little_lily
Legendary Member
- Messages
- 14,858
- Joined
- Jun 23, 2008
- Messages
- 14,858
- Reaction score
- 101
- Points
- 123
Org kater plg minimum sebulan kener simpan 10% wit gaji..
baper ramai yg simpan savings kat sini.. jgn ingat wit epf tu cukup tau
______________________________________________________________________
apa2 pun lily rasa sistem banjer/savings yg plg bagus skali ialah yg t. harv eker buat dlm buku dier 'the millionaire mind'..
dier guner 'jar system', camnie
___________________________________________________________________
FFA - Financial Freedom Account 10% of your after tax income goes
in here and is not taken out for anything other
than investments to build your PASSIVE income. Put something in
this account everyday...even if it's your pocket change.
(yes my dear, org tua pun kener ader tabung)
________________________________________________________________
NEC - Necessities - 50% of your after tax income goes in here and
is used for uh...necessities...food, shelter, clothing, car etc.
_________________________________________________________________
EDU - Education - 10% of your after tax income goes in here to be
used to improve yourself. Do you spend more at the coffee shop
than you do on your education...books, tapes, seminars etc?
(jgn kedekut pasal hal2 education nie.. lily pun dulu susah2 jer amek klas bhs jepun, walopun mcm takder paedah.. skrg nie lily dpt kije baru antara sbbnyer pandai basic jepun
__________________________________________________________________
LTSS - Long Term Saving for Spending - 10% of your after tax income
goes in here to be used for downpayments on houses or cars...big
ticket purchases like furniture etc. You could have 2 of these
jars and put 5% in each.
_______________________________________________________________
GIVE - Giving - 10% of your after tax income goes in here to be
used for charitable contributions.
(jgn luper sedekah, bg murah rezeki.. yg suh sedekah nie, t.harv eker nie org yahudi tau.. kalo org yahudi leh sedekah takkan kiter islam tale )
___________________________________________________________
PLAY - 10% of your after tax income goes in here for fun! You
spend this money every month or at the most every two months. He
suggests using this money to do or buy something a wealthy person
would. A limo ride?...a massage?...fancy shoes?...a Rolex?...it's
up to you but make sure it's something that really makes you happy
and/or is fun!
(skali skala kener gak manjakan diri, jgn save2 sampai tensen, nanti skali dah banjer terlajak trus )
baper ramai yg simpan savings kat sini.. jgn ingat wit epf tu cukup tau
______________________________________________________________________
apa2 pun lily rasa sistem banjer/savings yg plg bagus skali ialah yg t. harv eker buat dlm buku dier 'the millionaire mind'..
dier guner 'jar system', camnie
___________________________________________________________________
FFA - Financial Freedom Account 10% of your after tax income goes
in here and is not taken out for anything other
than investments to build your PASSIVE income. Put something in
this account everyday...even if it's your pocket change.
(yes my dear, org tua pun kener ader tabung)
________________________________________________________________
NEC - Necessities - 50% of your after tax income goes in here and
is used for uh...necessities...food, shelter, clothing, car etc.
_________________________________________________________________
EDU - Education - 10% of your after tax income goes in here to be
used to improve yourself. Do you spend more at the coffee shop
than you do on your education...books, tapes, seminars etc?
(jgn kedekut pasal hal2 education nie.. lily pun dulu susah2 jer amek klas bhs jepun, walopun mcm takder paedah.. skrg nie lily dpt kije baru antara sbbnyer pandai basic jepun
__________________________________________________________________
LTSS - Long Term Saving for Spending - 10% of your after tax income
goes in here to be used for downpayments on houses or cars...big
ticket purchases like furniture etc. You could have 2 of these
jars and put 5% in each.
_______________________________________________________________
GIVE - Giving - 10% of your after tax income goes in here to be
used for charitable contributions.
(jgn luper sedekah, bg murah rezeki.. yg suh sedekah nie, t.harv eker nie org yahudi tau.. kalo org yahudi leh sedekah takkan kiter islam tale )
___________________________________________________________
PLAY - 10% of your after tax income goes in here for fun! You
spend this money every month or at the most every two months. He
suggests using this money to do or buy something a wealthy person
would. A limo ride?...a massage?...fancy shoes?...a Rolex?...it's
up to you but make sure it's something that really makes you happy
and/or is fun!
(skali skala kener gak manjakan diri, jgn save2 sampai tensen, nanti skali dah banjer terlajak trus )
Last edited:
