Excellent Tips by Warren Buffet :
(1) On Earning - Never depend on single income. Make investment to create a second source
(2) On Spending - If you buy thing you do not need, soon you will have to sell things you need
(3) On Saving - Do not save what is left after spending, but spend what is left after saving
(4) On Investment - Do not put all eggs in one basket
(5) On Taking Risk - Never test the depth of river with both the feet
(6) When Something Bad Happens, you have three choices. You can let it define, let it destroy you, or you can let it strengthen you