BTC USD 81,672.3 Gold USD 4,105.42
Time now: Jun 1, 12:00 AM

QUALITY AGENTS WANTED (RM2000/mth)

saya kasi contoh ye Bro, in PruBSN..u sumbat:
1. Protection (Takafulink): RM200 / month
2. Investment Takaful Saver : RM800 (yg ni solid 100% masuk U.T)
So TOTAL caruman : RM1,000 / month

If diagnosed with critical illness, RM1,000 still jalan..as PruBSN tolong sambung carumkan RM1000 every month sampai la 80thn!!! Saving jalan..Protection pun jalan gakk...wohooooo...:)

Kalau simpan kat U.T lain, dah sakit..takde 'org' nak tolong simpan kan..so saving takat itu aje lah..

Skrang insuran sume dah advanced..Mungkin Azizi ketinggalan zaman..hihihi

More detail, visit
http://www.whatsyournumber.com.my/
 
Bro,

Azizi Ali ckp memang betol..tp PruBSN 2 in 1..protection & investment u bole max :D

Bro,
boleh tu boleh lah tapi return tu kan sama ngan purely investment... the reason is very obvious....:D

p/s: kalaulah sama... abih tutup kedai unit trust2 ni...
 
saya kasi contoh ye Bro, in PruBSN..u sumbat:
1. Protection (Takafulink): RM200 / month
2. Investment Takaful Saver : RM800 (yg ni solid 100% masuk U.T)
So TOTAL caruman : RM1,000 / month

If diagnosed with critical illness, RM1,000 still jalan..as PruBSN tolong sambung carumkan RM1000 every month sampai la 80thn!!! Saving jalan..Protection pun jalan gakk...wohooooo...:)

Kalau simpan kat U.T lain, dah sakit..takde 'org' nak tolong simpan kan..so saving takat itu aje lah..

Skrang insuran sume dah advanced..Mungkin Azizi ketinggalan zaman..hihihi

More detail, visit
http://www.whatsyournumber.com.my/

mmm... jap2 tekan calculator...:D
 
Bro,
boleh tu boleh lah tapi return tu kan sama ngan purely investment... the reason is very obvious....:D

p/s: kalaulah sama... abih tutup kedai unit trust2 ni...

U.T and insuran different purpose bro..tp u can maximise all those 2 in 1 Plan which is PruBSN..:)

Akan dtg, kedai U.T lain pun akan buat mende yg sama punya..

Anyway Azizi Ali advice ppl based on his risk..Dia property expert..property aje dah brapa byk bro..Takat masuk hospital, tak heran la nak byr bil hospital..Thats y dia suggest amik 'term insuran' cover liabilities..

But now norm ppl, go for 'buy term, invest later' which is investment-link policy..seek your 'risk expert' today :)
 
U.T and insuran different purpose bro..tp u can maximise all those 2 in 1 Plan which is PruBSN..:)

Akan dtg, kedai U.T lain pun akan buat mende yg sama punya..

Anyway Azizi Ali advice ppl based on his risk..Dia property expert..property aje dah brapa byk bro..Takat masuk hospital, tak heran la nak byr bil hospital..Thats y dia suggest amik 'term insuran' cover liabilities..

But now norm ppl, go for 'buy term, invest later' which is investment-link policy..seek your 'risk expert' today :)

bro,

cuba tgk senario ni plak...

policy takaful : RM50/month
kalau mati selepas sebulan : dapat RM100,000 (boleh dapat ke RM100,000? tak sure kalau RM50,000 confirmed)
invest unit trust RM1000-RM50=RM950 (invest cam biasa)
duit RM50K/100k tu bila dapat invest dalam UT... tolak RM50 utk amik policy baru... and of course this time cover anak bini lah plak sebab dah mati kan....

mana satu lumayan? aku pun tak tahu....:D
 
well, kita takleh tumpu kepada 1 jenis sahaja.

kata tok guru bisnes saya, orang berjaya dia akan guna keseluruhan 4 poket seluarnya (kebiasaan seluar ada 4 poket)

Poket kanan : Simpanan semasa (bank,t.haji,dsb)
Poket kiri : Simpanan tetap (KWSP dsb)
Poket belakang kanan : Pelaburan (ASB, Unit Trust, bisnes dsb)
Poket belakang kiri : Perlindungan (Takaful)

kebanyakan orang, hanya guna 2 poket, ada guna 3 poket, yang terbaik guna kesemua poket yang ada.
 
Last edited:
kita main bola pulak

Striker : Pelaburan (ASB, Unit Trust, bisnes dsb)
Midfield : Simpanan semasa (bank,t.haji,dsb)
Defence : Simpanan tetap (KWSP dsb)
Gol keper: Perlindungan (Takaful)

Mana paling penting diperingkat permulaaan .. sudah tentu Gol Keeper .. Sebab pintu gol berada di tangan nyer...
 
bro,

cuba tgk senario ni plak...

policy takaful : RM50/month
kalau mati selepas sebulan : dapat RM100,000 (boleh dapat ke RM100,000? tak sure kalau RM50,000 confirmed)
invest unit trust RM1000-RM50=RM950 (invest cam biasa)
duit RM50K/100k tu bila dapat invest dalam UT... tolak RM50 utk amik policy baru... and of course this time cover anak bini lah plak sebab dah mati kan....

mana satu lumayan? aku pun tak tahu....:D

cun gak idea ni..tapi ni kalau dpt durian runtuh..kalu xmati2..dr menunggu baik invest je dulu..

pada pendapat aku..ambik traditional punya insuran utk fully benefit in term of protection

dan Unit trust utk fully benefit in term of investment
 
cun gak idea ni..tapi ni kalau dpt durian runtuh..kalu xmati2..dr menunggu baik invest je dulu..

pada pendapat aku..ambik traditional punya insuran utk fully benefit in term of protection

dan Unit trust utk fully benefit in term of investment

kalu? perkataan kalu ni lah menyebabkan adanya takaful...:D
recommendation dari CFP gitulah.... dalam cth aku kat atas tu...amik takaful utk protection 50, invest dalam UT 950... kalau tak mati alhamdulillah lah...:))
 
U.T..u sumbat big capital..u dpt 'interest'..
Takaful..u sumbat 'interest'..u dpt big capital..

in PruBSN..u dpt kedua2nya..:)
 
Back
Top
Log in Register