Prudential Fund Management Berhad (pfmb)

[Prunet]

Prudential Group
Established in London in 1848, Prudential plc, through its businesses in Europe, the US and Asia, provides retail financial services products and services to some 16 million customers, policyholder and unit holders worldwide with US$380 billion in funds under management (as at 30 June 2005). Prudential employs more than 22,000 staff worldwide.

Prudential has brought to market an integrated range of financial services products that now includes life assurance, pensions, mutual funds, banking, investment management and general insurance.

M&G
In the UK, Prudential is a leading life and pensions provider with around 7 million customers. M&G is Prudential's UK and European fund manager, responsible for managing over US$230 billion of funds. It is also the UK's leading fixed income Manager with over US$88 billion in fixed income assets under management.

EGG
Launched by Prudential in October 1998, Egg is Europe's leading e-commerce financial services company providing banking and financial services products through its internet site. Egg plc has around 2.6 million customers and employs some 2,000 staff. Jackson National Life is one of the leading life insurance companies in the United States, and has more than 1.5 million policies and contracts in force. PCA, the leading European life insurance company in Asia and the fastest growing insurance group in the region.


Pru in Asia
In Asia, Prudential is the leading European life insurance company with a vast network of 23 life and mutual fund operations in twelve countries - China, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, the Philippines, Singapore, Taiwan, Thailand and Vietnam. Since 1923, Prudential has championed customer-centric products and services, supported by over 100,000 staff and agents across the region.

- Industrial Credit and Investment Corporation (ICICI) for the Indian life and mutual funds businesses
- Bank of China International (BOCI) for Hong Kong's Mandatory Provident Fund and mutual funds
- China International Trust & Investment Corporation (CITIC) for life insurance products in China
- Bancassurance with Standard Chartered Bank’s network of branches in Hong Kong,Singapore, Malaysia, Taiwan and Thailand


PCA offers a comprehensive range of savings, protection and investment products and is particularly noted for pioneering unit linked products in Malaysia, Indonesia, Philippines, Singapore and Taiwan. Across the region, PCA now has 11 operations with an estimated top five market share.

 

[Prunet]

Making your EPF money work as hard as you do

The EPF Member's Investment Scheme enables EPF contributors to invest part of their savings in Account 1 (Retirement Savings) in unit trusts funds in companies approved by the Ministry of Finance.

Benefits to you

* This scheme allows you to have control over how your EPF savings is invested
* It has the flexibility for you to structure an investment strategy for your retirement funds that suits your investment goals, risk appetite and investment time horizons
* It allows you to diversify your EPF savings into actively managed funds
* In a nutshell, it is a means for you to potentially maximise your EPF returns.

You would be eligible if you fulfil the following conditions:

* You are below the age of 55;
* You have a current balance of at least RM55,000 in your Account 1,
* You have not withdrawn from your Account 1 in the last three (3) months from the date of your last transaction

 

[Prunet]

PRUIslamic Trust & Zakat

What are the PRUdana al-islah and PRUdana al-ilham?
The Funds are Islamic unit trust schemes that invest in a diversified portfolio of Syariah-approved securities that are managed by professional managers in accordance with the Syariah.

Can Non-Muslims invest in Islamic Funds?
Yes they can. Investing in Islamic Funds is not limited to Muslim investors only as the Syariah-approved securities form the part of the securities that are listed on the KLSE.

What is this zakat payment service?
This zakat payment service is a value-added service provided by Prudential Unit Trust to its Muslim investors of the PRUIslamic Trust, where we would calculate zakat on your investments and remit payment to Pusat Pungutan Zakat on your behalf.

Units of the relevant Fund(s) invested will be redeemed and the proceeds will be utilized as zakat payment. The payment date is on 31 October of each year.


Is this service compulsory for all Muslim investors?
No. This is an optional service that the Muslim investors can subscribe to. You may continue to pay zakat on your investments together with other types of zakat that you need to pay.


Who is eligible to subscribe to this service?
This service is available for:

* Individual investors who are Muslims at point of application, and
* First Holders of the PRUMaster Account.

Can my jointholder opt for zakat payment?
The service is available for the First Holder only.


Will zakat be deducted for all my investments?
Yes, zakat will be deducted for all your investments in the PRUIslamic Trust where you are the First Holder of the PRUMaster Accounts, except for investments via the EPF Members' Investment Scheme. Investments with Nominee accounts are also excluded.


What do I do if I want to revoke my authorisation to pay zakat via Prudential Unit Trusts?
Just give us a written confirmation of your intention to revoke the authorisation at least 7 days before the payment date (currently set on 31 March each year).

