example, the mangosteen fruit has a huge amount of antioxidants and other nutrients. However, it's all contained within the inedible rind. The edible pulp of the fruit has only a negligible amount of either. This is how it's possible for the marketing claim to be, well, accurate if misleading; but the product itself to be devoid of the claimed benefits.
Superfruit juices may be good sources of antioxidants compared to, say, spaghetti or a cheeseburger; but if you want antioxidants, you'll get far more of them for about 1/100th the price by simply eating common fruit from the supermarket.
There's one final concern that critical minds should have with these superfruit juices, and with those who recommend them; and that's the conflict of interest inherent in a multi-level marketing scheme. Superfruit juices are available from many alternative practitioners (like chiropractors and naturopaths) who are not bound by any professional ethics, and even from some medical doctors who are. Each of them earns income on these sales through a multi-level marketing pyramid. When you read an article in a wellness newsletter touting the benefits of superfruits, the author makes money if you buy. When your friend recommends MonaVie to you, your friend makes money; and I bet your friend even tried to sell you on becoming a distributor — "because if you do, you can get it at a discount." Even your trusted personal trainer at the gym who makes vague anecdotal claims about superfruit's power is part of the pyramid. Be skeptical. Superfruit juices are a business model first; a salable product second; and a well-evidenced health product a distant third.
If you're truly curious about superfruit juices and want the truth, ask a source who has no financial interest in the product. Ask your medical doctor. You may find that he knows nothing about it; products like MonaVie that have no proven health value rarely find their way into medical or nutritional literature.
Now the default comment that I'm going to hear is the accusation that I'm on the payroll of Big Pharma, who are mortified that consumers will learn they can replace medical treatment and drugs with these ponzi-pyramid juice drinks. Of course this makes no sense, since $40 a bottle is far more than it costs to buy apples for a week or simply eat a healthy diet like your doctor recommends; and if profit was their motivation, Big Pharma would be the first ones selling superfruit juices.
Are super-fruit juices anything more than super-ripoffs?
One day I was logged into my Facebook account and noticed one of my friends had blogged on her page that she was sick, and she was "sure the reason was because she had run out of MonaVie". You can probably guess that this caught my skeptical eye. After all, these superfruit juices have only been available for a few years, and it's not like everybody was always sick throughout human history until they came on the market.
There are many of these superfruit juices for sale, and lots of them (like MonaVie) are sold through Amway-style multilevel marketing schemes. You've probably heard the question asked if you can make a better hamburger than McDonald's. Yes, of course you can. But: Can you build a better business than McDonald's? No. It's not about the hamburgers. McDonald's is not in the food business; they are in the real estate business. This same concept, at least at face value, appears to apply to MonaVie and its ilk. They are not in the fruit juice business; they are in the multilevel marketing business. Their product, like the Big Mac, is secondary to their business model. But let us not make a leap of logic and conclude that superfruit juices are the Chicken McNugget of fruit juice. Let's give them the benefit of the doubt, and listen to their specific claims.
Superfruit juices all build their claims about their product on the same central idea. They contain large amounts of antioxidants, which fight the free radicals that cause aging. This is Skeptoid, so we're not going to blindly accept that without analysis. First, what really does cause aging? What the heck is a free radical? How is it affected by an antioxidant, and what the heck is an antioxidant? And, significantly: Do superfruit juices really contain beneficial levels of antioxidants? (With apologies to my Facebook friend, I didn't find any claims that these superfruit juices protect you from catching a cold — so save your $40-50/week if that's your goal.)
Free radicals are complicated. The 25¢ definition is a molecule with an unpaired electron that allows it to easily form a covalent bond with one of your good molecules, thus oxidizing it. This is one way that cells can be attacked, and this effect can and does lead to a number of age-related diseases.
At first glance, this makes the role of antioxidants obvious. Eliminate those oxidizing molecules, and help prevent age-related diseases. Right? Well, I'm sorry to say, not so fast. Human biochemistry is not as simple as the linguistic dichotomy of oxidation vs. antioxidant. It's extraordinarily complex. The oxidation from free radicals also has important benefits to the body: Converting fat into energy and attacking bacteria, just for a start.
