RizalMerah
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- Messages
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PB Visa Electron Debit Card
Fee Waiver
Apply for the PB Visa Electron Debit Card today and upon approval, the First Year Annual
Fee of RM24 is waived! Supplementary Card/s issued will also enjoy a similar offer.
PRINCIPAL CARDMEMBERSHIP ANNUAL FEE: RM 24
SUPPLEMENTARY CARDMEMBERSHIP ANNUAL FEE: RM 12
The PB Visa Electron Card is a Debit Card, which enables transactions via direct deduction of
the cost from the Card Account. It is a smart advantage of converting daily cash purchases
to the Card for better rewards and greater convenience!
1)Global Welcome
Is accepted at merchant outlets and service establishments all over the world! Where a
Visa decal is displayed, purchases with the Card will be welcomed.
2)Cash Access
Immediate access to cash whenever the need arises at Visa/PLUS ATMs worldwide.
Locally, for cash withdrawals via a Public Bank ATM, the normal service fee of RM10 per transaction is waived! Withdrawals may also be conducted over-the-counter (OTC) at a PBB branch for issuance of Bankers Cheque for Initial Public Offer Share Issue (IPOS) or transfer to other Deposit Account/s.
3)Cash MegaBonus
A Cash MegaBonus of 0.5% will be accorded for every ringgit of retail purchase (excluding cash withdrawals) charged to the Card. No minimum qualifying level or maximum spending limits.
4)Interest-Earning
Credit balances will earn interest credited monthly, computed based on the daily balance in the Card Account. Rates may vary from time to time. Please check with our Customer Service at 03-2176 8000 or e-mail to [email protected] for latest interest rates applicable.
5)Quick Reconciliation
A monthly statement is provided with details of all the transactions made in the month.
Now, every ringgit spent will be duly accounted for! consolidating scores of small value purchases has never been easier!
6)Easy-To-Use
Swipe the Card at the electronic terminal at the outlet and sign on the transaction receipt for the amount purchased. A copy of the Sales Draft will be extended for retention and reference.
7)Overseas Assistance
For lost or stolen Card whilst travelling abroad, just report it to the nearest Visa office via a local tollfree number. Services are available in most parts of the world!
8)Constant Control
Maintain a balance in the Card Account which best suits the desired lifestyle. However, a minimum of RM25 at all times is required. For example, for purchase of an item worth RM75, the minimum balance should be at least RM100. Transfer only what is needed to the Card Account, only when it is needed. PBeBank.com and PB Telebanking Services, facilitate banking convenience from the home or office, every day of the year! Services available include balance enquiry, statement request, fund transfer, transaction history, GIRO bill payment, card payment, mobile reload service and others.
9)Limited Exposure
For security purpose, the Card Account is a separate account from the Savings and/or Current Account/s. Therefore, if the Card is ever lost or stolen, the financial risk is strictly just on the balance in the Card Account. The funds residing in the Deposit Account/s would not be affected as there is no direct linkage.
10)Automatic Sweep
Principal cardmembers with a Personal Deposit(Savings/Current) Account with the Bank may sign up for the Automatic Fund Transfer Facility. It facilitates immediate online sweeping of funds from a designated Deposit Account to the Card Account, up to a predetermined daily limit as authorised. The Card credit balance will also be constantly maintained at RM200 via the end-of-day top-up monitoring at all times. Greater flexibility and improved convenience to eliminate any shortfall amount when transacting Card.
11)Conversion of Overseas Transactions
If the Card is used outside Malaysia, the transaction incurred will be converted to Ringgit Malaysia using US$ as the base currency on the date the item is received and/or processed at such exchange and at such time as may be determined by Visa International at its absolute discretion. The exchange may differ from the rate in effect on the date of the transaction due to market fluctuations. Such rate imposed shall be final and conclusive and the Cardmember shall bear all exchange risks, losses, commission and other bank charges which may thereby be incurred.
Fee Waiver
Apply for the PB Visa Electron Debit Card today and upon approval, the First Year Annual
Fee of RM24 is waived! Supplementary Card/s issued will also enjoy a similar offer.
PRINCIPAL CARDMEMBERSHIP ANNUAL FEE: RM 24
SUPPLEMENTARY CARDMEMBERSHIP ANNUAL FEE: RM 12
The PB Visa Electron Card is a Debit Card, which enables transactions via direct deduction of
the cost from the Card Account. It is a smart advantage of converting daily cash purchases
to the Card for better rewards and greater convenience!
1)Global Welcome
Is accepted at merchant outlets and service establishments all over the world! Where a
Visa decal is displayed, purchases with the Card will be welcomed.
2)Cash Access
Immediate access to cash whenever the need arises at Visa/PLUS ATMs worldwide.
Locally, for cash withdrawals via a Public Bank ATM, the normal service fee of RM10 per transaction is waived! Withdrawals may also be conducted over-the-counter (OTC) at a PBB branch for issuance of Bankers Cheque for Initial Public Offer Share Issue (IPOS) or transfer to other Deposit Account/s.
3)Cash MegaBonus
A Cash MegaBonus of 0.5% will be accorded for every ringgit of retail purchase (excluding cash withdrawals) charged to the Card. No minimum qualifying level or maximum spending limits.
4)Interest-Earning
Credit balances will earn interest credited monthly, computed based on the daily balance in the Card Account. Rates may vary from time to time. Please check with our Customer Service at 03-2176 8000 or e-mail to [email protected] for latest interest rates applicable.
5)Quick Reconciliation
A monthly statement is provided with details of all the transactions made in the month.
Now, every ringgit spent will be duly accounted for! consolidating scores of small value purchases has never been easier!
6)Easy-To-Use
Swipe the Card at the electronic terminal at the outlet and sign on the transaction receipt for the amount purchased. A copy of the Sales Draft will be extended for retention and reference.
7)Overseas Assistance
For lost or stolen Card whilst travelling abroad, just report it to the nearest Visa office via a local tollfree number. Services are available in most parts of the world!
8)Constant Control
Maintain a balance in the Card Account which best suits the desired lifestyle. However, a minimum of RM25 at all times is required. For example, for purchase of an item worth RM75, the minimum balance should be at least RM100. Transfer only what is needed to the Card Account, only when it is needed. PBeBank.com and PB Telebanking Services, facilitate banking convenience from the home or office, every day of the year! Services available include balance enquiry, statement request, fund transfer, transaction history, GIRO bill payment, card payment, mobile reload service and others.
9)Limited Exposure
For security purpose, the Card Account is a separate account from the Savings and/or Current Account/s. Therefore, if the Card is ever lost or stolen, the financial risk is strictly just on the balance in the Card Account. The funds residing in the Deposit Account/s would not be affected as there is no direct linkage.
10)Automatic Sweep
Principal cardmembers with a Personal Deposit(Savings/Current) Account with the Bank may sign up for the Automatic Fund Transfer Facility. It facilitates immediate online sweeping of funds from a designated Deposit Account to the Card Account, up to a predetermined daily limit as authorised. The Card credit balance will also be constantly maintained at RM200 via the end-of-day top-up monitoring at all times. Greater flexibility and improved convenience to eliminate any shortfall amount when transacting Card.
11)Conversion of Overseas Transactions
If the Card is used outside Malaysia, the transaction incurred will be converted to Ringgit Malaysia using US$ as the base currency on the date the item is received and/or processed at such exchange and at such time as may be determined by Visa International at its absolute discretion. The exchange may differ from the rate in effect on the date of the transaction due to market fluctuations. Such rate imposed shall be final and conclusive and the Cardmember shall bear all exchange risks, losses, commission and other bank charges which may thereby be incurred.
