Crypto News

Image generated by CariGold SoFi's $35 Trillion Market Opportunity That Investors Aren't Paying Attention To (Yet) Key Points SoFi (NASDAQ: SOFI) has roughly tripled over the past year, and there is a lot to like about the banking disruptor. In the most recent quarter, SoFi added 800,000 new members -- its highest single-quarter total ever. In addition, SoFi's loan platform, where it originates loans on behalf of third-party partners, is turning into an impressive generator of capital-light fee income. SoFi could also be a big beneficiary of the student loan limitations contained in the recent tax and spending bill. And SoFi recently announced that cryptocurrency trading will return to its platform by the end of the year. This...

Image generated by CariGold Should You Buy XRP (Ripple) While It's Under $10? Key Points The price of XRP (CRYPTO: XRP) is surging once again. This week, the coin popped nearly 30% in value. Over the past month, the crypto asset has increased in value by roughly 60%. And over the last 12 months, XRP has surged by around 500%. After blasting through the $3 mark and setting a new all-time high, is Ripple still a buy? If you believe in this story, the token could be a buy at any price under $10. But there are a few things you want to be aware of before loading up. Is Ripple gaining regulatory and industry buy-in? The biggest cause of Ripple's recent price surge has been growing optimism surrounding the regulatory environment, as well...

Image generated by CariGold Everyone wants to be a bank now. Banks aren’t happy about it. A lot of companies that are not in the banking business are suddenly applying for new US banking charters, from automakers General Motors (GM) and Stellantis (STLA) to cryptocurrency firms Circle (CRCL) and Ripple (RIPL.PVT). Banks, not surprisingly, aren't happy about any of this. Their fear is that many of these new entrants are seeking novel, lighter-touch charters that would, in practice, let them offer banking services while bypassing some of the regulatory obligations that traditionally come with that business. "Banks don't oppose competition," Paige Pidano Paridon, co-head of regulatory affairs with the lobbying group Bank Policy...

Image generated by CariGold Key Points Robinhood's (NASDAQ: HOOD) stock has soared more than 350% over the past 12 months. That rally was driven by soaring stocks and rising crypto prices, which drew many retail investors back to its online trading platform and boosted its trading volumes. Some investors might be reluctant to invest in Robinhood after those massive gains. However, it could still be worth buying before its next earnings report on July 30 for six simple reasons. 1. It's Expanding Rapidly From 2020 to 2024, Robinhood more than doubled its number of funded customers as its assets under custody (AUC) more than tripled. It achieved that growth trajectory even through a grueling slowdown in 2022 as rising interest rates...

Image generated by CariGold Many investors flocked back to cryptocurrencies during the past year as lower interest rates made speculative investments more attractive again. Earlier this month, I said the two big blue-chip cryptocurrencies -- Bitcoin and Ethereum -- were still great places to park $1,000 for a few decades. But today, I'll take a look at three riskier cryptocurrencies -- Solana, Cardano, and XRP -- that could also have a bright future. While they might be a bit riskier than Bitcoin or Ethereum, they might be worth a more modest $500 investment. Solana Solana's blockchain blends together the energy-efficient proof-of-stake (PoS) consensus mechanism used by Ethereum with its own proof-of-history (PoH) mechanism. That...

Image generated by CariGold Key Points The entire cryptocurrency market is worth $3.8 trillion, as of this writing on the morning of July 16. Despite that scale, critics rightfully view the industry with a bit of skepticism. Several crypto scams still exist, and crypto's utility is questioned by many. However, some tokens have emerged as huge winners for risk-seeking investors, thanks to their ability to draw a large community of supporters. This is exactly what Shiba Inu (CRYPTO: SHIB) has done. It's trading 84% below its peak but has still skyrocketed since its launch in 2020. Maybe the momentum will continue through the rest of this decade. Can Shiba Inu reach $1 per token in 2030? Hype and speculation Shiba Inu's historical...

Image generated by CariGold Is a Digital Social Security Card Good for Your Money? If you’ve ever scrambled to find your Social Security card for a job interview, you may be interested in a new option from the Social Security Administration. Officials from the SSA announced digital Social Security cards will be available starting this summer. For my Social Security account holders, this means secure digital access to their Social Security number. The goal is to offer account holders a secure and easy alternative to the traditional physical card. More information on how to access this feature is available on the my Social Security site. GOBankingRates wanted to know what financial experts thought about this digital option and whether...