Fighting disease consumes a huge portion of the scientific and medical budgets in the world, so a tremendous amount of research has been done into antioxidants. What these tests have found, overall, is that a certain amount of antioxidants is good, but too much is bad; but more significantly, the source of the antioxidants seems to have more importance than the amount. The primary phytochemicals that deliver antioxidants to the body are vitamin C, vitamin E, and beta-carotene. For the superfruit juices to fulfill their claims, they must therefore contain large amounts of these vitamins. The American Heart Association evaluated five studies of such superfruit juices for their efficacy in preventing cardiovascular disease, which is the main health claim about antioxidants. Of the five, two showed no effects, and three showed negative effects.
Dr. Stephen Barrett sums it up quite aptly in an article about antioxidants (which also lists this and many other clinical trials if you want to see for yourself):
"There is widespread scientific agreement that eating adequate amounts of fruits and vegetables can help lower the incidence of cardiovascular disease and certain cancers. With respect to antioxidants and other phytochemicals, the key question is whether supplementation has been proven to do more good than harm. So far, the answer is no, which is why the FDA will not permit any of these substances to be labeled or marketed with claims that they can prevent disease."
So now let's move on to our final question: Do these superfruit juices really contain significant amounts of antioxidants? They better, because they base their entire marketing campaign around this claim specifically.
Choice, the publication of the Australian Consumers Association, undertook a major study to answer this question in 2007. They bought virtually every superfruit juice that's commercially available. In their labs, they tested all of them for their total antioxidant capacity using the oxygen radical absorbance capacity assay test, laying out their methodology in detail — which you'll notice the promoters of these products never do.
As a baseline, Choice measured the total antioxidant capacity, or TAC, of a common apple — a Red Delicious Apple, to be precise — and got a reading of 5900. This number was then compared to the TAC measured from a daily serving of each superfruit juice.
The first type of superfruit juice tested was goji, a berry from Asia also known as the wolfberry. Servings of four different goji-based superfruit juices were found to have TAC measurements ranging from 570 to 2,025 for a product that is a 100% purée of the berry, in other words, from 10% to 34% the TAC of a common apple.
Next, they tested two brands of mangosteen superfruit juices. Mangosteen is claimed to have double the antioxidant capacity of goji. The results? Two two juices came in at 1,020 and 1,710, or 17% and 29% of the TAC of a common apple.
Next, they tested two brands of noni superfruit juices. Noni comes from Polynesia, and is frequently used in Hawaiian traditional medicine. The two brands measured 540 and 525, each about 9% the TAC of a common apple. In other words, a $7 cup of noni juice contains as much antioxidants as a thin 5¢ slice of apple.
Finally, Choice put açai to the test. The açai is a small purple berry from the Amazon, and Oprah calls it the "#1 food for anti-aging." Açai is the headliner ingredient in MonaVie, but since they do not disclose their formula, the percentage is unknown. Choice tested a similar product from RioLife containing 14% açai pulp. It measured almost as well as the best goji juice, with a TAC of 1,800, or about 31% as much as a common apple.
Choice also added several more common fruits to the mix. A single navel orange was found to have a TAC of 2,540. A cup of strawberries has 5,938. A cup of raspberries has a TAC of 6,058. And the overall winner was a cup of cultivated blueberries, with a total antioxidant capacity of 9,019.
But how can this be? Choice magazine found that the marketing literature says that goji berries have ten times, and açai berries six times, the antioxidant capacity of blueberries. Well, this might well be true. The difference is due to the fact that you're drinking a juice made from the fruit, you're not eating the whole fruit itself. For example, the mangosteen fruit has a huge amount of antioxidants and other nutrients. However, it's all contained within the inedible rind. The edible pulp of the fruit has only a negligible amount of either. This is how it's possible for the marketing claim to be, well, accurate if misleading; but the product itself to be devoid of the claimed benefits.
Superfruit juices may be good sources of antioxidants compared to, say, spaghetti or a cheeseburger; but if you want antioxidants, you'll get far more of them for about 1/100th the price by simply eating common fruit from the supermarket.
There's one final concern that critical minds should have with these superfruit juices, and with those who recommend them; and that's the conflict of interest inherent in a multi-level marketing scheme. Superfruit juices are available from many alternative practitioners (like chiropractors and naturopaths) who are not bound by any professional ethics, and even from some medical doctors who are. Each of them earns income on these sales through a multi-level marketing pyramid. When you read an article in a wellness newsletter touting the benefits of superfruits, the author makes money if you buy. When your friend recommends MonaVie to you, your friend makes money; and I bet your friend even tried to sell you on becoming a distributor — "because if you do, you can get it at a discount." Even your trusted personal trainer at the gym who makes vague anecdotal claims about superfruit's power is part of the pyramid. Be skeptical. Superfruit juices are a business model first; a salable product second; and a well-evidenced health product a distant third.
