90% Orang Malaysia Under Insured. Ini Cara Dapat Perlindungan RM1 Juta yg Berbaloi

[Redza_AIA]

saya banyak tengok orang yang ambik pelan pendidikan anak dari produk insurans ni.. coverage untuk anak tuh lagi besar daripada parents. betul ke konsep nih? cuba fikir2 kan..

 

[Redza_AIA]

masa sesuai ambil insurans

masa yang sesuai untuk ambil insurans adalah semasa anda SIHAT. bila anda dah tak sihat, takde insurans company pon yang nak insure kan anda. jangan terlajak perahu... :-?

 

[Redza_AIA]

Salam hujung minggu warga CG
Yg belum rancang kewangan, mari rancang bersama. Kalau terlambat nanti nyesal

 

[Redza_AIA]

Berapa ramai yang dah ada polisi insurans tapi tak tau dia ada medical card ke tak? Bagi saya buat policy review. Anda mungkin terkejut dgn findings nye

 

[Redza_AIA]

ramai jugak yg bertanya medical card AIA ni ada savings tak? Ada..kalau combine dengan investment linked product (ILP).

Tapi persoalannya, bila anda ambil insurans, tujuan anda untuk maximize PROTECTION atau INVESTMENT? Kalau tujuan nak invest, elok la savings dlm unit trusts, ASB, tabung haji, stocks etc. Return lagi bagus.

Kalau dengan saya, fokus adalah untuk maximize PROTECTION. Bukan investment. Savings tuh hanya marketing gimmick saja. Sedarlah...

 

[Redza_AIA]

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perfect analogy on why focus of protection shall be on breadwinner. Are u adequately protected?

 

[Redza_AIA]

great way to leverage

medical card is a great way to leverage. Let say u are paying RM51 per month. After 10 years, u have paid only RM6120. But if after 5 years u require a heart surgery which costs RM40,000, you receive more than u have paid.

So should u wait till u fall sick then? Invest in a comprehensive medical card today. PM for more details.

 

[Redza_AIA]

Being healthy is a good thing. That does not mean you don't need a medical card. Tragedy can struck suddenly. Are you prepared if that happens?

No body plans to fail. But a lot of people fail to plan. Which one are you?

 

[Redza_AIA]

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ada ke orang yang happy bayar bil hospital?

 

[Redza_AIA]

when an agent presents to u about a medical card product, make sure these are explained:

1. exclusion
2. waiting period
3. incontestability period