PRU Flexi Plan - Personal Accident

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remy82

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Salam, Kepada yg ingin menambah perlindungan kepada investment link tu saya add Pru Flexi Plan ni Product PA dari Pru

atau yg tak mampu ambik plan invesmentlink tu boleh la mula dulu dgn plan p.a ni

Basic Plan cuma RM170 Setahun

Death/TPD - RM100,000
Medical Expenses - RM3000


Basic Plan + Riders RM260 Setahun
Manfaat/Benefits

1. RM 3,000/Month
Monthly Living Benefit in event of Total Permanent
Disablement, for 24 months.
Manfaat kehidupan Bulanan akibat Hilang Upaya Kekal
sepenuhnya untuk 24 bulan.


2. RM3,000
Inconvenience and Recuperative Allowance due to snatch
theft, assault, burglary in the house and domestic maid
violence in the event of hospitalisation, more than 48 hours.
Elaun Kesulitan dan rawatan pemulihan akibat kecurian ragut,
serangan, rompakan di rumah dan keganasan pembantu
domestik bagi penginapan di hospital, lebih daripada 48 jam.


3. RM600/day
Hospital Income, if hospitalised in Intensive Care Unit, due to
accident, up to 60 days.
Pendapatan Hospital, jika dimasukkan di Unit Rawatan Rapi,
akibat kemalangan, sehingga 60 hari.


4. RM300/day
Additional Hospital Income, if hospitalised in the hospital due
to smatch theft, assault, burglary in the house and domestic
maid violence, up to 60 days.
Hospital Tambahan, jika dimasukkan ke hospital kerana
kecurian ragut, serangan, rompakan di rumah dan
keganasaan pembantu domestik, sehingga 60 hari.


5. RM35 per visit up to RM 1000
Traditional Treatment, per accident.
Rawatan Tradisional untuk setiap kemalangan.


6. RM 30,000
Additional Death Benefits, due to Dengue Fever, Japanese
Encephalitis, Malaria and Chikungunya.
Manfaat Kematian Tambahan untuk Demam Denggi, Malaria,
Ensefalitis Japanese, dan Chikungunya.


7. RM1,500/month
Physiotherapy treatment, up to 2 months.
Rawatan Fisioterapi, sehingga 2 bulan.



Product Description:

PRU Flexi Plan Policy is a personal accident insurance which offers you the flexibility to choose the benefits that you required to according to your needs and affordability. You can choose to cover yourself, your spouse and your children.





Product Features

Benefits

1. Accidental Death or Permanent Disablement – Lump Sum payment up to RM1,000,000 for Self & Spouse
2. Accidental Death or Permanent Disablement – Lump Sum payment up to RM200,000 for Child (or 20% of Adult’s Sum Insured)
3. Weekly Benefit – Up to RM500 per week (Temporary Total Disablement) to a maximum of 104 weeks for Self & Spouse only
4. Medical Reimbursement – Up to RM10,000 per accident (for all Insured Persons)

Additional Benefits

1. Double Indemnity whilst traveling as a fare-paying passenger in any public transport licensed for passenger service (resulting in the Insured’s death, total paralysis or loss of two limbs)
2. Compassionate Allowance – Lump sum payment of RM2,000
3. Repatriation Expenses – Up to RM5,000
4. Renewal Bonus, 5% on Original Sum Insured on Accidental Death and Permanent Disablement benefit upon renewal each year up to a maximum 8 years (applicable to Insured and Spouse only), provided no claim has been made under Permanent Disablement


Extension Coverage

1. Disappearance following an accident after one year from the date of disappearance
2. Natural Perils such as earthquake, flood, lightning, volcanic eruption, tidal wave, hurricane, cyclone or typhoon
3. Unprovoked murder or assault
4. Strike, Riot and Civil Commotion (non-participation of Insured)
5. Accidental Drowning or Suffocation by smoke, fumes or poisonous gas
6. Accidental Food and Drinks Poisoning
7. Accidental animal or insect bites
8. Exposure to natural elements in consequence of an accident
9. Terrorist Act (non-participation of Insured)


Who is Eligible?

1. Healthy adult aged from 16 to 65 years old, renewal up to 70 years old. For Child, between the age of 12 months and 18 years old or 24 years old if the Child is a full time student.