If you're truly curious about superfruit juices and want the truth, ask a source who has no financial interest in the product. Ask your medical doctor. You may find that he knows nothing about it; products like MonaVie that have no proven health value rarely find their way into medical or nutritional literature.
Now the default comment that I'm going to hear is the accusation that I'm on the payroll of Big Pharma, who are mortified that consumers will learn they can replace medical treatment and drugs with these ponzi-pyramid juice drinks. Of course this makes no sense, since $40 a bottle is far more than it costs to buy apples for a week or simply eat a healthy diet like your doctor recommends; and if profit was their motivation, Big Pharma would be the first ones selling superfruit juices.
little_lily
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ader pulak ckp camtu
are u saying hukum islam nie utk zaman dulu jer?
saya bg cth la pasal personal loan dgn kredit kad
kiter bayar naik balik, bayar naik balik
rm4000 hutang cc kalo bayar minimum tiap2 bulan 16 tahun baru habis tau, tu blom lg hutang puluh2 k
banding dgn pinjaman melalui ar-rahnu, bayar upah simpan jer tiap2 bulan
dr upah simpan nie bank dah boleh untung, kalo peminjam xboleh bayar pun bank x marah, dier boleh simpan emas kiter, albeit dgn diskaun 30%
so ini satu cth yg x payah guna riba
riba nie pun dicipta oleh kaum rothchild
sama la dgn sistem wang kertas
mmg xboleh nak elak nak guna sistem riba, wang kertas, etc, but that doesnt mean u hv to like it or defend it
anywez riba MLM nie dah masuk dlm kategori, means bkn dtg dr penjualan produk atau interest peminjam, tp dr penyertaan downline, which is dah mmg jelas haram.. well, i dont know dalil mana yg kata nie haram, tp kalo dah dpt duit atas angin camtu jer.. dah nmpk sgt sumthing wrong.. mmg rejek la MLM nie
p/s: yoorrr la tu zaman dulu xsama dgn skrg, sila baca buku 'the richest man in babylon'
f-zan
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apa yg adidmiadib merepek ni?? mengata org je lebih, igt blh masuk syurga ke? tdk di nafikan x semua MLM tu slh,maybe ada segelintir yg x btl, tp x semua MLM, setahu aku dh x wujud lg sistem piramid di Malaysia,yg wujud adalah piramid semula jadi, sperti di sektor makan gaji.keje penat2 xblh potong gaji org atas..dlm MLM adil,siapa buat lebih dia dapat lebih.Kalau x faham sistem jgn nk merapu tak tentu hala..balik umah tgk sejarah dulu..
f-zan
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yg pegi dengar fatwa org kristian tu buat apakita ni org islam..jgn terlalu taksub dlm mengkuhum sesama sdiri..islam tu luas..yg salah kalau menipu org dlm berniaga, kalau MLM di jalankan dgn btl xde slh nya..kalau MLM tu slh atau haram, aku cabar yg berkata begitu, pegi buat repot polis, jgn biarkan org ramai terus ditipu hehe..atau repot ke pihak berwajib, jgn main cakap ikut sedap mulut je, mcm org tak sekolah..
hothotmanja
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nie lah ayat yg paling slalu org mlm guna
'kerja mkn gaji pun sistem piramid jugak'
apa daa..
rasyd
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hehe...fatwa christian boleh dgr tapi takleh membenarkan 
hothotmanja
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huh, teringat lg masa kena 'paksarela' dtg gath mlm
what a nightmare!
ayat yg xboleh lupa, kerja kat pejabat pun sistem piramid jgk kan, bos kat atas sorang, pekerja kat bawah ramai
hahahahaaa.. depa ingat sistem piramid tu asalkan btk piramid tu kira sistem piramid la
mcm piramid makanan gitew))
what a nightmare!
ayat yg xboleh lupa, kerja kat pejabat pun sistem piramid jgk kan, bos kat atas sorang, pekerja kat bawah ramai
hahahahaaa.. depa ingat sistem piramid tu asalkan btk piramid tu kira sistem piramid la
mcm piramid makanan gitew
))
