Uniasia uni gold & general fund
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Uni. Asia life offers you
Uni Wealth Link a regular premium Unit-Linked insurance plan that not only supports you basic insurance protection and healthy investment returns, it also comes with the flexibility to adjust your premium savings, insurance coverage and investments, all at the same time.
Flexibility is key in Uni Wealth Link, it gives you better control over the important decisions you need to make in life.
Flexibility
Full Or Partial Withdrawal
Policyholder may exercise partial or full withdrawal of the Account Value at any time.
Top- Up
Policyholder may make single or regular premium top- ups to increase the investment amount.
Switching
Policyholder may partially or completely switch their Account Value to another investment fund offered under this product within the Company.
Premium Holiday
Policyholder may pause paying premium so long as there is sufficient fund in the policy.
Fund Manager
The Fund invested through Uni Wealth Link is co-managed by UOB-OSK Asset Management Sdn Bhd and Uni.Asia Life Assurance Berhad.
• Flexibility In Managing Your Own Portfolio
You may start your regular savings plan from as low as RM100 per month. Thereafter, you may top-up, make partial or full withdrawal or switch between funds. The following are tips for you to manage your investment smartly:
Top-Up
You should use the top-up facility as a vehicle to maximize the investment value through Single or Regular Premium Top-Ups. The minimum amount is RM50 (in multiples of RM50) per transaction at any time. 95% of the top-up amount will be allocated for investment.
Partial Or Full Withdrawal
You may make partial or full withdrawal at any time. Partial withdrawal from a minimum of RM500 (in multiples of RM500) is allowed so long as you maintain a minimum balance of RM1,000 in the Account Value at all times.
In the event you make a full withdrawal, your policy will be terminated.
Switching
You may switch between funds, either fully or partially at any time. Partial switch is from a minimum of RM500 (in multiples of RM500) so long as you maintain a minimum balance of RM1,000 in the Account Value.
To request for Top-Up, Partial or Full Withdrawal, or Switching, the Policyholder has to fill up a prescribed form furnished by the Company and subject to approval.
Daily Pricing
The pricing of the funds shall be computed on daily basis. The Net Asset Value Per Unit (NAV) of the Unit-Linked fund is based on forward pricing.
The NAV is the price at which a Policyholder buys and sells the units of the chosen funds.
Uni Gold and General Fund
Fund Objective
The Fund aims to achieve long-term capital growth by investing in a single collective investment scheme that investing in companies involved in the exploration of precious metals, energy and base metals.
Investment Strategy
The fund aims to achieve long term capital appreciation by investing and feeding into the United Gold and General Fund managed by UOB Asset Management Ltd.
The United Gold and General Fund aims to
achieve returns on
investment [B]mainly in securities of corporations[/B] (whether or not listed on any stock exchange, and in any part of the world) whose business (in any part of the world) is or is substantially in the mining or extraction of gold, silver or precious metals (e.g. platinum, palladium, rhodium etc.), bulk commodities (e.g coal, iron ore, steel etc.), base metals of all kinds (e.g. copper, aluminum, nickel, zinc, lead, tin etc.) and other commodities (e.g. industrial minerals, titanium dioxide, borates etc.) and it includes the mining or extraction of oil, gas, coal, alternative energy or other commodities or other minerals.
The United Gold and General Fund’s approach is to invest in industries which exhibit positive macro fundamentals and similarly companies which possess robust micro qualities.
While the main focus will be on long term growth, the United Gold and General Fund will only invest in companies where valuation levels can be justified.
Asset Allocation
United Gold and General Fund 90% - 100%
Cash/Money Market 0% - 10%
Fund Management Charge
1.5% p.a. of the fund value.
http://www.uniasialife.com.my/uniasia_life/products/investment_weekly.php
http://www.uniasialife.com.my/uniasia_life/products/investment_performance.php
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http://www.uniasialife.com.my/uniasia_life/index.php
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