Dividen ASB

[WMComm]

od ni cmne ek sbenanye?:-?
ko explen ckt der

aduh.aku apply od hasil dari bacaan info thread dalam cg ni le. :">

nak tau pasal od,kena tanya otai.aku hanya petai.
*malam tadi makan sambal cili padi petai ikan bilis.peh.meleleh. )

secara ringkas,aku apply od untuk rolling modal biz aku.akhirnya kantoi tp od masih jalan.

misi tahun 2012 adalah untuk cover duit od aku balik.interest rendah,itu yang terbaik tp kena ada duit baru boleh buat od. paid

 

[Iman_Sr]

aduh.aku apply od hasil dari bacaan info thread dalam cg ni le. :">

nak tau pasal od,kena tanya otai.aku hanya petai.
*malam tadi makan sambal cili padi petai ikan bilis.peh.meleleh. )

secara ringkas,aku apply od untuk rolling modal biz aku.akhirnya kantoi tp od masih jalan.

misi tahun 2012 adalah untuk cover duit od aku balik.interest rendah,itu yang terbaik tp kena ada duit baru boleh buat od. paid

oooo...gitu.tq derpaid

 

[nsr7777]

aduh.aku apply od hasil dari bacaan info thread dalam cg ni le. :">

nak tau pasal od,kena tanya otai.aku hanya petai.
*malam tadi makan sambal cili padi petai ikan bilis.peh.meleleh. )

secara ringkas,aku apply od untuk rolling modal biz aku.akhirnya kantoi tp od masih jalan.

misi tahun 2012 adalah untuk cover duit od aku balik.interest rendah,itu yang terbaik tp kena ada duit baru boleh buat od. paid

bang,,ade tk ebook tntg od ni,,huhuhu

 

[Jeb]

aduh.aku apply od hasil dari bacaan info thread dalam cg ni le. :">

nak tau pasal od,kena tanya otai.aku hanya petai.
*malam tadi makan sambal cili padi petai ikan bilis.peh.meleleh. )

secara ringkas,aku apply od untuk rolling modal biz aku.akhirnya kantoi tp od masih jalan.

misi tahun 2012 adalah untuk cover duit od aku balik.interest rendah,itu yang terbaik tp kena ada duit baru boleh buat od. paid

od ni buleh buat lagi ke masta.atau masta gna nama company

 

[aiman27]

bila plk dia kata 4hb..tgk btul2 cn.

Pembayaran pengagihan pendapatan dan bonus ASB akan dikreditkan secara automatik ke dalam buku pelaburan pemegang unit. Pemegang unit boleh mengemaskini buku pelaburan ASB mulai 3 Januari 2012.

Semua urus niaga bagi ASB di Ibu Pejabat ASNB, pejabat-pejabat dan ejen-ejen ASNB di seluruh negara akan ditangguhkan bermula pada 21 Disember 2011 sehingga 2 Januari 2012 bagi tujuan pengiraan pengagihan pendapatan dan bonus.

urusan ASB pd 3hb dah tentu sesak.. kena cari tempat yg kurang sesak samada maybank,cimb,rhb,pjbt pos. mcm kat tmpt aku biasanya rhb xrmi org sbb ia br buka jd masih rmi xsedar akan kewujudannya. lgpn org kurg ada berurusan dgn rhb mrka lbh kenal maybank dan cimb.

nasihat aku jgn kuarkan semua div yg dpt nt tak dpt menikmati comppounding law. nak kuarkan sbhgn ajelah.melainkan ada kegunaan yg lbh bernilai drp ASB.

 

[2bz4money]

ASB- Simpanan Emergency

urusan ASB pd 3hb dah tentu sesak.. kena cari tempat yg kurang sesak samada maybank,cimb,rhb,pjbt pos. mcm kat tmpt aku biasanya rhb xrmi org sbb ia br buka jd masih rmi xsedar akan kewujudannya. lgpn org kurg ada berurusan dgn rhb mrka lbh kenal maybank dan cimb.

nasihat aku jgn kuarkan semua div yg dpt nt tak dpt menikmati comppounding law. nak kuarkan sbhgn ajelah.melainkan ada kegunaan yg lbh bernilai drp ASB.

biarkanlah dividen tu bertapa..sekurang2nya jadikan ASB ni tabung kecemasan bersamaan 6 bulan gaji..kalu dah penuh, bole pikirkan utk pelaburan yg lebih berisiko..

 

[2bz4money]

bang,,ade tk ebook tntg od ni,,huhuhu

ada bbrapa org yg buat ebook pasal OD ni, cuma ada ka ODASB kt pasaran lagi? mungkin x relevan lagi..kalu ada pun OD biasa yg BLRnya ikut kadar semasa..mahal

 

[2bz4money]

ASB vs Others UT

QUESTION:

Hope you can explain to me further on this investment plan. Why some say (you also suggested this) it is better to invest in ASB than in private unit trust? Robert Kiyosaki also recommends investing for cash return than capital gain (ASB gives cash return right?). I understand that when he wrote, invest in capital gain is like gambling, predicting future. If I invest in ASB in 2006, I will get dividend of 7.3%.

