Cimb housing loan package

[feer]

Mr Simon,

Ive personally email to you pertaining to my inquiries. Kindly advice.

Thank you

 

[skfoo]

tt,kalo loan 150k tempoh 25tahun, bulanan berapa ye. tq

monthly installment RM870

 

[skfoo]

Mr Simon,

Ive personally email to you pertaining to my inquiries. Kindly advice.

Thank you

ok... sudah reply kan...

 

[skfoo]

Hello,

Saya nak beli apartment harga tak pasti lagi.
Ini rumah pertama saya. Tak tahu market value. Nak beli atas tangan owner sendiri. Leasedhold.
Gajipokok+elaun tetap RM3900
Kereta [RM670] & [RM1020]
Komitmen Pinjaman [RM280]
Cc combined limit RM18000
Umur 30

kalau bole nak buat full loan. Layak berapa?

nie i sudah reply belum?

 

[feer]

ok... sudah reply kan...

yezza..thanks mr foo

 

[skfoo]

Kepada Warga CG,

Kalau ada apa-apa pertanyaan boleh la call saya di 016-666 1245
atau email ke [email protected] atau [email protected]

 

[StanNero]

boss mintak tlg ajar..ramai org confius ..

dalam ccris.. bank akan kira komitmen based on credit limit kad kredit ataupun based on outstanding?

cth saya ada satu kad kredit limit 9 K.. tapi penggunaan cuma 500 ringgit je,, bank akan kira komitmen dari nilai rm500 atau rm 9k ? so if i ada cc better closed terus atau maintain kalau outstanding sikit?

 

[skfoo]

boss mintak tlg ajar..ramai org confius ..

dalam ccris.. bank akan kira komitmen based on credit limit kad kredit ataupun based on outstanding?

cth saya ada satu kad kredit limit 9 K.. tapi penggunaan cuma 500 ringgit je,, bank akan kira komitmen dari nilai rm500 atau rm 9k ? so if i ada cc better closed terus atau maintain kalau outstanding sikit?

ok.... Bank akan kira based on 5% of outstanding.... Kalau i ada 10 card and kalau credit limit RM100k tapi tak guna... Kalau bank kira komitmen based on credit limit... sampai tua pon i tak boleh apply loan... hahahha....

tapi kalau nak buat personal loan based on credit limit....

kalau outstanding rendah baik maintain... sbb bank nak nak tengok payment behavior...

 

[StanNero]

ok.... Bank akan kira based on 5% of outstanding.... Kalau i ada 10 card and kalau credit limit RM100k tapi tak guna... Kalau bank kira komitmen based on credit limit... sampai tua pon i tak boleh apply loan... hahahha....

tapi kalau nak buat personal loan based on credit limit....

kalau outstanding rendah baik maintain... sbb bank nak nak tengok payment behavior...

oke simon.. u mmg best,,sorry sebab cimb kasik market value rendah sgt..kalau x sure i amik dengan you. next year u tunggu i nak apply rumah lagi i carik u tunggu increment +naik gred gaji

 

[skfoo]

oke simon.. u mmg best,,sorry sebab cimb kasik market value rendah sgt..kalau x sure i amik dengan you. next year u tunggu i nak apply rumah lagi i carik u tunggu increment +naik gred gaji

hahahha.... no pblm... kadang2 bukan semua benda kita boleh bagi yg terbaik... kita hanya mampu lakukan yg terbaik...