Saving Plan Baru Dari Hong Leong Assurance

[agentproperty]

Hong Leong Assurance Proudly Presents The Brand New Structured Saving Plan - HLA Wealth Plan

Life is full of uncertainties. One way to manage these uncertainties with peace of mind is to ensure that we are free of any financial worries.

At Hong Leong Assurance, we understand your financial and protection needs. Designed to cater your needs, HLA Wealth Plan is a saving plan that offers you high savings with protection.


Have you ever think of whether your retirement fund is enough? Have you really plan for your retirement? If you think your EPF saving is enough for your retirement, then you may calculate and figure it by yourself.

How much do you spend for meals in a day currently? What about 10 years ago? What about 10 years later? Did you noticed that the price of our foods or grocery items are increasing every year?

Here is just a very conservative calculation, let's say you are age 30 now, you have the ability to work/earn, but after your retirement on age 55, if you stop working/earning, say you live up to 78 years old.

Simple Calculation to bring you Awareness:
RM50 x 365 days x 23 years = RM 419,750.00
RM419,750 x 2 (you and your spouse) = RM839,500.00

This is only spending on meals, what about your other expenses? Housing loan? Car loan? Children? Travelling? Medical Expensese? Supplementary? Gift? Other Bills? Just think it clearly what else would you need to spend after your retirement?

HLA WEALTH PLAN is a solution for you right now, as you have the ability to earn now, you can treat this as your second EPF account, save aside a small portion of your earning, to enjoy higher interest and compounding interest, to secure your retirement fund.

This saving plan provides you:

Yearly Cash Coupon : Receive your yearly cash from the end of year 1 until maturity.
Savings : Receive maturity benefit on your survival to maturity.
Protection : Death and Total & Permanent Disability.

Example:

If let say you would like to do a RM10k saving into fixed deposit today, currently fixed deposit only giving 3 - 4% of interest rate.
That's mean a year later you will get RM300-RM400 from fixed deposit only.
But if you do a same amount of RM10k into this Hong Leong Saving Plan, Hong Leong will give you a guarantee return of RM2K every year up to 30 years.
It comes with 5.25% accumulate interest if you did not withdraw the guarantee income.


Feature & Benefit
GUARANTEED short pay of premium for 6 years only
GUARANTEED yearly Income for 30 years
GUARANTEED death & TPD benefit
GUARANTEED maturity benefit
Capital Conservation
Enhanced Death benefit with add-on rider
Enhance TPD benefit with add-on rider
Nomination to serve as Will for Wealth Distribution


Discover hassle-free insurance application1 while enjoying Guaranteed Yearly Cash Coupons (GYCC) of 20% of your Annual Premium.

HLA Prime Wealth is an insurance savings plan that has a limited premium payment term of 6 years and a coverage term of 30 years. It gives you GYCC at the end of each policy year beginning from the first policy year.

1 You will be required to answer 3 simplified questions about your health for Annual Premium above RM 175,000.



FOR MORE INFORMATION CONTACT ( 0182320061 ) BRYAN

IF YOU ARE INTERESTED PLEASE CLICK THE GOOGLE FORM AND FILL UP WILL FOLLOW UP WITH YOU

https://goo.gl/forms/bp0HXVBRm3deaxIP2

 

[agentproperty]

just pay for 6 year the permium cannot be touch must save until 30 year


below the sample is accumulate 30 year

RM 6000 x 6 = 36000
6000 x 20% = RM1200 ( Every year you will get until 30 Year Guarantee )
after 30 year get back the amount is
RM 123,754

2 option to choose
- accumulate ( mean rm1200 accumulate inside the account until 30 Year and you get back RM 123,754)
- payout ( every year you take Rm1200 until 30 Year and you get back your RM 36000 + interest. the interest estimate is around 5% to 8% )