ikeda
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Pergh..da smpi thp men LAHB...sy ni nk mngumpul ke 200k pown xtaw ble..
Sy de cash dlm 4500 cash dlm asb..tuan ikeda de ckp cash ltak kt akaun len...
Boleh cdng kan x..mcm mne sy boley gndakan cash sy tu?skng sy da ade 35k LASB da staun (210 sbln)..bru2 ni sy bru je buat 65k LASB (388 sbln)...Mcm mne sy nk dptkan lg 100k LASB tu?byr kete 260 sbln..gji 1800..mnta cdngan wrga CG..Bru nk stdy asb..
Untuk mengejar volume,,LASB berperingkat
1)2012 - LASB1 50k(Bayar sendiri)
2)2013 - LASB1 50k(Bayar sendiri)+LASB2 50k(Bayar dgn div LASB1)
3)2014 - LASB1 50k(Bayar sendiri)+LASB2 50k(Bayar dgn div LASB1)
LASB3 50k(Bayar dgn div LASB2)
4)2015 - LASB1 50k(Bayar sendiri)+LASB2 50k(Bayar dgn div LASB1)+
LASB3 50k(Bayar dgn div LASB2)+LASB4 50k(Bayar dgn div LASB3)
5)2016 - All LASB 1,2,3,4 bayar dengan dividen masing masing..
There are good debt and bad debt in the market...You have to ensure and smart to indentified it..
When you already expert and clarify which one is Good Debt and Bad Debt,,it is still not enough yet.. You should not rushing to start investing before you already prepared with the knowledge of risk managing/minimising..
Of course LASB is a good debt for Wealth Creation,Wealth Optimising and Wealth Protection,, but when you get in this game realize or not,, you are also exposing yourself to the financial risk..Unfortunately,,,there are no Good Risk or Bad Risk...hahahaha,, so that are you ready to manage such risk??
Simple question is RM4,500 your cash money is your saving or capital for investment?
You should be clear and much clearer than crystal about the different of Saving and Investment...
Good luck and having a good planning for your Financial...