 

[Prunet]

Investors are advised that the price of units and distributions made, if any, may go down as well as up. There are fees and charges involved which investors should consider before investing in the Fund. Past performance of the Fund is no indication its future performance.

PRUdana al-ilham *
Seeks high capital appreciation* from Shariah-compliant investments which have the potential of substantial value appreciation.

* High Returns are generally associated with high investment risks

PRUdana al-islah
Seeks to provide a stable income stream, and an opportunity for capital appreciation from Shariah-compliant fixed income and equity securities.

PRUdana wafi
PRUdana wafi seeks to generate stable income by investing in Shariah approved fixed income securities.

PRUdana dinamik
Seeks to provide capital appreciation by investing in equity and equity-related securities conforming with Shariah principles.

PRUsmall-cap fund
Seeks to provide investors with maximum capital appreciation by investing principally in small market capitalisation companies which will appreciate in value.

PRUgrowth fund
Seeks to provide investors with long-term capital appreciation by investing principally in larger companies which will appreciate in value.

PRUbalanced fund
Seeks to provide investors with capital appreciation and a reasonable level of current income by investing in a mixed portfolio of companies with good dividend yield and low price volatility and a portfolio of investment-grade fixed-income securities.

PRUbond fund
Seeks to provide investors with a steady stream of income returns by investing principally in a portfolio of investment-grade fixed-income securities with exposure in non-investment grade fixed-income securities which yield above average returns.

PRUcash fund
Seeks to provide a high level of liquidity with reasonable returns
by investing in a portfolio of money market and other short term
debt instrument.

PRUdynamic Fund
Seeks to provide capital appreciation.

PRUequity Income Fund
Seeks to provide a stable income stream with medium to
long-term capital growth.

PRUinstitutional income fund
Seeks to provide a stable income stream with medium to
long-term capital growth.

PRUasia pacific equity fund *
Seeks to provide medium to long-term capital growth.
Note: We regard 3-5 years as medium-term and anything more than 5 years as long-term.


PRUasia select income fund
Seek to provide a stable income stream and an opportunity for capital appreciation by invests in equity and equity - related instruments.

PRUglobal leaders fund
Seek to maximise long term total return by investing in the M&G Global Leaders Fund, which in turn invests in a wide range of global equities that are considered to be leading in their field.

Prudential Conservative Investment Plan
Seeks to provide income by investing in CIS that in turn invest in fixed income securities and equities.

Prudential Moderate Investment Plan
Seeks to provide capital appreciation and income by investing in CIS that invest in fixed income securities and equities.

Prudential Aggressive Investment Plan
Seeks to provide capital appreciation by investing in CIS that in turn invest in fixed income securities and equities.

Prudential Global Basics Fund
The objective of the Fund is to maximise long term capital appreciation by investing in another collective investment scheme primarily the M&G Global Basics Fund, which invests wholly or mainly in companies operating in basic industries [‘primary’ industries (extracting raw materials) and ‘secondary’ industries (products and services)] and also in companies that service these industries.


Prudential Islamic Income Fund
Seeks to provide liquidity and a steady income stream by investing in money market instruments and short-term debentures which are Shariah compliant.

Prudential Capital Guaranteed Fund II
Seeks to provide capital appreciation over the medium-term while providing 100% capital guarantee on the Maturity Date.


Prudential Multi-Asset Structured Fund
The Fund seeks to provide capital appreciation over the tenure of the Fund while endeavouring to protect the capital of investors.

 

[Prunet]

PFMB adverts

 

[Hakim]

ko boleh citer sket tak pasal PruCash?

sbb aku baru amik Medical kad Prudential BSN Takaful

Ejen tu ada kasi tau pasal Prucash..tapi tak clear

 

[Prunet]

ko boleh citer sket tak pasal PruCash?

sbb aku baru amik Medical kad Prudential BSN Takaful

Ejen tu ada kasi tau pasal Prucash..tapi tak clear

boleh... call aku utk appointment! 0162092878

siapa nama agent tu? mungkin aku kenal....

 

[Prunet]

bro admin,
thread ni unit trusts la bro... bukan insurance!


PRUDENTIAL ASSURANCE MALAYSIA BERHAD --> Insurance

PRUDENTIAL FUND MANAGEMENT BERHAD ----> Investments (Inclusive of Unit Trusts)


pls masukkan dlm Real Investment Program!
tq

 

[lochoe]

owh.. anyway.. analysis untuk prudential.. juga ada didalam website saya... cuba la tengok.. maybe boleh faham sikit..
pelaburan.net