arrhhh aku bankrap

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nice knowladge...bleh la cm2 aku nk wat loan byk2 kt bank.
style gak 2...wat loan byk2 utk projek besar..
hm...bleh gak cmni...hihihi

 

[Jebatrr]

In the United Kingdom, the bankruptcy laws have been revised to discharge bankrupts from a period of three years to one year.
It gives them a second chance speedily as it is believed that punishing bankrupts makes people fear taking risks.
Reducing the cost of failure should stoke entrepreneurship. It distinguishes between “no fault” bankrupts (corporate guarantors etc) and those who have got into trouble simply by living beyond their means. It is a policy of forgive and forget.
In Australia, bankrupts have a choice of paying one third of their debt for immediate discharge or wait for two years for automatic discharge.
In the United States, bankruptcy is a battle-honour among businessmen and fairly painless for those who can’t pay medical or even credit card bills.
In Malaysia, there are more than 160,000 bankrupts and the number is increasing as there is no automatic discharge, which increases the workload of the Official Assignee, Immigration and banks.
Life is tough for bankrupts with so many restrictions imposed and sometimes they are treated like pariahs or common criminals.
An example is the restriction on overseas travel.
Similar restriction is also imposed by the EPF, Income Tax Dept and PTPTN.
Whilst the spirit of the law is to ensure people do not flee the country without settling their debts, it has been turned into a punishment.
Such criminalisation of financial debt is totally unjust.
I would therefore urge the Government to urgently review the Bankruptcy Act 1967 as well as EPF Act 1991 and other laws which are antiquated.

 

[FXminded]

huh... best gak bengkrap ya... mcmana nak buat loan juta-juta ni... bengkrap tapi ada 2 juta.. besh.. besh

 

[nazells]

In the United Kingdom, the bankruptcy laws have been revised to discharge bankrupts from a period of three years to one year.
It gives them a second chance speedily as it is believed that punishing bankrupts makes people fear taking risks.
Reducing the cost of failure should stoke entrepreneurship. It distinguishes between “no fault” bankrupts (corporate guarantors etc) and those who have got into trouble simply by living beyond their means. It is a policy of forgive and forget.
In Australia, bankrupts have a choice of paying one third of their debt for immediate discharge or wait for two years for automatic discharge.
In the United States, bankruptcy is a battle-honour among businessmen and fairly painless for those who can’t pay medical or even credit card bills.
In Malaysia, there are more than 160,000 bankrupts and the number is increasing as there is no automatic discharge, which increases the workload of the Official Assignee, Immigration and banks.
Life is tough for bankrupts with so many restrictions imposed and sometimes they are treated like pariahs or common criminals.
An example is the restriction on overseas travel.
Similar restriction is also imposed by the EPF, Income Tax Dept and PTPTN.
Whilst the spirit of the law is to ensure people do not flee the country without settling their debts, it has been turned into a punishment.
Such criminalisation of financial debt is totally unjust.
I would therefore urge the Government to urgently review the Bankruptcy Act 1967 as well as EPF Act 1991 and other laws which are antiquated.

good info..n try to urgethe govenment to do something..wish u best

 

[mrahizad]

x penah....

 

[nazells]

info baru..
govt will an action person yand dah bankrap untuk datang ke jabatan insolvensi...so saper2 yang x bagi comitment.akan kuar waran tangkap..jadi pada maner2 yang x datang baek datang..tuk kebaikan korang jugak..x ader guna sorokkan diri.nanti kalau nak g umrah biler dah tua x lepas pulak..

 

[Farah_anne]

what im trying to say is..

for 8k-9k debt, u are still out of ctos record..

those who their debts is more than 20k will only judged by ctos.. and possible entitled for bancruptcy.

tapi mmg betul, hutang 8k-9k kalo x betul2 dipantau boleh jadik 30k. Ive heard that before

berhati2 ketika menggunakan c.card. Bankrupt x semestinya corporate loan shj, tapi personal loan n c.card loan can also lead to bankrupcy.

sekadar pandangan.

camne plak yg ada utang ngan 3-4 bank tapi setiap bank amaun dlm 2-3 riban je...diaorg akan merge kan seme loan tu jadik total 20k ke..?:-?:-?:-?

 

[788]

camne plak yg ada utang ngan 3-4 bank tapi setiap bank amaun dlm 2-3 riban je...diaorg akan merge kan seme loan tu jadik total 20k ke..?:-?:-?:-?

mesti ada utang CC ni..haha((

 

[havrilsz]

Huh..bygkn kite pnjam 100juta ...pastu buat2 bangkrap...Huh..masyuk2..

 

[harley]

Huh..bygkn kite pnjam 100juta ...pastu buat2 bangkrap...Huh..masyuk2..

eh, apa kate nko yg buat.. ) )