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A woman named Ana from San Francisco called into The Ramsey Show with a devastating confession — after paying off $80,000 in debt with her husband, she found out he secretly borrowed $200,000 to invest in cryptocurrencies like XRP and “Trump coins.” And then, he lost it all.
Ana began by explaining how they’d been following Dave Ramsey’s debt-free plan since 2022 and had successfully paid off $80,000 by May 2024, with just their home mortgage left. “It was wonderful,” she said.
But things took a dark turn. Her husband started exploring cryptocurrency investments, initially making small profits. Then, without her knowledge, he took out massive loans totaling nearly $200,000 and dumped it into crypto...