Budiman Liu S.E. M.Fin
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I am Budiman Liu, an institutional strategist based in Jakarta. I have been observing the regional markets (JCI, KLCI) and the global commodities throughout 2025, and I wanted to open a discussion on asset allocation as we close the year.
The 2025 Reality:While many of us were focused on Tech stocks or Crypto volatility, Gold (XAU/USD) was the silent winner of 2025, breaking records above $4,460.
As someone who managed funds during the 2008 crisis and the post-pandemic era, I see a pattern here. When global rates stay high (US 10Y > 4%), Asian investors tend to rotate back to "Hard Assets."
My Question to the Community:For 2026, are you defensive or aggressive?In Jakarta, I am seeing smart money moving into Healthcare (defensive) and continuing to hold Gold. I believe the "Easy Money" era is over, and 2026 will be about stock selection (picking specific winners) rather than just buying the index.
I'm taking a break for Christmas Eve to recharge. I hope you all have a profitable year ahead.
The 2025 Reality:While many of us were focused on Tech stocks or Crypto volatility, Gold (XAU/USD) was the silent winner of 2025, breaking records above $4,460.
As someone who managed funds during the 2008 crisis and the post-pandemic era, I see a pattern here. When global rates stay high (US 10Y > 4%), Asian investors tend to rotate back to "Hard Assets."
My Question to the Community:For 2026, are you defensive or aggressive?In Jakarta, I am seeing smart money moving into Healthcare (defensive) and continuing to hold Gold. I believe the "Easy Money" era is over, and 2026 will be about stock selection (picking specific winners) rather than just buying the index.
I'm taking a break for Christmas Eve to recharge. I hope you all have a profitable year ahead.
