Cimb housing loan package

[skfoo]

klu gaji bersih dlm rm1900..brapo loan blh dpt??

i kira base on gaji bersih u sebelum tolak komitmen la ye... mak rm350k....

 

[skfoo]

price xpasti lagi..tunggu developer. selayang je..

owh.... u da dapat pricing baru bagi tau i la... cimb boleh buat... but still hav to see your income...

 

[skfoo]

morning mr foo,

Just an inquiry.

I planned to refinance my apt next year but I'm not sure if I'm able to do it. My apt MV is currently around 250k-270k. Wife & myself share to pay the homeloan from cimb. So our combined commitments are as below.

Combined salary : 5k nett
Current h/loan : 1025/month
PL commitment: 900/month
CC commitment: 1000/month
Car: 500/month

How much can I refinance? What will be the interest like? And if refinance with same bank will there be any rebates? Lawyer fees?

should be not a problem if u refinance under the same bank... only rebate on stamp duty.... others as usual... total cash out will be based on current MV....

 

[skfoo]

TT nak tanya.. package ni terpakai untuk rumah lelong ke?
lets say
gaji kasar 3270
gaji bersih bersih 2870
comittment blnan dlm payslip 269.
umur 25 tahun

berapa harga rumah max sy boleh dpt?

boleh dapat dlm rm360-380k... boleh pakai utk rumah lelong...

 

[zuzu93]

TT nk tnya, harap membantu...saya nk beli rumah pertama..berapa max loan boleh apply?

Gaji kasar 2900
Kereta 540
PL 540
CC current O/S 1700 (x selalu guna)
Umur 23

Tq...

 

[skfoo]

TT nk tnya, harap membantu...saya nk beli rumah pertama..berapa max loan boleh apply?

Gaji kasar 2900
Kereta 540
PL 540
CC current O/S 1700 (x selalu guna)
Umur 23

Tq...

sorry komitmen tinggi.... loan susah lepas... kalau lepas pun max loan bawah rm100k... bawa lagi 1 orang sebgai joint applicant untuk support...

 

[melinvest78]

should be not a problem if u refinance under the same bank... only rebate on stamp duty.... others as usual... total cash out will be based on current MV....

Hi,

Normally if based on my info, how high can I refinance? 90% possible?

 

[skfoo]

Hi,

Normally if based on my info, how high can I refinance? 90% possible?

max is 90% la...
subject to your income n your commitment...

 

[JOY]

tt,kalo loan 150k tempoh 25tahun, bulanan berapa ye. tq

 

[annanawawi]

Hello,

Saya nak beli apartment harga tak pasti lagi.
Ini rumah pertama saya. Tak tahu market value. Nak beli atas tangan owner sendiri. Leasedhold.
Gajipokok+elaun tetap RM3900
Kereta [RM670] & [RM1020]
Komitmen Pinjaman [RM280]
Cc combined limit RM18000
Umur 30

kalau bole nak buat full loan. Layak berapa?