kinghunterz666
Freshie
- Messages
- 40
- Joined
- Mar 7, 2011
- Messages
- 40
- Reaction score
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- Points
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nie ada contoh saya bagi untuk teknik guna bayar minimum bulanan..kalo ada salah harap perbetulkan.
Trick guna kaedah bayaran minimun bulanan..
swipe cc through paypal rm6K.6k-3.4%+rm2=rm5794(boleh digunakan untuk bayar loan asb 100k-easy rhb)
cara bayaran kad kredit nie.
due date 17 Jan-(baki hutang=rm5794(5% BMB= rm289.70) baki rm5504.3
due date 17 februari(baki hutang= rm5504.30(5% BMB=rm275.21+rm61.92(interest 1.125% dikenakan atas baki tertunggak)= rm337.17
due date 17 Mac(baki hutang= rm5167.13(5% BMB=rm258.35+rm58.13=rm316.48
due date 17 april (baki hutang=rm4850.65(5% BMB=rm242.53+rm54.56=rm297.09
due date 17 mei (baki hutang = rm4553.56(5% BMB=rm227.67+rm51.22=rm278.89
due date 17 jun (baki hutang=rm4274.67(5% BMB=rm213.73+rm48.09=rm261.82
due date 17 Julai (baki hutang=rm4012.85(5% BMB=rm200.64+rm45.14=rm245.78
due date 17 Ogos(baki hutang=rm3767.07(5%BMB=rm188.35+rm42.37=rm230.72
due date 17 Sep(baki hutang=rm3536.35(5% BMB=rm176.81+rm39.78=rm216.59
due date 17 Okt(baki hutang=rm3319.76(5% BMB=rm165.98+rm37.34=rm203.32
due date 17 Nov(baki hutang=rm3116.40(5%BMB=rm155.82+rm35.05=rm190.87
due date 17 Dis(baki hutang=rm2925.53(5%BMB=rm146.27+rm32.91=rm179.18
baki jumlah hutang cc= rm2746.35
dah bayar secara 12 bulan BMB = rm2420.74
jumlah =rm5167.09
dividen 7.5%=rm7500
rm7500-(rm2746.35-baki kredit kad)(rm2420.74-duit kita yg telah bayar BMB selama 12 bulan) =rm2332.91 untung bersih..disamping rm2420.74 yg kita bayar selama 12 bulan pada bank pun kita dapat balik..
ulang teknik ini utk tahun seterusnya duit 2420.74 kita rolling balik untuk tahun depan punya bmb..jadi utk tahun depannya kita tak perlu kuar modal utk bayar balik bmb...
Trick guna kaedah bayaran minimun bulanan..
swipe cc through paypal rm6K.6k-3.4%+rm2=rm5794(boleh digunakan untuk bayar loan asb 100k-easy rhb)
cara bayaran kad kredit nie.
due date 17 Jan-(baki hutang=rm5794(5% BMB= rm289.70) baki rm5504.3
due date 17 februari(baki hutang= rm5504.30(5% BMB=rm275.21+rm61.92(interest 1.125% dikenakan atas baki tertunggak)= rm337.17
due date 17 Mac(baki hutang= rm5167.13(5% BMB=rm258.35+rm58.13=rm316.48
due date 17 april (baki hutang=rm4850.65(5% BMB=rm242.53+rm54.56=rm297.09
due date 17 mei (baki hutang = rm4553.56(5% BMB=rm227.67+rm51.22=rm278.89
due date 17 jun (baki hutang=rm4274.67(5% BMB=rm213.73+rm48.09=rm261.82
due date 17 Julai (baki hutang=rm4012.85(5% BMB=rm200.64+rm45.14=rm245.78
due date 17 Ogos(baki hutang=rm3767.07(5%BMB=rm188.35+rm42.37=rm230.72
due date 17 Sep(baki hutang=rm3536.35(5% BMB=rm176.81+rm39.78=rm216.59
due date 17 Okt(baki hutang=rm3319.76(5% BMB=rm165.98+rm37.34=rm203.32
due date 17 Nov(baki hutang=rm3116.40(5%BMB=rm155.82+rm35.05=rm190.87
due date 17 Dis(baki hutang=rm2925.53(5%BMB=rm146.27+rm32.91=rm179.18
baki jumlah hutang cc= rm2746.35
dah bayar secara 12 bulan BMB = rm2420.74
jumlah =rm5167.09
dividen 7.5%=rm7500
rm7500-(rm2746.35-baki kredit kad)(rm2420.74-duit kita yg telah bayar BMB selama 12 bulan) =rm2332.91 untung bersih..disamping rm2420.74 yg kita bayar selama 12 bulan pada bank pun kita dapat balik..
ulang teknik ini utk tahun seterusnya duit 2420.74 kita rolling balik untuk tahun depan punya bmb..jadi utk tahun depannya kita tak perlu kuar modal utk bayar balik bmb...
