awecastello
Fun Poster
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- Jun 9, 2012
- Messages
- 126
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CREDIT AUDIT, GROUP INTERNAL AUDIT
(A) TEAM LEADER
Job Responsibilities
• Lead, perform and manage risk-based credit audits on credit and credit-related units, covering Consumer, Commercial and Corporate Loans as per credit audit methodology, which include:-
o Assessment of Banking Group’s Asset Quality
To assess the appropriateness of the assigned risk rating and its credit approval based on Group Internal Audit’s credit risk assessment.
o Review of Credit Strategies / Risk Management Systems
To provide an independent review on the credit risk management policies, supporting framework and approving / monitoring structure.
o Assessment on Credit Operations
To assess whether the credit operations of the credit units are in line with the approved Bank’s credit strategy, policies and procedures and comply with the Banking & Financial Institutions Act 1989, Bank Negara regulations/guidelines and other relevant legal and administrative requirements.
o Adequacy and Effectiveness of System of Internal Controls
To evaluate whether there are adequate and effective operational procedures and internal control systems in identifying, measuring, monitoring and controlling credit risks in the various credit operations of the credit/credit-related unit to safeguard the Bank’s assets.
• Highlight internal control weaknesses, inefficiencies and non-compliances and provide recommendations/suggestions for improvement/rectification.
• Review working papers to ensure all relevant risk areas are covered in the audit assignments and issues raised are appropriate, logical and valid.
• Attend audit exit discussion, prepare draft audit report, update audit program and attend to any ad hoc audit assignments assigned by the superiors, including process reviews.
Minimum Requirements
• Preferably Personal Grade 2 or 3.
• Minimum of 3 years’ experience in credit evaluation or credit processing. CCP accreditation or OMEGA-trained is an advantage.
• Good knowledge of internal controls, BNM guidelines and relevant statutory regulations.
• Strong numerical, analytical, presentation, report writing skills with high level of accuracy.
• Independent, resourceful and possess good interpersonal and communication skills.
• Able to work under pressure and meet timeline
(B) TEAM MEMBER
Job Responsibilities
• Assist Team Leader to perform risk-based credit audits on credit and credit-related units, covering Consumer, Commercial and Corporate Loans as per credit audit methodology, which include:-
o Assessment of Banking Group’s Asset Quality
To assess the appropriateness of the assigned risk rating and its credit approval based on Group Internal Audit’s credit risk assessment.
o Review of Credit Strategies / Risk Management Systems
To provide an independent review on the credit risk management policies, supporting framework and approving / monitoring structure.
o Assessment on Credit Operations
To assess whether the credit operations of the credit units are in line with the approved Bank’s credit strategy, policies and procedures and comply with the Banking & Financial Institutions Act 1989, Bank Negara regulations/guidelines and other relevant legal and administrative requirements.
o Adequacy and Effectiveness of System of Internal Controls
To evaluate whether there are adequate and effective operational procedures and internal control systems in identifying, measuring, monitoring and controlling credit risks in the various credit operations of the credit/credit-related unit to safeguard the Bank’s assets.
• Highlight internal control weaknesses, inefficiencies and non-compliances and provide recommendations/suggestions for improvement/rectification.
• Prepare working papers to document work done pertaining to coverage of all relevant risk areas in the audit assignments and ensure issues raised are appropriate, logical and valid.
Minimum Requirements
• Preferably Personal Grade 1 or 2.
• Minimum of 1-year experience in credit evaluation or credit processing. CCP accreditation or OMEGA-trained is an advantage.
• Conversant with internal controls, BNM guidelines and relevant statutory regulations.
• Good numerical, analytical, presentation, report writing skills.
• Independent, resourceful and possess good interpersonal and communication skills.
• Able to work under pressure and meet timeline
(A) TEAM LEADER
Job Responsibilities
• Lead, perform and manage risk-based credit audits on credit and credit-related units, covering Consumer, Commercial and Corporate Loans as per credit audit methodology, which include:-
o Assessment of Banking Group’s Asset Quality
To assess the appropriateness of the assigned risk rating and its credit approval based on Group Internal Audit’s credit risk assessment.
o Review of Credit Strategies / Risk Management Systems
To provide an independent review on the credit risk management policies, supporting framework and approving / monitoring structure.
o Assessment on Credit Operations
To assess whether the credit operations of the credit units are in line with the approved Bank’s credit strategy, policies and procedures and comply with the Banking & Financial Institutions Act 1989, Bank Negara regulations/guidelines and other relevant legal and administrative requirements.
o Adequacy and Effectiveness of System of Internal Controls
To evaluate whether there are adequate and effective operational procedures and internal control systems in identifying, measuring, monitoring and controlling credit risks in the various credit operations of the credit/credit-related unit to safeguard the Bank’s assets.
• Highlight internal control weaknesses, inefficiencies and non-compliances and provide recommendations/suggestions for improvement/rectification.
• Review working papers to ensure all relevant risk areas are covered in the audit assignments and issues raised are appropriate, logical and valid.
• Attend audit exit discussion, prepare draft audit report, update audit program and attend to any ad hoc audit assignments assigned by the superiors, including process reviews.
Minimum Requirements
• Preferably Personal Grade 2 or 3.
• Minimum of 3 years’ experience in credit evaluation or credit processing. CCP accreditation or OMEGA-trained is an advantage.
• Good knowledge of internal controls, BNM guidelines and relevant statutory regulations.
• Strong numerical, analytical, presentation, report writing skills with high level of accuracy.
• Independent, resourceful and possess good interpersonal and communication skills.
• Able to work under pressure and meet timeline
(B) TEAM MEMBER
Job Responsibilities
• Assist Team Leader to perform risk-based credit audits on credit and credit-related units, covering Consumer, Commercial and Corporate Loans as per credit audit methodology, which include:-
o Assessment of Banking Group’s Asset Quality
To assess the appropriateness of the assigned risk rating and its credit approval based on Group Internal Audit’s credit risk assessment.
o Review of Credit Strategies / Risk Management Systems
To provide an independent review on the credit risk management policies, supporting framework and approving / monitoring structure.
o Assessment on Credit Operations
To assess whether the credit operations of the credit units are in line with the approved Bank’s credit strategy, policies and procedures and comply with the Banking & Financial Institutions Act 1989, Bank Negara regulations/guidelines and other relevant legal and administrative requirements.
o Adequacy and Effectiveness of System of Internal Controls
To evaluate whether there are adequate and effective operational procedures and internal control systems in identifying, measuring, monitoring and controlling credit risks in the various credit operations of the credit/credit-related unit to safeguard the Bank’s assets.
• Highlight internal control weaknesses, inefficiencies and non-compliances and provide recommendations/suggestions for improvement/rectification.
• Prepare working papers to document work done pertaining to coverage of all relevant risk areas in the audit assignments and ensure issues raised are appropriate, logical and valid.
Minimum Requirements
• Preferably Personal Grade 1 or 2.
• Minimum of 1-year experience in credit evaluation or credit processing. CCP accreditation or OMEGA-trained is an advantage.
• Conversant with internal controls, BNM guidelines and relevant statutory regulations.
• Good numerical, analytical, presentation, report writing skills.
• Independent, resourceful and possess good interpersonal and communication skills.
• Able to work under pressure and meet timeline