If I invest in unit trust, say Public Islamic Dividend Fund, its 1st year Annualized Return is 30.94%. (The fund was launched in Feb 2006. Figure from Public Mutual Quarterly Fund Review, Qtr 1 2007). Their other funds too, (for moderate risk funds, less than 5 yrs), show their Annualized Return are between 13% - 40%.

I’m a bit confused why it is better invest in ASB? Because of no-load fund? But return is better in unit trust (example above). Yes I know past cannot predict future, and return is not guaranteed, but example above make me wonder whether I do miss anything anywhere? Appreciate your help.

ANSWER:

Let me first answer your question by talking about rates of return.

As you already know, rates of returns are measured on a yearly basis. Further, rates of returns have to be compared over a period of time, and not just for one or two years. This is because anybody can give a great return in one year. It could be down to luck – the manager just happened to buy the right stocks at the right time. So you should not get impressed by anyone or any fund or any investment giving a 20, 30, 50 or even 100% return in one year. But to give such return year in and year out takes skill, experience and knowledge. And not many people can do so. The few who has done so includes Warren Buffett, George Soros and John Templeton. For example, Warren Buffett Berkshire Hathaway Fund gave an annual rate of return of 22% for 40 years, and still counting!

While the funds you mentioned gave good returns this year, remember that the Bursa Malaysia is near the all time high now. Any fund launched last year will give exceptional returns at this point in time. But can they do so every year for the next five or ten years? The short answer is that it is going to be difficult for them to do it.

For a more comprehensive answer, please read my Handbook entitled Growing Your Money.

Still, at the end of the day, you will do fairly well investing in either private unit trusts or ASB. If you can do so consistently, you are already in the top ten percentile of the population when it comes to money. Most people cannot even save a single cent!

Sumber: Ezine Azizi Ali Jan2012 ed.

 

[TokJayo777200]

biarkanlah dividen tu bertapa..sekurang2nya jadikan ASB ni tabung kecemasan bersamaan 6 bulan gaji..kalu dah penuh, bole pikirkan utk pelaburan yg lebih berisiko..

Tak..teman bukan nak usik.Teman cuma nak update buku nak nengok le gamoknye berapa hengget dividen dapat...

 

[Scorpions10]

QUESTION:

Hope you can explain to me further on this investment plan. Why some say (you also suggested this) it is better to invest in ASB than in private unit trust? Robert Kiyosaki also recommends investing for cash return than capital gain (ASB gives cash return right?). I understand that when he wrote, invest in capital gain is like gambling, predicting future. If I invest in ASB in 2006, I will get dividend of 7.3%.

If I invest in unit trust, say Public Islamic Dividend Fund, its 1st year Annualized Return is 30.94%. (The fund was launched in Feb 2006. Figure from Public Mutual Quarterly Fund Review, Qtr 1 2007). Their other funds too, (for moderate risk funds, less than 5 yrs), show their Annualized Return are between 13% - 40%.

I’m a bit confused why it is better invest in ASB? Because of no-load fund? But return is better in unit trust (example above). Yes I know past cannot predict future, and return is not guaranteed, but example above make me wonder whether I do miss anything anywhere? Appreciate your help.

ANSWER:

Let me first answer your question by talking about rates of return.

As you already know, rates of returns are measured on a yearly basis. Further, rates of returns have to be compared over a period of time, and not just for one or two years. This is because anybody can give a great return in one year. It could be down to luck – the manager just happened to buy the right stocks at the right time. So you should not get impressed by anyone or any fund or any investment giving a 20, 30, 50 or even 100% return in one year. But to give such return year in and year out takes skill, experience and knowledge. And not many people can do so. The few who has done so includes Warren Buffett, George Soros and John Templeton. For example, Warren Buffett Berkshire Hathaway Fund gave an annual rate of return of 22% for 40 years, and still counting!

While the funds you mentioned gave good returns this year, remember that the Bursa Malaysia is near the all time high now. Any fund launched last year will give exceptional returns at this point in time. But can they do so every year for the next five or ten years? The short answer is that it is going to be difficult for them to do it.

For a more comprehensive answer, please read my Handbook entitled Growing Your Money.

Still, at the end of the day, you will do fairly well investing in either private unit trusts or ASB. If you can do so consistently, you are already in the top ten percentile of the population when it comes to money. Most people cannot even save a single cent!

Sumber: Ezine Azizi Ali Jan2012 ed.

bang kt cn forum bahasa melayu bang..