mod tlg delete. tq

[skafever69]

bank minta surat pengesahan beli rumah dgn direct owner la plak....sape2 ade contoh surat nih x? surat yg bgtau dh byr

Kena surat ke... padahal buat full loan kan.

 

[lanforex90]

Sepatutnya owner yg kena sediakan semua nih since xde melibatkan org tgh atau agen..

Cer tanye owner dulu..

tq bro..owner suruh sy goreng sendiri surat tu haha..sbb owner kt kelantan, sy kt kl

 

[lanforex90]

bank minta surat pengesahan beli rumah dgn direct owner la plak....sape2 ade contoh surat nih x? surat yg bgtau dh byr

Kena surat ke... padahal buat full loan kan.

cimb bg 90+5 je...cimb nk surat kononya dh by 10 percent

 

[Green Apple]

cimb ok ke?
-tt ade no tlg bg..
-geng CG yg tau rate bank yg ok ..boleh kongsi..aku dah submit
-bank islam -2.3..LOAN 100% market value,+mrtt+legal fee
-BSN..-2.1+=90% market value+mrtt..legal fee takde (percuma)
-muamalat=-2.2..90% market+mrtt+legal+wasiat
-RHB baru tanya -1.8%..betul ke rate ni??rumah rm180k

 

[skafever69]

cimb ok ke?
-tt ade no tlg bg..
-geng CG yg tau rate bank yg ok ..boleh kongsi..aku dah submit
-bank islam -2.3..LOAN 100% market value,+mrtt+legal fee
-BSN..-2.1+=90% market value+mrtt..legal fee takde (percuma)
-muamalat=-2.2..90% market+mrtt+legal+wasiat
-RHB baru tanya -1.8%..betul ke rate ni??rumah rm180k

bro beli rumah second ke... bank mana yg boleh bg tinggi eh untuk market value

 

[lanforex90]

cimb 2.2...90+5

xlepas2 lg cimb nih..surat kononnya dah byr 10 percent dah setel...sekali harini bank minta bukti bayaran 10 percent tuh plak... cmne nh.. ade idea x? haha

 

[Green Apple]

bro beli rumah second ke... bank mana yg boleh bg tinggi eh untuk market value

rumah second..
buat masa ni dah hantar
bank islam 6.6-2.3..100% loan market value..+mrtt,legal 5%+5%
BSN 6.55-2.15%..90% MARKET value,+mrtt+legal
Alliance -2.2
muamalat-2.2-+..90% +mrtt+legal+wasiat+valutioan fee
RHB baru tanya -1.8


cimb aku baru call..6.6-1.7..tu je mampu dapat..rasa tak antar kot..
-lanforex dapat lak 2.2 ,tapi kena bayar 10%

 

[Green Apple]

cimb 2.2...90+5

xlepas2 lg cimb nih..surat kononnya dah byr 10 percent dah setel...sekali harini bank minta bukti bayaran 10 percent tuh plak... cmne nh.. ade idea x? haha

aku tanya cimb dia bg 1.7 je bro...takde lak minta 10% ..
OCBC pun minta 10% ..mengarut tul..aku dah bgtau..3% dah bayar..7% epf..bank tanya owner setuju ke 7% epf..dah bg salinan snp,geran ..kira setuju la tu..

 

[lanforex90]

aku tanya cimb dia bg 1.7 je bro...takde lak minta 10% ..
OCBC pun minta 10% ..mengarut tul..aku dah bgtau..3% dah bayar..7% epf..bank tanya owner setuju ke 7% epf..dah bg salinan snp,geran ..kira setuju la tu..

ak dh minta num officer cimb xd..pn zarina 0193330550..dia bg 90 + 5

tp cimb ak dh give up sbb dia minta resit bukti ak byr 10%..mane nk cekau..haha..dia ckp klau ad resit confirm boleh lulus

ak dah pakat ngn owner suruh tipu klu bank call tanye, so ak suruh la pn zarina tu intervw owner psl bayaran 10% tuh, tp die ckp cimb xpernah intrvw owner, so dia nak resit jugak...so give up je la

esok ak nk g submit kt bank islam medan mara dgn bsn pertama..bye2 cimb

sbb ak tanye lawyer zainal ithnin, die ckp cimb mmg susah skunk nih sbb diorg dh capai sales target bln 5 harituh lg...lawyer recommend suruh apply ngn bank islam & bsn...die ckp bank islam lg menarik offer dia...mcm bro green apple bgtau la bank islam 2.3 100% lak tu

 

[croody]

sori tt, tumpang tanya...aku nk beli rumah 2nd gak..

harga ditawarkan owner rm35k market value rm90k++. boleh ke nk buat loan based on market value dan dapatkan lebihan cash tu? Atau beli cash and then refinance rumah tu? mana better?