Image generated by CariGold Key Points Wall Street's market closes at 4 p.m. eastern time, but blockchains are open all night long. Thanks to that after‑hours void, a small slice of the stock market has quietly migrated onto Solana (CRYPTO: SOL), turning a small but growing selection of stocks into tokens that trade 24/7. Between mid‑June and July 4, Solana's on‑chain value of those tokenized stocks more than tripled, from about $13 million to $48 million, powered almost entirely by a new platform called xStocks. By July 16, the chain featured more than $100 million worth of stocks, indicating that the pace of growth is still incredible. The quantity of dollars involved here might look trivial, but the growth rate is anything but...

Image generated by CariGold Robert Kiyosaki’s Hot Take: $107K Bitcoin Is a Steal — Delusion or Visionary? Robert Kiyosaki, known for his “Rich Dad Poor Dad” series, has been vocal about his views on cryptocurrency, emphasizing the subjective nature of terms like “rich” and “poor,” and “expensive” and “inexpensive.” Particularly when it comes to Bitcoin, his stance reflects a belief that the greatest risk might be not taking one at all. On June 29, Kiyosaki revealed that he first dipped his toes into the Bitcoin market when the price was at $6,000. While he admitted that he arrived “late” to the game, it was not too late. At the time of his announcement, Bitcoin was trading at $107,000, and Kiyosaki urged others not to feel that they...

Image generated by CariGold Key Points XRP (CRYPTO: XRP) and MicroStrategy (NASDAQ: MSTR) both soared during crypto's 2025 revival, with the fintech coin rising by 46% and the crypto treasury company climbing by 49% this year so far (as of July 18). Yet one earns its keep by processing real transactions for banks and institutions, while the other is a listed company whose sole trick is piling more Bitcoin onto an already mountainous stack. But which route is going to lead to higher returns for investors with a moderately sized amount of starting capital to invest -- say, $5,000? XRP is building utility today, and it's working The XRP Ledger (XRPL) is gradually turning into an institutional finance support layer as a result of the...

Image generated by CariGold 2025 is seeing the beginning of a new era in commerce - the Agentic One Investing.com -- Bernstein analysts stated this week that OpenAI’s integration of a checkout system into ChatGPT marks a fundamental shift in how online commerce is conducted, ushering in what they call “the beginning of a new era in commerce — the Agentic One.” The move, reported by the Financial Times, would allow users to complete purchases without leaving the chat interface, with merchants paying affiliate and possibly payment processing fees. “A killer AI consumer use-case is an agent which can help us navigate the drudgery of online shopping and find the right item/service, authentic reviews, price, offers, and fill out forms,”...

Image generated by CariGold Should You Invest $1,000 in Quantum Computing Competitor Rigetti Computing? Key Points Quantum computing is an intriguing investment field. There is a significant amount of money pouring into the technology, but it has yet to add tangible value to the economy. This is because it remains a nascent technology working toward commercial viability. Once it reaches that stage, the companies involved could see their stocks skyrocket alongside demand. Rigetti Computing (NASDAQ: RGTI) is a prominent player in the quantum computing race and a popular pick among investors. However, is now the right time to invest $1,000 into the stock? Rigetti Computing is a high-risk, high-reward investment Rigetti Computing is a...

Image generated by CariGold Key Points Shiba Inu (CRYPTO: SHIB) has been a top cryptocurrency since it sprang to life in 2020, but that's largely because of its cult-like following on social media as one of the major meme tokens. Many investors still don't take the token seriously because it lacks a real use case or technical advantage over any of its peers. Still, there is one catalyst that could help Shiba Inu catch fire. Could a negative eventually become a positive? Shiba Inu has never had a lot to offer from a use-case perspective, aside from its fervent community on social media that has made it a top 20 cryptocurrency by market cap. Shiba Inu started as an ERC-20 token, meaning it was developed on the Ethereum network and...

