Cimb housing loan package

[skfoo]

kalau kerja sendiri gaji bersih 3k-4k, brpa loan boleh approved?

komitmen kete rm566...

RM3000k - RM310k
RM3500k - RM393k
RM4000k - RM468k

tapi kena tengok income doc dulu la...
atau u cakap berapa yang u mahu commit dalam bayaran ansuran rumah... itu lagi senang...

 

[Zunar]

Ok..i'm planning to buy a house price 210k direct from owner..hrga tu bwh mrket value yg prnah buat b4..tp i mnta mr simon explain skit..dah tnye bberapa bank n diorg minta sy sumbit doc yg perlu +geran or copy of snp..x bole ke kalo sy just bg payslip n other supporting doc utk check availability how much max i can afford monthly n check kalo ade cctis rec?

 

[Zunar]

Nape most banks mnta geran or snp skali..doc tu dah dpt kalo i dah book or byr deposit..in my case i need to know my eligibility..

 

[All in]

Ok..i'm planning to buy a house price 210k direct from owner..hrga tu bwh mrket value yg prnah buat b4..tp i mnta mr simon explain skit..dah tnye bberapa bank n diorg minta sy sumbit doc yg perlu +geran or copy of snp..x bole ke kalo sy just bg payslip n other supporting doc utk check availability how much max i can afford monthly n check kalo ade cctis rec?

Nape most banks mnta geran or snp skali..doc tu dah dpt kalo i dah book or byr deposit..in my case i need to know my eligibility..

Tq bro. sbb dh tlg bertanya dgn beberapa bank.
aku pn nk tau jgk keadah/penyelesaian case mcm ni.

 

[hannuz1010]

bole join loan tak..suami isteri..nak bli umah 135k..tapi kalo campur bersih 2400 jek..

 

[hannuz1010]

lawyer fee brape cas ye slalu

 

[Zunar]

E

Tq bro. sbb dh tlg bertanya dgn beberapa bank.
aku pn nk tau jgk keadah/penyelesaian case mcm ni.

Tnya by phone lum smpat g bank bz...so kurg jelas...kalo dah diskas ngn owner pstu lastly dpt tau dr bank max bole pnjam x lpas utk loan mmg bazir mase n kos lain le kan...mne mr simon tlg jelaskan..

 

[skfoo]

Nape most banks mnta geran or snp skali..doc tu dah dpt kalo i dah book or byr deposit..in my case i need to know my eligibility..

ok... firstly bank nak geran adalah untuk nak dapatkan detail property tue supaya senang nak check value....

second bank nak S & P adalah untuk nak pastikan onwer property itu sekarang and perlukan lagi satu letter iaitu letter of attention. (Surat menyatakan onwer setuju nak jual property itu dekat u)

kalau sub sale pula, agent akan bagi letter of confirmation... ada detail of property itu...

selain itu, bank akan disburse loan mengikut bank value of the property... kalau takda geran atau s & p cam mana valuer nak buat valuation report kan....


RM210k monthly installment : RM900(40 yrs) RM1005(30yrs)

Minimum gaji RM2000 da boleh apply loan da tapi tanpa komitmen la.... hehehe.... sorry lambat....

**kalau tak nak minta geran atau S & P dari onwer... u provide full address, property type, how many square feet,any renovation... then i tolong u check value, boleh tak u dapat max loan...

 

[skfoo]

bole join loan tak..suami isteri..nak bli umah 135k..tapi kalo campur bersih 2400 jek..

boleh je... tapi kena tengok CCRIS report and jumlah komitmen jugak...

lawyer fees da fixed...
1st RM150k x 1% = RM1500
next RM850k x 0.7% = ???
next RM2m x 0.6% = ???
next RM2m x 0.5% = ???

 

[hannuz1010]

boleh je... tapi kena tengok CCRIS report and jumlah komitmen jugak...

lawyer fees da fixed...
1st RM150k x 1% = RM1500
next RM850k x 0.7% = ???
next RM2m x 0.6% = ???
next RM2m x 0.5% = ???

thanx bro..nanti i call u