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Sistem wang kertas ni halal tk?

nk celah skit.. yg aku tahu wang kertas jadi riba sebab.. bg contoh US, bila dia org nk guna duit dio org akan mintak dgn federal reserve.. federal reserve ni lah yg akan cetak duit utk dia org.. pahtu US ni kena byr blk sekali dgn interest(riba la ni).. mcm malaysia bank negara akan kuarkan duit..kerajaan akan kuarkan bon utk byr blk..bon pulak akan dijual utk dptkan dana tu balik...bon ni dah tentu akan ade interest jugak.. contoh kerajaan jual bon 600bilion...xkan dia nk byr blk 600bilion jugak..sape nk beli? kat sini la riba terjadi.... nilai duit akan semakin mengecil...


tolong btulkan klau salah!!!
 
nk celah skit.. yg aku tahu wang kertas jadi riba sebab.. bg contoh US, bila dia org nk guna duit dio org akan mintak dgn federal reserve.. federal reserve ni lah yg akan cetak duit utk dia org.. pahtu US ni kena byr blk sekali dgn interest(riba la ni).. mcm malaysia bank negara akan kuarkan duit..kerajaan akan kuarkan bon utk byr blk..bon pulak akan dijual utk dptkan dana tu balik...bon ni dah tentu akan ade interest jugak.. contoh kerajaan jual bon 600bilion...xkan dia nk byr blk 600bilion jugak..sape nk beli? kat sini la riba terjadi.... nilai duit akan semakin mengecil...


tolong btulkan klau salah!!!

ada betul dan ada salahnya..duiit kertas sekarang dikelurkan berdasarkan permintaan dan nilainya tidak disandarkan pada sesuatu yang valid dan boleh dicairkan nilainya (contohnya emas)...amik contoh yang dimerahkan..kene amik maklum bahawa federal reserve berniaga dengan kerajaan US (begitu juga dengan bank2 negara yang lain)..soalannya..adakah semasa kerajaan US minta sejumlah wang kertas dikeluarkan, sejumlah nilai dibayar kepada federal reserve?..jika tiada suatu nilai dibayar semasa wang itu dikeluarkan,maka federal reserve berhak mengenakan interest (yakni keuntungan) terhadap jumlah wang yang dikeluarkan tuh..melainkan jika kerajaan itu mengeluarkan sejumlah nilai..kemudian diletakkan pula interest pada wang yang dikeluarkan oleh federal reserve..maka ada riba di situ..:-?

interest tak semestinya bermaksud riba/lebihan/bunga...ia juga membawa maksud untung..:-?:-?
 

interest tak semestinya bermaksud riba/lebihan/bunga...ia juga membawa maksud untung..:-?:-?

keuntungan = profit

interest = http://en.wikipedia.org/wiki/Interest :D

History of interest

In ancient biblical Israel, it was against the Law of Moses to charge interest on private loans.[3] During the Middle Ages, time was considered to be the property of God. Therefore, to charge interest was considered to be commerce with God's property.[citation needed] Also, St. Thomas Aquinas, the leading theologian of the Catholic Church, argued that the charging of interest is wrong because it amounts to "double charging", charging for both the thing and the use of the thing. The church regarded this as a sin of usury; nevertheless, this rule was never strictly obeyed and eroded gradually until it disappeared during the industrial revolution.[citation needed]

Usury has always been viewed negatively by the Roman Catholic Church. The Second Lateran Council condemned any repayment of a debt with more money than was originally loaned, the Council of Vienna explicitly prohibited usury and declared any legislation tolerant of usury to be heretical, and the first scholastics reproved the charging of interest. In the medieval economy, loans were entirely a consequence of necessity (bad harvests, fire in a workplace) and, under those conditions, it was considered morally reproachable to charge interest.[citation needed] It was also considered morally dubious, since no goods were produced through the lending of money, and thus it should not be compensated, unlike other activities with direct physical output such as blacksmithing or farming.[4]

As Jewish citizens were ostracized from most professions by local rulers, the church and the guilds, they were pushed into marginal occupations considered socially inferior, such as tax and rent collecting and moneylending. Natural tensions between creditors and debtors were added to social, political, religious, and economic strains. ...financial oppression of Jews tended to occur in areas where they were most disliked, and if Jews reacted by concentrating on moneylending to non-Jews, the unpopularity — and so, of course, the pressure — would increase.

Thus the Jews became an element in a vicious circle. The Christians, on the basis of the Biblical rulings, condemned interest-taking absolutely, and from 1179 those who practiced it were excommunicated. Catholic autocrats frequently imposed the harshest financial burdens on the Jews. The Jews reacted by engaging in the one business where Christian laws actually discriminated in their favor, and became identified with the hated trade of moneylending.

Interest has often been looked down upon in Islamic civilization as well for the same reason for which usury was forbidden by the Catholic Church, with most scholars agreeing that the Qur'an explicitly forbids charging interest. Medieval jurists therefore developed several financial instruments to encourage responsible lending.
Of Usury, from Brant's Stultifera Navis (the Ship of Fools); woodcut attributed to Albrecht Dürer

In the Renaissance era, greater mobility of people facilitated an increase in commerce and the appearance of appropriate conditions for entrepreneurs to start new, lucrative businesses. Given that borrowed money was no longer strictly for consumption but for production as well, interest was no longer viewed in the same manner. The School of Salamanca elaborated on various reasons that justified the charging of interest: the person who received a loan benefited, and one could consider interest as a premium paid for the risk taken by the loaning party.

