Sy nk tanye skit...apsal rate 3.90% amislamic bank ni lagi byk byr bulan2 berbanding bsn (3.95%)? ke lg skit interest lg byk kena byr bulan2...contoh sama mcm cimb rate 3.88% tp byr bulan2 same mcm bsn (3.95%)...mohon dpt diperjelaskan...terima kasih.