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Himpunan teknik teknik loan ASB

yang applikasi penggunaan CC tu...rasanya kena study baik2 bagi mahir baru boleh guna...jadi sy cadangkan buat thread lain supaya matlamat utk pembaca2 menguasai ilmu tentang LASB dapat ditumpukan di thread ini...

risau pulak bila dah byk cite pasal CC ni...ramai yg xleh nak fokus pasal LASB dah :)
 
Please take note of the following information.
ASW 2020, ASD and ASM funds are fully subscribed.
ASB is available for Bumiputeras only.
AS 1M is available for Bumiputeras, Indians and Minorities. Chinese allocation is fully subscribed.
 
Please take note of the following information.
ASW 2020, ASD and ASM funds are fully subscribed.
ASB is available for Bumiputeras only.
AS 1M is available for Bumiputeras, Indians and Minorities. Chinese allocation is fully subscribed.

Last but not least.. MAXIMIZE your AS1M WITH KWSP. READ THIS 1st and follow by THIS

My plan is simple.. Utilize this facilities until your KWSP are fully transferred to AS1M. Divident paid much higher then KWSP divident
 
brapa kali nk hentam you kena tgk limit BT yg you dapat.jgn main hentam jer...sbb rajhi ni dia full settlement pada DD (55 hari) dan extra 30 hari lagi (not recommended)..klu you tk dpt bayar rajhi akan issued surat lawyer dan nama mgkin masuk CCRIS. ia tk macam CC lain yg klu tk bayar habis baki akan kena caj interest jer.

Andai kata cash limit you rm9K bermakna credit limit you adalah rm18k dan your salary should around 7-8K...:D

Hantam yg dimaksudkan adalah cycle CA+55days and BT+20days pluss..
So kena banyakkan cycle spt diatas..
Bergantung pada total Div LASB yang telah anda reserved kan..
55days CA 0% + BT kena gaya dapat 50days...105days mendapat OPM 0% dan hanya bermodalkan beberapa puluh ringgit sahaja..
Semestinya kombinasi Div LASB+OPM CA akan push your ROI DIV LASB to more than 10%.

This is what I meant Div LASB work for others OPM..while waiting to push higher LIMIT at ASB.

But please sentiasa CAREFULL and standby money should be ready as a back-up. And ofcourse the risk is managable not like others (UT,GOLD,share2)..

Anda sudah create wealth dengan LASB..dgn mendapat DIV..
so anda boleh pilih utk DIV tersebut antara
1) Create more wealth through CA vs BT?
OR
2) Optimising wealth through UT,GOLD,SHARE DLL?

Tq,,,
 
yang applikasi penggunaan CC tu...rasanya kena study baik2 bagi mahir baru boleh guna...jadi sy cadangkan buat thread lain supaya matlamat utk pembaca2 menguasai ilmu tentang LASB dapat ditumpukan di thread ini...

risau pulak bila dah byk cite pasal CC ni...ramai yg xleh nak fokus pasal LASB dah :)

This is another option how to make/growth your div LASB higher.
Maybe someone didn't know/realize the POTENTIAL gain from their DIV LASB.

But as you said,,,it will dangerous to somebody didn't have know-how practise this trick..
I'm also afraid if somebody said what will I do with this DIV LASB?
Invest GOLD? beli UT? beli SAHAM? or else..

Remember DIV LASB is also hard earned money..Please use wisely..

TQ
 
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Rakan-rakan budiman...
Setelah anda penuh LASB..anda+suami/isteri+OPE..(STUCK)
Maka anda perlulah menyesuaikan Potential Gain anda mengikut tahap risiko masing-masing..

Div LASB + CA + BT + ASB merupakan contoh/peluang utk gain your div.
Ada pelbagai cara lain lagi,,,

Dan teknik/kaedah ini adalah lanjutan OPM LASB.. bila anda LASB STUCK..
So anda kena mahirkan dulu dengan LASB..

TQ selamat menjadi pelabur berhemah..
 
cimb macamana dengan locking period, berapa tahun? rpocessing fee x silap 120rm.

begitu juga dgn maybank, ada sesiapa boleh kongsi di sini?:-?:-?

Maybank
Processing fees RM70 (cert RM50 + s/duty rm20)
BLR-1.65% = 4.95%
Lock in for 2 Years
25yrs tenure
insurance included

Cimb
processing rm120 (process 100 + 20 s/duty)
lock in 3yrs & thereafter 1%
blr-1.65% = 4.95%
20yrs tenure

kalo berminat dengan maybank boleh hubungi saya
 
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This is another option how to make/growth your div LASB higher.
Maybe someone didn't know/realize the POTENTIAL gain from their DIV LASB.

But as you said,,,it will dangerous to somebody didn't have know-how practise this trick..
I'm also afraid if somebody said what will I do with this DIV LASB?
Invest GOLD? beli UT? beli SAHAM? or else..

Remember DIV LASB is also hard earned money..Please use wisely..

TQ

saya setuju dgn bro...thread ni mmg utk LASB tp kita guna instrumen lain utk maximakan ASB...tmasuk penggunaan CC..
memndangkan ASB akan beranakkan dividen maka kita tk sepatutnya terikat dgn loan sahaja utk penuhkan ASB.....kena lbh kreatif dan inovatif memaniluasikan tools kewangan utk mencapai matlamat kebebasan kewangan.
 
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