Buat overdraf guna rumah

[faizal_bulat]

aku tgh refinance rumah & ambik loan yg ada OD sekali.....ada gak cash dpt & OD sekali....dulu bayaran sebilan RM1700 & setelah restructure & refinance dpt la bayar RM850 sebulan....best....

ko guna bank mana? nk tau gak ni..

 

[Harimau_kumbang]

kalo dah ader umah... camner nak wat OD?.. saper pakart dlm OD Umah nie.. leh ler kasitau kat newbie2 yg nak mencari ilmu nie ekk.. panjang lebar pun x ksah.. janji aku leh faham..

 

[Harimau_kumbang]

Aku ader beli umah kat area shah alam.. apartment.. rege dlm rm110k.. pehtu bulan2 bayar dlm rm600.. aku ingat nak wat OD?.. tp xkan ler nak tunggu umah bais bayo a.k.a 30 tahun baru abis bayo baru leh wat OD.. Waaaaaaaaaaaaaaa... xleh nak bzi ler camnie..

 

[hazri99]

elok buat loan flexi home tuh..
katakan rege refinance rm150k, harga rumah semasa rm170k.
so loan la rm170k.. ader balaced rm20k tuh.. leh kuarkan masuk dlm asb.
so asb buat mcm biaser la.. cagar buat od dll..
so rumah hutang tak yah bayar.. free jer..

 

[roslinda]

mcam kes aku plak mcam mana??

klu aku nak beli umah ngan tanah..harga 250k

klu aku wat pinjaman perumahan mcam mana??? bleh ke wat OD plak???

tolong ajar skit

 

[faizal_bulat]

mcam kes aku plak mcam mana??

klu aku nak beli umah ngan tanah..harga 250k

klu aku wat pinjaman perumahan mcam mana??? bleh ke wat OD plak???

tolong ajar skit

xbole, kalu flexi home smart-i HSBC dia bg acc OD pun untuk save interest ngan pendekan tahun je, xle nk withdraw lebih.. try ngan PBB la..

 

[niaga22]

just untuk maklumat semua ,

kalau ada rumah buatlah refinance rumah so lebihan yang dapat tu buatlah ASB dulu barulah buat OD..tu lebih berbaloi..tak percaya..tanyalah aku kekekekekeke

Kalau blacklisted lepas tak buat refinance nih?

Katalah "lepas"..lebihan duit tu masuk asb, pastu buat od. Agak2nya bank boleh lepaskan tak od tu jika kita masih dalam blacklisted?

 

[cdan]

berbalik kepada tajuk thread ini -> BUAT OVERDRAFT GUNA RUMAH

ada sesiapa ada pengalaman....
- boleh ke rumah yg masih dlm instalment digunakan sebagai cagaran
- jika boleh, berapa margin pinjaman diberikan
- bank mana yg terima

 

[faizal_bulat]

Plus bae dgn pibb

berbalik kepada tajuk thread ini -> BUAT OVERDRAFT GUNA RUMAH

ada sesiapa ada pengalaman....
- boleh ke rumah yg masih dlm instalment digunakan sebagai cagaran
- jika boleh, berapa margin pinjaman diberikan
- bank mana yg terima

ni OD yg disediakan oleh PIBB, walaupun rumah xabis bayar, khas untuk customer housing loan..

Plus BAE Personal

If you are already a Public Islamic Bank's customer of Financing-i: ABBA House/Term Financing-i and Cash Line Facility-i with a good repayment track record, you can take an additional financing to get immediate cash for your personal use without any additional collateral or a guarantor. This convenient financing plan is our way of thanking you for being a loyal customer.


The PLUS BAE Personal Financing-i/Plus Cash Line Facility-i offers:

1.Quick cash between RM10,000 to RM150,000.
2.Up to 110% of Current market Value subject to net exposure of RM50,000.
3.Longer repayment period of 10 years. CLF-i is repayable on demand.
4.Optional Group Takaful coverage. Great savings as no legal fees incurred.

Cash Line Facility-i

An Overdraft facility that is in accordance with Shariah principles. It is designed to provide financing for a period of 3 years, at the end of which you have the option of renewal. It's a great short-term financing plan if you need additional funds for investments, capital or any other expenditures permissible by Shariah.

Here's what Cash Line Facility-i offers you:

1.No commitment fee on the unutilised amount. So, you'll enjoy great savings.
2.Fixed profit rates for the whole financing tenure.
3.Competitive financing rates and margin of financing.
4.Non-compounding on profit

Plus BAE option a & b
a. BFR + 1.00% p.a. daily rest for the following customers:
who do not take up Group Takaful Family Plan (GTFP).
where facility is secured by cultivated or vacant land.
where MA is above 100% of CMV for existing facility secured by completed residential and commercial properties.

b. BFR + 0% p.a. daily rest for the following customers:
who take up Group Takaful Family Plan (GTFP).
where MA does not exceed 100% of CMV for existing facility secured by completed residential and commercial properties.

akunye option B.. xbanyak org yg tahu, sebab xbanyak org kita wat housing loan ngan PIBB.. so dah tahu apa lg refinance la ngan PIBB.. huhuhu

 

[cdan]

thanks bro faizal.... terang dan jelas...
beruntunglah sesiapa yg buat housing loan dgn PIBB...
kena buat refinance nampaknya...