Image generated by CariGold Here's How "Tokenized" Stocks Are Revolutionizing Investment Access Tokenization has been one of the hottest buzzwords in the crypto industry for the past 12 months. Now we're finally starting to see what can happen when blockchain technology meets traditional stock market investing. On June 30, Robinhood Markets (NASDAQ: HOOD) shook up the financial world with the launch of tokenized stocks for retail investors. According to Robinhood Chief Executive Officer Vlad Tenev, these tokenized stocks represent the greatest innovation in capital markets in decades. But what, exactly, are they? And what do they mean for investors? What are tokenized stocks? Tokenization refers to the transformation of real-world...

Image generated by CariGold Better Cryptocurrency to Buy Right Now: Cardano vs. Solana Key Points Solana (CRYPTO: SOL) and Cardano (CRYPTO: ADA) both promise high performance, but only one is already zipping along the fast lane while the other still hugs the shoulder. If you are looking for an investment in crypto today, you need to know which is which, so let's dive in and take a look. Solana is already taking off When it comes to good user experience (UX) in crypto, the best that most investors and users can hope for are blockchains that are lightning-quick and so cheap to use that they're nearly free. Transactions on Solana cost roughly $0.0008 at recent prices, and most transactions close in less than a second. Cardano's...

Image generated by CariGold Prediction: SharpLink's Ethereum Move Is Just the Beginning Key Points Something very interesting is going on with Ethereum (CRYPTO: ETH) right now. Small, relatively unknown companies are starting to add Ether, the native coin of the Ethereum blockchain, to their balance sheets as part of a new strategy designed to lift their stock market valuations. And so far, it's working. Case in point: during the past 30 days, shares of SharpLink Gaming (NASDAQ: SBET) are up a whopping 150% (as of July 18). SharpLink Gaming has attracted so much attention with its new crypto strategy that it's almost certain to attract other companies as well. The Ethereum treasury company model In a very short time, SharpLink...

Image generated by CariGold Key Points If you're looking to put $2,000 to work in this market, midstream energy stocks are a smart place to look. They tend to offer stable, fee-based cash flows, have high yields, and are seeing good growth opportunities. The sector is also trading well below historical valuations compared to a decade ago, despite the companies being in better financial shape. Let's look at three smart midstream investment options to buy right now. Energy Transfer Energy Transfer (NYSE: ET) is one of the most compelling risk/reward stocks in the market today. It combines a high yield, improving financial profile, and solid growth opportunities. Despite this, it trades at one of the lowest valuations in the space...

Image generated by CariGold Where Will Coca-Cola Stock Be in 5 Years? Coca-Cola (NYSE: KO) has been having a banner year. It became the go-to stock when tariff changes were announced and has been demonstrating resilience under pressure. Considering the company's recent outperformance and ubiquitous global presence, you could be forgiven for thinking that Coca-Cola typically beats the markets. However, you'd be mistaken. With some exceptions over the past three decades, Coca-Cola stock has been a market underperformer and lagged the S&P 500 (SNPINDEX: ^GSPC) significantly over the past five years, inclusive of its strong run this year. Let's take a look at what's happening with the company and whether it can keep up its current run...

Image generated by CariGold ETH Could Be Worth $15K Medium Term, $4K Target in the Short Term: Fundstrat's Tom Lee Ethereum is attracting renewed institutional attention as both whale accumulation and high-profile endorsements strengthen the long-term bullish case for the network. On Saturday, crypto analyst Ali Martinez noted that Ethereum whales have acquired over 500,000 ETH over the past two weeks, indicating confidence among large holders. Historically, such buying behavior has often preceded major price moves or ecosystem developments. In a recent interview with CoinDesk, Tom Lee, the head of research at Fundstrat, talked about his valuation outlook for ether. He referenced a model developed by Fundstrat’s Head of Digital...

Image generated by CariGold Indian crypto exchange CoinDCX gets reportedly hacked for $44M The Indian centralized exchange CoinDCX has reportedly been drained for nearly $44.2 million almost 17 hours ago, the on-chain sleuth ZachXBT claimed on July 19. The attacker address was funded with 1 Ethereum from Tornado Cash and later bridged a portion of the stolen funds from Solana to Ethereum, the sleuth said. Tornado Cash is a non-custodial cryptocurrency mixer. "The affected CoinDCX hot wallet is not publicly tagged or in current proof of reserves so I had to manually attribute it via reviewing counterparties," ZachXBT added. They also identified the theft address on their Telegram channel, "Investigations by ZachXBT." ZachXBT...