Exclusions

1. war (whether declared or not), invasion, act of foreign enemies, civil war, rebellion, riot, civil unrest and insurrection.
2. nuclear weapon materials, ionizing materials or contamination by radioactivity from any nuclear waste from the combustion of nuclear fuel and for this exclusion combustion shall include self-sustaining process of nuclear fusion
3. while traveling in an aircraft as a pilot or a member of the crew, except only as a fare-paying passenger in a commercial aircraft licensed for passenger service. For the purpose of this exclusion the Insured Person would also not be covered under this Policy if he is involved in any technical operation or navigation whilst in the aircraft
4. while traveling in a helicopter
5. any kind of disease, infection, sickness, or illness
6. pre-existing physical or mental defects or infirmity
7. childbirth, miscarriage, pregnancy or any complications thereof
8. insanity, suicide or attempted (whether sane or insane), intentional self-inflicted injuries
9. wilful exposure to danger other than in an attempt to save human life
10. intoxication by narcotics or drugs (unless drugs taken as prescribed by a qualified registered medical practitioner)
11. provoked murder or assault
12. while committing or attempting to commit any unlawful act
13. while participating in racing of any kind (other than on foot), pace-making, speed or reliability tests or trials
14. while participating in any professional sports
15. while participating in any aerial sporting activities (such as hand-gliding, ballooning, parachuting, sky-diving, bungee jumping or such similar activities), winter sports, steeple-chasing, underwater activities involving the use of breathing apparatus exceeding 30 metres in depth, martial arts, boxing, mountaineering requiring the use of ropes or any other hazardous or dangerous activities or sports.
16. while using woodworking machinery driven by mechanical power except portable tools applied by hand and used solely for private purposes without reward. This exclusion is not applicable to an Insured who is employed to operate on woodworking machinery as his job function
17. Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) howsoever this syndrome has been acquired or may be named.

SEKIRANYA BERMINAT SILA ISI BORANG
 
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brodean

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good basic protection plan..mampu milik
 

remy82

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For 1Mil Protection baru RM1,180 SETAHUN
 

remy82

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Insurans kemalangan diri RM22 je sebulan... terbaik
 

DanielAriffin

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Salam....
6.income replacement RM3000 setiap bulan selama 24bulan

Ni lagu mana encik?? tolong detailkan... tak mau paste2 :))
 

remy82

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Salam....
6.income replacement RM3000 setiap bulan selama 24bulan

Ni lagu mana encik?? tolong detailkan... tak mau paste2 :))
benefit ni akan dapat in case berlaku hilang upaya kekal akibat kemalangan

selain client dapat pampasan RM100,000
setiap bulan dia akan menerima RM3,000 sebulan selama 24 bulan

RM100,000 tu 100% boleh rolling dalam asb,ut sbb dah ada pendapatan selama 24bulan RM3,000 tu... setiap tahun kalau dapat bonus 9% dah dapat RM9,000
 

donat88

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Salam, Kepada yg ingin menambah perlindungan kepada investment link tu saya add Pru Flexi Plan ni Product PA dari Pru

atau yg tak mampu ambik plan invesmentlink tu boleh la mula dulu dgn plan p.a ni

Basic Plan cuma RM170 Setahun
Death/TPD - RM100,000
Medical Expenses - RM3000

Basic Plan + Riders RM260 Setahun
cth benefit basic +rider
1.Elaun Wad Sehari RM400/hari
2.Elaun ICU RM600/hari
3.RM3000 Tuntutan rawatan
4.Pampasan Kematian / hilang upaya RM100,000
5.tuntutan kes ragut,keracunan makanan etc.
6.income replacement RM3000 setiap bulan selama 24bulan

.
bos..nak tanya..yang rm 260 / 170 tu byr bulan2 @ lupsum setahun..
 

remy82

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bos..nak tanya..yang rm 260 / 170 tu byr bulan2 @ lupsum setahun..
RM260 tu protection termasuk rider bayar yearly:)cgrock
RM170 basic plan je

bayaran lump sum setahun
 

remy82

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update 1st page



Basic Plan + Riders RM260 Setahun
Manfaat/Benefits

1. RM 3,000/Month
Monthly Living Benefit in event of Total Permanent
Disablement, for 24 months.
Manfaat kehidupan Bulanan akibat Hilang Upaya Kekal
sepenuhnya untuk 24 bulan.


2. RM3,000
Inconvenience and Recuperative Allowance due to snatch
theft, assault, burglary in the house and domestic maid
violence in the event of hospitalisation, more than 48 hours.
Elaun Kesulitan dan rawatan pemulihan akibat kecurian ragut,
serangan, rompakan di rumah dan keganasan pembantu
domestik bagi penginapan di hospital, lebih daripada 48 jam.


3. RM600/day
Hospital Income, if hospitalised in Intensive Care Unit, due to
accident, up to 60 days.
Pendapatan Hospital, jika dimasukkan di Unit Rawatan Rapi,
akibat kemalangan, sehingga 60 hari.


4. RM300/day
Additional Hospital Income, if hospitalised in the hospital due
to smatch theft, assault, burglary in the house and domestic
maid violence, up to 60 days.
Hospital Tambahan, jika dimasukkan ke hospital kerana
kecurian ragut, serangan, rompakan di rumah dan
keganasaan pembantu domestik, sehingga 60 hari.


5. RM35 per visit up to RM 1000
Traditional Treatment, per accident.
Rawatan Tradisional untuk setiap kemalangan.



6. RM 30,000
Additional Death Benefits, due to Dengue Fever, Japanese
Encephalitis, Malaria and Chikungunya.
Manfaat Kematian Tambahan untuk Demam Denggi, Malaria,
Ensefalitis Japanese, dan Chikungunya.


7. RM1,500/month
Physiotherapy treatment, up to 2 months.
Rawatan Fisioterapi, sehingga 2 bulan.
 
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