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Islamic FIXED DEPOSIT - Bank Mana Yang Terbaik?

sape tau BAnk Mana yang menawarkan pulangan yang baik dalam islamic FIXED DEPOSIT ?

bank muamalat. dier tetapkan 75 cust. 25 bank
dr kadar keuntungan....keuntungan tk tetap...tgk rate untuk harian /minggu/bln,
 
pejabat ku buh kat bank rakyat tp nengok cawangan gak..leh negotiate base on berapa kite buh..leh say 22 juta utk tempoh matang satu bulan diaorang bagi 2.35% skrg ni..kalu xsilap la
 
Haram. It can be categorized under riba.

There are two kinds of Riba: Riba al-Nasi'ah, and Riba al-Fadl.

Riba al-Nasi'ah

The term nasi'ah means to postpone, defer, or wait and refers to the time that is allowed for the borrower to repay the loan in return for the addition or the premium. Hence Riba al-Nasi'ah refers to the interest on the loan. It is in this sense that the term Riba has been used in the Qur'an in the verse "God has forbidden interest" (2: 275). This is also the Riba which the prophet, peace be on him, referred to when he said: "There is no Riba except in nasi'ah."
Payah gak tu nak kategorikan sbg riba...
Psal mmg ada Fixed Deposit yg Islamik..
eden naik pelik ada FD Islamic.
 
Haram. It can be categorized under riba.

There are two kinds of Riba: Riba al-Nasi'ah, and Riba al-Fadl.

Riba al-Nasi'ah

The term nasi'ah means to postpone, defer, or wait and refers to the time that is allowed for the borrower to repay the loan in return for the addition or the premium. Hence Riba al-Nasi'ah refers to the interest on the loan. It is in this sense that the term Riba has been used in the Qur'an in the verse "God has forbidden interest" (2: 275). This is also the Riba which the prophet, peace be on him, referred to when he said: "There is no Riba except in nasi'ah."
Payah gak tu nak kategorikan sbg riba...
Psal mmg ada Fixed Deposit yg Islamik..
eden naik pelik ada FD Islamic.
 
salam cuma pendapat saja

klu simpan fixed deposit kita amik tenure 1 bulan = 2.25%
tapi sitap bulan kita kene kuar n msk blk. just amik dividen jer

lets say simpan 100k. biler dah sbln kiter kuar semua and msk balik 100k untuk sebulan semula. dividen sebanyak rm 2250 kita ambil buat blanja.

klu wat pinjaman kerajaan pon 100k slama 20 tahun kene bayar dalam rm 850 jer. 2250-850=1400.

bgs x idea ni. stiap bln kite ader rm1400 tuk blanaja??

harap sifu2 disini beri komen.sbb sy nak msk FD
 
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