There was also the question of opportunity cost, in that the loaning party lost other possibilities of using the loaned money. Finally and perhaps most originally was the consideration of money itself as merchandise, and the use of one's money as something for which one should receive a benefit in the form of interest. Martín de Azpilcueta also considered the effect of time. Other things being equal, one would prefer to receive a given good now rather than in the future. This preference indicates greater value. Interest, under this theory, is the payment for the time the loaning individual is deprived of the money.

Economically, the interest rate is the cost of capital and is subject to the laws of supply and demand of the money supply. The first attempt to control interest rates through manipulation of the money supply was made by the French Central Bank in 1847.

The first formal studies of interest rates and their impact on society were conducted by Adam Smith, Jeremy Bentham and Mirabeau during the birth of classic economic thought.[citation needed] In the late 19th century leading Swedish economist Knut Wicksell in his 1898 Interest and Prices elaborated a comprehensive theory of economic crises based upon a distinction between natural and nominal interest rates. In the early 20th century, Irving Fisher made a major breakthrough in the economic analysis of interest rates by distinguishing nominal interest from real interest. Several perspectives on the nature and impact of interest rates have arisen since then.

The latter half of the 20th century saw the rise of interest-free Islamic banking and finance, a movement that attempts to apply religious law developed in the medieval period to the modern economy. Some entire countries, including Iran, Sudan, and Pakistan, have taken steps to eradicate interest from their financial systems entirely.[citation needed] Rather than charging interest, the interest-free lender charges a "fee" for the service of lending. As any such fee can be shown to be mathematically identical to an interest charge, the distinction between "interest-free" banking and "for-interest" banking is merely semantic.
keuntungan tidak semestinya halal,tetapi interest dah tentu haram walaupun ada istilah arab
 
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Penggunaan wang kertas jadi harus, kerana itu 'alat' pertukaran yg digunakan di negara malaysia..itu je 'alat' yg diterima pakai semua masyarakat..
 
So yg dlm CG ni dok sibuk trading forex ni haram la kan sebab mata wang tu bukannya barangan (mcm ayam, itik, minyak) yg boleh didagangkan...tapi penunjuk nilai kepada sesuatu barg. Yang patut di trade ialah barang/benda bukannya nilai kepada barg tersebut.:-?

kalau ikutkan mcm ustaz zaharuddin 2 ckp, haram hukumnya :) tp, ada jugak untung atas angin yg dibenarkan dlm islam. cthnya mcm broker tanah. mlm pun kata ustaz 2 ada yg halal n ada yg haram. halal bila kita tahu n kenal siapa downline kita. lagi 1 aku lupa. utk lebih pencerahan, sila rujuk ustaz zaharuddin. aku rasa dia yg paling master bab2 muamalat kat mesia nie. x silap aku, dia pun ada bg explaination pasal wang kertas nie dulu. tp aku ingat2 lupa lah pulak...:D tp dia x de la kata yg wang kertas ni haram.
 
nk celah skit.. yg aku tahu wang kertas jadi riba sebab.. bg contoh US, bila dia org nk guna duit dio org akan mintak dgn federal reserve.. federal reserve ni lah yg akan cetak duit utk dia org.. pahtu US ni kena byr blk sekali dgn interest(riba la ni).. mcm malaysia bank negara akan kuarkan duit..kerajaan akan kuarkan bon utk byr blk..bon pulak akan dijual utk dptkan dana tu balik...bon ni dah tentu akan ade interest jugak.. contoh kerajaan jual bon 600bilion...xkan dia nk byr blk 600bilion jugak..sape nk beli? kat sini la riba terjadi.... nilai duit akan semakin mengecil...


tolong btulkan klau salah!!!

aku rasa konsep ni kurang tepat...

kalau kerajaan malaysia perlukan duit.. diaorang takkan dengan mudah mintak BNM cetak wang kertas macam tu.. sebab bila wang kertas terlalu banyak di pasaran.. nilai matawang ringgit akan jatuh...

so apa meraka buat ialah dengan isu bon supaya institusi kewangan akan beli bon kerajaan.. di situ kerajaan akan dapat duit.. so kerajaan akan bayar dividen kepada pembeli bon..

riba pula rasanya tiada kena mengena secara langsung dengan nilai mata wang mengecil..
 
Ustaz ustaz pon guna wang kertas.. huhu

itu dinamakan darurat..darurat kerana kita tak ada kuasa untuk menentukan sistem yg digunapakai oleh umum...jd tanggungan itu terletak diatas bahu pemerintah...

sekali lg di tekankan bahawa penggunaan wang kertas tidak menjadi salah sekiranya nilai nya disandarkan kpd nilai emas dan perak.. yg menjadi mslh adalah sistem yg bergantung kpd manipulasi dan spekulasi semata2.sekiranya matawang emas dan perak digunapakai sekalipun tetapi masih menggunakan sistem kapitalis sedia ada,maka hukumnya tetap haram...:D
 
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