Everything published
Fee transparency in the crypto card category varies. Some operators publish full schedules; others surface only headline rates. BeeXpay publishes the complete structure on their site, with no hidden monthly maintenance fees, no inactivity fees, no surprises.
The full schedule
Virtual card: $10 one-time (Light KYC). Included with Full KYC.
Physical card: $100 one-time, Full KYC required, ~2 weeks delivery.
Reload: 4% (Light KYC) or 2.5% (Full KYC) on funded amount.
Per-transaction: $0.25-$0.50 flat for USD merchants.
Non-USD: 1.5-2% bank FX, set by the card network, passed through.
KYC: free at either tier.
What's absent
No monthly maintenance. No annual fees. No inactivity fees. No closure fees. No freeze/unfreeze fees. The structure depends on actual usage, not maintenance charges.
Pass-through framing matters
The 1.5-2% non-USD FX is not BeeXpay's spread — it's set by the card network rules and applies to any USD-denominated card on non-USD transactions. Important to understand because it's commonly misattributed to issuers.
Sample monthly cost for Malaysian users
$1,000/month spending, USD-heavy, Full KYC: ~$35 total (~RM160).
$1,000/month with significant MYR spending: ~$45-$50 (adds FX on MYR transactions).
$2,000/month USD-heavy: ~$60-$65.
Why this transparency matters
Fee transparency correlates with broader operational quality. Operators who publish complete schedules typically have responsive support and accurate marketing. Operators who hide fees often hide other things. Worth using as a signal when comparing crypto card providers.
→ https://beexpay.app
Fee transparency in the crypto card category varies. Some operators publish full schedules; others surface only headline rates. BeeXpay publishes the complete structure on their site, with no hidden monthly maintenance fees, no inactivity fees, no surprises.
The full schedule
Virtual card: $10 one-time (Light KYC). Included with Full KYC.
Physical card: $100 one-time, Full KYC required, ~2 weeks delivery.
Reload: 4% (Light KYC) or 2.5% (Full KYC) on funded amount.
Per-transaction: $0.25-$0.50 flat for USD merchants.
Non-USD: 1.5-2% bank FX, set by the card network, passed through.
KYC: free at either tier.
What's absent
No monthly maintenance. No annual fees. No inactivity fees. No closure fees. No freeze/unfreeze fees. The structure depends on actual usage, not maintenance charges.
Pass-through framing matters
The 1.5-2% non-USD FX is not BeeXpay's spread — it's set by the card network rules and applies to any USD-denominated card on non-USD transactions. Important to understand because it's commonly misattributed to issuers.
Sample monthly cost for Malaysian users
$1,000/month spending, USD-heavy, Full KYC: ~$35 total (~RM160).
$1,000/month with significant MYR spending: ~$45-$50 (adds FX on MYR transactions).
$2,000/month USD-heavy: ~$60-$65.
Why this transparency matters
Fee transparency correlates with broader operational quality. Operators who publish complete schedules typically have responsive support and accurate marketing. Operators who hide fees often hide other things. Worth using as a signal when comparing crypto card providers.
→ https://beexpay.app
